Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Colorado
- High Country BankSpecial Premier Money MarketSpecial Premier Money Market · $100 min · 0.10%–2.53% by balance
Bank · 5 branches
2.53%APY$253 a year on $10,000Requirements
Product: Special Premier Money Market applies to new money and/or matured High Country Bank CDs.
Offer: $10.00 fee per statement cycle if balance falls below $100.00. Applies to new money and/or matured High Country Bank CDs.
0.10% interest rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Special Premier Money Market Balance APY $100 – $5,000 0.10% $5,000 – $10,000Rate is based on current Fed Funds rate minus 3.00%. 1.01% $10,000 and upYour amountRate is based on current Fed Funds rate minus 1.50%. 2.53% Rate checked
More details - Yuma County Federal Credit UnionMoney Market AccountsMoney Market Accounts · $2,000 min · 2.02%–2.79% by balance
Credit union · 2 branches
2.53%APY$253 a year on $10,000Requirements
Product: Membership eligibility required. Dividend rates and Annual Percentage Yields are subject to change without notice.
2.00% interest rate · Effective Jul 8, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $2,000 – $10,000 2.02% $10,000 – $50,000Your amount 2.53% $50,000 and up 2.79% Rate checked
More details - Westerra Credit UnionMoney Market SelectMoney Market Select · $0 min · 2.00%–3.25% by balance
Credit union · 9 branches
2.50%APY$250 a year on $10,000with conditionsRequirements
Product: Membership eligibility required. IRA, Roth IRA, and Business accounts are not eligible for this product. No monthly maintenance fees or minimum opening balance required.
Offer: Requires meeting account requirements: 10 combined debit/credit card purchase transactions that post and clear in the statement month on the same membership account. Waived in first statement cycle.
Qualified rate · 1.98% interest rate · No monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Select Balance APY Up to $1,000 2.00% $1,000 – $10,000 2.00% $10,000 – $25,000Your amount 2.50% $25,000 – $50,000 2.50% $50,000 – $100,000 3.00% $100,000 – $250,000 3.25% $250,000 and up 3.25% Rate checked
More details - 2.50%APY$250 a year on $10,000
Requirements
Product: Six pre-authorized withdrawals per month ($2 fee for each additional withdrawal). Transfer Cents Program available.
Offer: Monthly fee of $5 waived by maintaining a daily balance of $100 or more. Variable rate subject to change after account opening. Fees imposed on accounts could reduce earnings.
2.28% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Prime Savings Balance APY Up to $3,000 2.31% $3,000 and upYour amount 2.50% Rate checked
More details - 2.27%APY$227 a year on $10,000with conditions
Requirements
Product: Designed for households and businesses able to make automatic transfers every month and avoid withdrawals. Monthly automatic transfers required of $25.00, $50.00, $75.00, $100.00, $250.00, or $500.00 from another account or payroll/institution auto-transfer. Limited to 1 withdrawal/debit per month ($2.00 fee per excess withdrawal/debit). Interest compounded daily and paid monthly.
Offer: Tier for balances $25.00 to $199.99. Minimum daily balance to earn APY is $25.00. Requires monthly automatic transfer.
Qualified rate · 0.20% interest rate · Compounded daily · Effective Aug 6, 2026
Rate by balance
Rate by balance for Rainy Day Savings Balance APY Up to $200 0.20% $200 – $75,000Your amount 2.27% Over $75,000 0.20% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Must have a linked Star Rewards Cash Back Checking account. Qualifying for rewards in linked checking account qualifies for rewards in savings account. $5 paper statement fee applies per statement cycle if not enrolled in eStatements. If checking account is closed or changed, converts to standalone savings.
Offer: When qualifications in linked Star Rewards Checking account are met during Monthly Qualification Cycle. Daily balances ≤ $24,999.99 earn 1.98% interest, 2.00% APY.
Qualified rate · 1.98% interest rate · Balance cap $24,999.99 · Effective May 14, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Must have a linked Star Rewards Interest Checking account. Qualifying for rewards in linked checking account qualifies for rewards in savings account. $5 paper statement fee applies per statement cycle if not enrolled in eStatements. If checking account is closed or changed, converts to standalone savings.
