Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 181–195 results in Massachusetts
- Cape Ann Savings BankMoney Market AccountMoney Market Account · $500 min · 0.00%–2.02% by balance
Bank · 4 branches
0.25%APY$25 a year on $10,000Requirements
Product: Minimum $500.00 deposit to open. Variable rate account; interest rate may change after account is opened. Fees could reduce earnings.
Offer: Minimum daily balance equal to or greater than $0 but less than $10.00 to earn stated APY.
0.00% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10 0.00% Up to $500 0.25% $500 – $250,000Your amount 0.25% $250,000 – $1,000,000 2.02% $1,000,000 and up 2.02% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Traditional passbook account. Not eligible for online account opening. Variable rate account; interest rate may change after account is opened.
Offer: Minimum daily balance to open account and earn APY is $10.00.
0.25% interest rate · No monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Zero monthly maintenance fees. FDIC and DIF insured.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - Common Trust FCUMoney MarketMoney Market · $50 min · 0.10%–1.50% by balance
Credit union · 4 branches
0.25%APY$25 a year on $10,000Requirements
Product: Available to members of Common Trust Federal Credit Union (membership requires purchase and maintenance of one share of $15.00 in a Regular Share account). Dividends are compounded and credited monthly based on the average daily balance.
Offer: Once a particular balance range is met, the rate and APY apply to the full balance of the account. Dividends accrued/compounded monthly and credited monthly.
0.10% interest rate · Compounded monthly
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,499 0.10% $2,500 – $9,999 0.20% $10,000 – $24,999Your amount 0.25% $25,000 – $49,999 1.00% $50,000 – $99,999 1.25% $100,000 and upOver $100,000. 1.50% Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Oct 16, 2026
Rate checked
More details - BrightBridge Credit UnionMoney Market AccountsMoney Market Accounts · $25 min · 0.25%–3.40% by balance
Credit union · 27 branches
0.25%APY$25 a year on $10,000Requirements
Product: Balance determines rate tier. The minimum balance to avoid a service fee is $2,500.00. Rates subject to change daily and may change after the account is opened.
Offer: Tier 1: $0.00-$2,499.99. Minimum balance to avoid a service fee is $2,500.00.
0.25% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $2,500 0.25% $2,500 – $25,000Your amount 0.25% $25,000 – $50,000 0.50% $50,000 – $100,000 0.75% $100,000 – $250,000 1.00% $250,000 – $1,000,000 1.50% $1,000,000 and up 3.40% Rate checked
More details - National Grand BankMoney Market Deposit AccountMoney Market Deposit Account · $10 min · 0.25%–2.50% by balance
Bank · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: $750 daily minimum balance required to avoid monthly maintenance fee of $3 plus $0.30 per item. If balance falls below $750, interest will be paid at a lower interest rate equal to the NOW Checking rate during that time. Up to 6 withdrawals per statement cycle allowed including electronic transfers or ACH withdrawals.
Offer: Minimum daily balance of $1 to obtain the disclosed APY.
0.25% interest rate · $3 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Money Market Deposit Account Balance APY Up to $49,999Your amount 0.25% $50,000 – $99,999 0.70% $100,000 – $249,999 1.15% $250,000 – $499,999 1.55% $500,000 – $999,999 2.15% $1,000,000 and up 2.50% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Must maintain a $5 deposit relationship for credit union membership. Rates are variable and may change after account opening. Fees may reduce earnings. Deposits insured by NCUA and MSIC.
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Rates are variable and may change after account opening. Fees may reduce earnings. Membership eligibility requirements must be met.
0.25% interest rate
Rate checked
More details - The Village BankVillage Money Market AccountVillage Money Market Account · $20 min · 0.25%–2.75% by balance
Bank · 10 branches
0.25%APY$25 a year on $10,000Requirements
Product: Rates may change after account is opened. Minimum deposit to open account is $20. A penalty may be assessed for early withdrawals. Accounts are subject to approval.
Offer: Minimum balance to obtain APY is $0.
0.25% interest rate · No monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Village Money Market Account Balance APY Up to $25,000Your amount 0.25% $25,000 – $75,000 0.75% $75,000 – $150,000 1.00% $150,000 – $500,000 1.50% $500,000 and up 2.75% Rate checked
More details - Members Plus Credit UnionMoney MarketMoney Market · $0 min · 0.20%–0.40% by balance
Credit union · 7 branches
0.25%APY$25 a year on $10,000Requirements
Product: Unlimited deposits; transfers or withdrawals by pre-authorized, automatic, telephone, computer transfer, check, or draft are limited to six per statement cycle.
0.20% interest rate · Effective Mar 23, 2023
Rate by balance
Rate by balance for Money Market Balance APY Up to $999 0.20% $1,000 – $9,999 0.20% $10,000 – $24,999Your amount 0.25% $25,000 and up 0.40% Rate checked
More details - Adams Community BankPersonal Money MarketPersonal Money Market · $50 min · 0.20%–0.60% by balance
Bank · 10 branches
0.25%APY$25 a year on $10,000Requirements
Product: Must schedule an appointment or visit a branch location to open.
Offer: Tier 1. Interest credited End of Month, compounded Daily. Variable rate.
0.20% interest rate · Compounded daily · Effective Oct 1, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY $10 and up 0.20% $2,500 and upYour amountTier 2. 0.25% $50,000 and upTier 3. 0.35% $100,000 and upTier 4. 0.45% $1,000,000 and upTier 5. 0.60% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Dividends are compounded and credited monthly and paid on any amount on deposit. Membership eligibility required.
Offer: Listed under Secondary Share Accounts.
0.25% interest rate · Effective Oct 15, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Required to establish membership at First Responders Credit Union. Membership is limited to first responder community in Massachusetts, Boston Firefighters CU employees/retirees, and qualifying family members.
Offer: Up to 0.25% APY stated on savings landing page. Minimum opening balance is $5.00.
0.25% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Dividends are compounded and credited monthly and paid on any amount on deposit. Membership eligibility required.
Offer: Listed under Secondary Share Accounts.
0.25% interest rate · Effective Oct 15, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Massachusetts
620 accounts at 196 banks and credit unions · checked Oct 22
- Typical
- 0.10%
- Top 10% from
- 2.41%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Massachusetts
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 14 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches