Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 136–150 results in District of Columbia
- American Broadcast Employees FCUShare (Savings)Savings · $100 min · 0.05%–0.10% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Open with $5 and a one-time $2 membership fee (or minimum deposit $7.00). Family and household members are also eligible for membership. Rate accurate as of 9/14/26.
Effective Sep 14, 2026
Rate by balance
Rate by balance for Share (Savings) Balance APY $100 – $100,000Your amount 0.05% $100,000 and up 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $5 initial deposit becomes your share in the credit union. Inactive account fee of $5 if no activity in 12 consecutive months; low balance fee of $2/month if below $5.
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires a $5 opening deposit to establish credit union membership. Earns monthly dividends calculated on average daily balance when maintaining a balance over $100.
0.05% interest rate · Effective Dec 5, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $100.00 daily balance required to avoid $2.00 monthly service charge. Limit of 3 withdrawals per month (excluding ATM withdrawals), $1.00 fee per excess withdrawal. $5 fee for paper statements (eStatements free).
Offer: Minimum balance of $0.01 to obtain stated APY. $100 daily balance required to avoid $2.00 monthly service charge.
0.05% interest rate · $2 monthly fee · Effective Feb 19, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must have an Advantage Rewards Checking or Advantage Cash Back Checking account. Requires at least 12 debit card purchases, at least one direct deposit or ACH credit transaction of $500 or more, and enrollment in e-statements within Online Banking during each Monthly Qualification Cycle.
Offer: Rate applied to the entire daily balance when monthly qualifications are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective May 21, 2026
Rate checked
More details - Department of Commerce Federal Credit UnionShare Savings AccountSavings · $5 min
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Initial funding amount of $5.00 remains on hold until the overall account is closed. Limited to 6 withdrawals per month under Federal Regulation D.
0.05% interest rate · No monthly fee · Effective Mar 11, 2020
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires $50 minimum initial deposit plus a $5 one-time membership fee. Must maintain at least $50 in regular shares (par value of one share) to maintain membership. Dividends calculated daily, compounded and paid quarterly. $2.00 monthly fee if regular share account falls below $50 par value.
0.05% interest rate · Effective Dec 1, 2022
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends are compounded and credited quarterly. Must be opened with a minimum $5 deposit; must maintain a minimum $100 balance to earn advertised APY.
Offer: Must maintain a minimum $100 balance to earn advertised APY. Minimum $5 deposit to open. (Table displays Minimum to Open $0, footnote specifies $5 minimum deposit to open).
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Foundation of credit union membership. Dividends compounded and credited quarterly. No monthly maintenance fee.
Offer: Must maintain a minimum $100 balance to earn the advertised APY. Minimum $5 deposit required to open.
0.05% interest rate · No monthly fee
Rate checked
More details - Andrews Federal Credit UnionOnline Savings AccountSavings · $0 min · 0.05%–5.00% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000intro rateRequirements
Product: Must be opened through online or mobile banking (Digital Banking). Dividends credited and compounded monthly. Maximum balance is $250,000. Limit one per member with promotional rate.
Offer: Promotional rate on first $1,000.
Promotional rate · 4.89% interest rate · Compounded monthly
Rate by balance
Rate by balance for Online Savings Account Balance APY Up to $1,000 5.00% Over $1,000Your amount 0.05%* Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be a credit union member. Requires an active Kasasa Cash or Kasasa Cash Back checking account. No recurring monthly maintenance charges or fees to open or close. Limit of one account type per member. Not for commercial purposes.
Offer: Base rate applied to entire balance if monthly qualifications are not met.
Qualified rate · 0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $5 of $10 opening cost is deposited into share account, $5 covers membership fee. A Regular Share Account is required to maintain membership.
Offer: Rates set quarterly; term daily. $10 monthly service charge applies if combined minimum balance of $250 is not maintained after first six months of membership.
0.05% interest rate · $10 monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Tiered interest-bearing reward savings account. Must be linked to an Xcelerate High-Yield Checking or Xcelerate CashBack Checking account. Limited to one account per membership. No minimum balance requirement to open or maintain. Dividends credited and compounded monthly.
Offer: Earned on all balances if monthly qualifications on linked checking account are not met.
Qualified rate · 0.05% interest rate · Compounded monthly · Effective Aug 17, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes credit union membership. Minimum balance to earn stated dividends is $5.00. Dividends compound and credit monthly.
Offer: Minimum balance to earn dividends is $5.00.
0.05% interest rate
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 19 branches
0.04%APY$4 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account.
Qualified rate · 0.04% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.04% $10,000 – $25,000Your amount 0.04% $25,000 – $50,000 0.04% $50,000 – $100,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.04% $250,000 – $500,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in District of Columbia
178 accounts at 62 banks and credit unions · checked Oct 16–22
- Typical
- 0.11%
- Top 10% from
- 2.05%
- Banks, typical
- 0.09%
- Credit unions, typical
- 0.15%
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District of Columbia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- EagleBankBank · 3 branches
- PenFed Credit UnionCredit union · 3 branches
- American Airlines Federal Credit UnionCredit union · 1 branch