Offer: When qualifications in linked Star Rewards Checking account are met during Monthly Qualification Cycle. Daily balances ≤ $24,999.99 earn 1.98% interest, 2.00% APY.
Qualified rate · 1.98% interest rate · Balance cap $24,999.99 · Effective May 14, 2026
Rate checked
More details - Columbia BankThrive Money Market SpecialThrive Money Market Special · $10,000 min · 0.05%–2.60% by balance
Bank · 2 branches
2.00%APY$200 a year on $10,000intro rateRequirements
Product: You must make a minimum deposit of $10,000 of qualifying new money or deposit your maturing CD balance into your new account. To qualify for the promotional rate, new money must not have been previously deposited at the bank (with the exception of maturing CD balances). Contact your local branch to open. Interest rate and APY may change after account opening.
Offer: You must make a minimum deposit of $10,000 of qualifying new money or deposit your maturing CD balance into your new account. To qualify for the promotional rate, new money must not have been previously deposited at the bank (with the exception of maturing CD balances). Contact your local branch to open. The interest rate and annual percentage yield may change after account opening.
Promotional rate · 0.05% interest rate
Rate by balance
Rate by balance for Thrive Money Market Special Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.00% $50,000 – $100,000 2.00% $100,000 – $250,000 2.60% $250,000 and up 2.60% Rate checked
More details - 2.00%APY$200 a year on $10,000
Requirements
Product: Variable rate; rates are subject to change after account opening.
1.05% interest rate
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,000 1.06% $2,000 – $10,000 1.55% $10,000 – $50,000Your amount 2.00% $50,000 – $100,000 2.50% $100,000 and up 2.65% Rate checked
More details - Farmers & Merchants Bank of ColbyElite SaverSavings · $100 min · 0.75%–2.00% by balance
Bank · 3 branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Must have an Elite Cash Account and enroll in eStatements to qualify for reward rates. If reward qualifications are not met during statement cycle, earn 0.05% APY on balance.
Offer: Earn 2.00% APY on balances up to $50,000 when monthly reward qualifications are met (Elite Cash account and eStatements enrollment).
Qualified rate · No monthly fee
Rate by balance
Rate by balance for Elite Saver Balance APY Up to $50,000Your amount 2.00% Over $50,000 0.75% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Altra Federal Credit UnionBest Life Advantage Tiered SavingsSavings · $0 min · 1.90%–2.40% by balance
Credit union · 1 branch
1.90%APY$190 a year on $10,000intro rateRequirements
Product: Annual Percentage Yield (APY) based on average daily balance. Membership eligibility required. One account per member; personal accounts only. Account balance may be added to at any time; no penalty for withdrawal. No checking or direct deposit required. Limited time offer.
Promotional rate · 1.88% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Best Life Advantage Tiered Savings Balance APY Up to $14,999Your amount 1.90% $15,000 – $49,999 2.00% $50,000 – $74,999 2.10% $75,000 – $99,999 2.20% $100,000 – $149,999 2.30% $150,000 and up 2.40% Rate checked
More details - 1.75%APY$175 a year on $10,000
Requirements
Product: Funds deposited in the Extended Insurance Account are subject to the terms, conditions, and disclosures in applicable agreements.
Offer: Minimum balance to earn interest: N/A.
1.74% interest rate · Effective Oct 1, 2026
Rate checked
More details - 1.66%APY$166 a year on $10,000
Requirements
Product: Dividends are compounded daily and credited monthly. Membership eligibility is required. Two withdrawals allowed per calendar month, with a $15.00 fee per each additional withdrawal. Earnings could be reduced if fees are added.
1.65% interest rate · Compounded daily · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $25,000Your amount 1.66% $25,000 – $100,000 1.87% $100,000 and up 2.02% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Colorado
320 accounts at 117 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 2.50%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Colorado
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Colorado Federal BankBank · 1 branch
- Altra Federal Credit UnionCredit union · 1 branch
- Canvas Credit UnionCredit union · 36 branches