Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 721–735 results in California
- Provident Credit UnionProvident Savings AccountSavings · $5 min · 0.03%–0.08% by balance
Credit union · 22 branches
0.03%APY$3 a year on $10,000Requirements
Product: Basic savings account for all Provident members. Required for Provident Credit Union membership. Can be used as an overdraft source for Provident Checking accounts.
0.03% interest rate
Rate by balance
Rate by balance for Provident Savings Account Balance APY Up to $25,000Your amount 0.03% $25,000 and up 0.08% Rate checked
More details - Provident Credit UnionSecondary SavingsSavings · $5 min · 0.03%–0.08% by balance
Credit union · 22 branches
0.03%APY$3 a year on $10,0000.03% interest rate
Rate by balance
Rate by balance for Secondary Savings Balance APY Up to $25,000Your amount 0.03% $25,000 and up 0.08% Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: $100 minimum opening deposit. Interest is accrued daily and paid monthly on balances of $300 or more. $3 monthly fee applies if minimum balance falls below $300; fee is waived for minors.
Offer: Minimum balance to obtain APY is $300.00. Interest earned on balances of $300 or more, accrued daily and paid monthly. $3 monthly fee if minimum balance falls below $300 (waived for minors).
0.03% interest rate · $3 monthly fee · Effective Oct 1, 2026
Rate checked
More details - Downey Federal Credit UnionYou Name It (Cuenta de Ahorro Personal)Savings · $100 min
Credit union · 2 branches
0.03%APY$3 a year on $10,000Requirements
Product: For any savings goal. Minimum balance to earn dividends is $100. Quarterly dividend period.
Offer: Quarterly dividend period. Minimum balance to earn dividends is $100.
0.03% interest rate · Effective Sep 25, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Membership requires maintaining a $5 par value in the required savings account. Minimum balance to earn dividends is $100. Quarterly dividend period.
Offer: Quarterly dividend period. Minimum balance to earn dividends is $100.
0.03% interest rate
Rate checked
More details - 0.03%APY$3 a year on $10,000with conditions
Requirements
Product: Share account securing a VISA card. Minimum balance to earn dividends is $500. Quarterly dividend period.
Offer: Quarterly dividend period. Minimum balance to earn dividends is $500.
Qualified rate · 0.03% interest rate · Effective Sep 25, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Dividend-earning savings account that can be nicknamed within online banking for specific savings goals. Dividends are paid monthly based on average daily balance.
Offer: Rate schedule listed under Regular Savings (Includes IRA, Holiday and Miscellaneous). Dividends are paid monthly based on average daily balance.
0.03% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: A $5 savings account is required to start and maintain Credit Union membership. Dividends are paid monthly based on average daily balance.
Offer: Dividends are paid monthly based on average daily balance.
0.03% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Everyday Benefits tier. Rates apply to ZIP 57108 (OUT pricing region). $4.50 monthly fee waived with $500+ average monthly balance or linked Citi checking account.
Qualified rate · 0.03% interest rate · $4.50 monthly fee
Rate checked
More details - Citizens BankCitizens Private Client® Money MarketCitizens Private Client® Money Market · $0 min · 0.03%–3.50% by balance
Bank · 6 branches
0.03%APY$3 a year on $10,000Requirements
Product: Rates apply to new accounts and may not apply to existing accounts. Variable APY subject to change daily. Rates accurate for Rhode Island (ZIP 02903).
Offer: Preferred Rate; Preferred Rates require $25,000 not currently on deposit with Citizens.
Effective Sep 25, 2026
Rate by balance
Rate by balance for Citizens Private Client® Money Market Balance APY Up to $9,999 0.03% $10,000 – $24,999Your amount 0.03% $25,000 – $49,999 3.50% $50,000 – $99,999 3.50% $100,000 – $249,999 3.50% $250,000 – $499,999 3.50% $500,000 – $999,999 3.50% $1,000,000 – $2,999,999 3.50% $3,000,000 and up 3.50% Rate checked
More details - Mission Fed Credit UnionMoney MarketMoney Market · $2,500 min · 0.03%–0.05% by balance
Credit union · 34 branches
0.03%APY$3 a year on $10,000Requirements
Product: Must meet membership and account criteria. Average daily balance requirement of $2,500; no dividends are earned on balances less than $2,500.
Offer: No dividends earned on balances less than $2,500.
0.03% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $49,999Your amount 0.03% $50,000 and up 0.05% Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Must meet membership and account criteria. Limit 7 Standard Savings per member. Can be used for Checking or spending overdraft protection.
Offer: Any Balance. No monthly fee or minimum balance requirements, other fees may apply.
0.03% interest rate · No monthly fee
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Account balance must always remain at $5 or above for the account to remain open. Initial membership pledge of $5 is sponsored upon joining.
Offer: To earn dividends, must maintain an average daily balance of $100 or more.
0.03% interest rate
Rate checked
More details - OceanAir Federal Credit UnionInsured Money Market Rate AccountInsured Money Market Rate Account · $0 min · 0.03%–2.00% by balance
Credit union · 5 branches
0.03%APY$3 a year on $10,000Requirements
Offer: Term: Avg. Daily
0.03% interest rate
Rate by balance
Rate by balance for Insured Money Market Rate Account Balance APY Any balanceYour amount 0.03% $25,000 and up 0.50% $100,000 and up 1.00% $250,000 and up 2.00% Rate checked
More details - MyPoint Credit UnionShare Savings AccountSavings · $0 min · 0.01%–0.03% by balance
Credit union · 7 branches
0.03%APY$3 a year on $10,000Requirements
Product: Savings account maintenance fee is $3 per month for accounts with only regular savings and an average daily balance less than $300 (youth accounts exempt).
Offer: $3 per month maintenance fee applies if average daily balance is less than $300 and member has only regular savings.
0.01% interest rate · $3 monthly fee
Rate by balance
Rate by balance for Share Savings Account Balance APY Up to $300 0.01% $300 – $2,500 0.02% $2,500 and upYour amount 0.03% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in California
795 accounts at 288 banks and credit unions · checked Oct 22–24
- Typical
- 0.19%
- Top 10% from
- 2.29%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.20%
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California
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Star One Credit UnionCredit union · 6 branches
- F&A Credit UnionCredit union · 2 branches