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Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location

Top savings rates

Showing 16–30 results in Iowa

  1. Top Carrot, Carrot Score 88
    Cobalt Credit UnionOnline Prime SavingsSavings · $1,000 min

    Credit union · 1 branch

    2.65%APY$265 a year on $10,000
  2. Top Carrot, Carrot Score 94
    New Albin Savings BankMoney Market AccountMoney Market Account · $2,500 min · 0.50%–2.63% by balance

    Bank · 1 branch

    2.63%APY$263 a year on $10,000
  3. Top Carrot, Carrot Score 87
    Central State BankFreedom 250 SavingsSavings · $50 min

    Bank · 3 branches

    2.50%APY$250 a year on $10,000
  4. Dupaco Community Credit UnionBright SavingsSavings · $0 min

    Credit union · 18 branches

    2.25%APY$225 a year on $10,000
  5. Bellevue State BankMONEY MARKETMONEY MARKET · $10 min · 0.05%–3.04% by balance

    Bank · 1 branch

    2.02%APY$202 a year on $10,000
  6. Top Carrot, Carrot Score 92
    Luana Savings BankMomentum Money MarketMomentum Money Market · $2,500 min · 1.71%–3.09% by balance

    Bank · 6 branches

    2.02%APY$202 a year on $10,000
  7. Top Carrot, Carrot Score 87
    Iowa State BankInspire High Yield SavingsSavings · $2,500 min · 2.02%–3.71% by balance

    Bank · 3 branches

    2.02%APY$202 a year on $10,000
  8. Top Carrot, Carrot Score 87
    Iowa State BankPersonal High Yield SavingsSavings · $2,500 min · 2.02%–3.71% by balance

    Bank · 3 branches

    2.02%APY$202 a year on $10,000
  9. Top Carrot, Carrot Score 87
    Iowa State BankImpact High Yield SavingsSavings · $2,500 min · 0.50%–3.71% by balance

    Bank · 3 branches

    2.02%APY$202 a year on $10,000
  10. Top Carrot, Carrot Score 91
    IH Mississippi Valley Credit UnionMega Money MarketMega Money Market · $2,500 min · 0.75%–3.00% by balance

    Credit union · 6 branches

    2.00%APY$200 a year on $10,000with conditions
  11. Top Carrot, Carrot Score 91
    IH Mississippi Valley Credit UnionSavingsBoosterSavings · $0 min · 2.00%–4.00% by balance

    Credit union · 6 branches

    2.00%APY$200 a year on $10,000with conditions
  12. U.S. BankU.S. Bank Smartly SavingsSavings · $25 min · 1.00%–3.50% by balance

    Bank · 55 branches

    2.00%APY$200 a year on $10,000with conditions
  13. U.S. BankBank Smartly SavingsSavings · $25 min · 1.00%–3.50% by balance

    Bank · 55 branches

    2.00%APY$200 a year on $10,000with conditions
  14. Top Carrot, Carrot Score 87
    Earlham BankRegular SavingsSavings · $100 min

    Bank · 9 branches

    1.85%APY$185 a year on $10,000
  15. Top Carrot, Carrot Score 87
    Earlham BankEvantage SavingsSavings · $100 min

    Bank · 9 branches

    1.85%APY$185 a year on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What savings accounts pay in Iowa

440 accounts at 171 banks and credit unions · checked Oct 16–22

Typical
0.25%
Top 10% from
1.40%
Banks, typical
0.25%
Credit unions, typical
0.25%

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Iowa

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Collins Community Credit UnionCredit union · 9 branches
  2. Serve Credit UnionCredit union · 2 branches
  3. Advantage Credit UnionCredit union · 1 branch
See all ranked institutions

Savings rates by state

Best High-Yield Savings Rates of October 2026 | Carrot Rate