Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Onalaska, WI
- 3.75%APY$375 a year on $10,000intro rate
Requirements
Product: Not available to open online; must be opened in person and funded with new money (funds not already on deposit at Altra). One account per member; personal accounts only (not available to Guardianship, Rep Payee, or UTMA accounts). No minimum deposit or minimum balance required. Additional deposits in-person only, up to $250,000 maximum. Earns posted APY on balances up to $250,000; amounts over $250,000 deposited to regular savings. Dividends paid monthly. Limited time offer.
Promotional rate · 3.69% interest rate · Balance cap $250,000 · Effective Jul 1, 2026
Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 1 branch
3.20%APY$320 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Emerald Private Choice enhanced rate tier. Requires meeting and maintaining Emerald Private Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 3.15% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000intro rate
Requirements
Product: Promotional rate effective for 10 months from opening date of new Money Market account. Rate may change after account is opened. Reverts to standard rate for balance tier after the 10-month introductory period. Membership required.
Offer: Promotional rate effective for 10 months from opening date of new Money Market account; minimum opening deposit $10,000; minimum balance to earn dividends $10,000.
Promotional rate · 2.96% interest rate · Effective Oct 1, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Altra Federal Credit UnionBest Life Advantage Tiered SavingsSavings · $0 min · 1.90%–2.40% by balance
Credit union · 1 branch
1.90%APY$190 a year on $10,000intro rateRequirements
Product: Annual Percentage Yield (APY) based on average daily balance. Membership eligibility required. One account per member; personal accounts only. Account balance may be added to at any time; no penalty for withdrawal. No checking or direct deposit required. Limited time offer.
Promotional rate · 1.88% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Best Life Advantage Tiered Savings Balance APY Up to $14,999Your amount 1.90% $15,000 – $49,999 2.00% $50,000 – $74,999 2.10% $75,000 – $99,999 2.20% $100,000 – $149,999 2.30% $150,000 and up 2.40% Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 1 branch
1.60%APY$160 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Emerald Choice enhanced rate tier. Requires meeting and maintaining Emerald Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 1.58% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Co-op Credit UnionMoney Market AccountMoney Market Account · $10,000 min · 1.40%–2.25% by balance
Credit union · 1 branch
1.40%APY$140 a year on $10,000Requirements
Product: No monthly fee. Unlimited deposits. Free checks when using preferred check style. Dividends are credited monthly. To earn the dividend rate, a minimum balance of $10,000 must be maintained or the regular savings rate will apply. Withdrawals of less than $500 (including checks) or more than 6 withdrawals per month incur a $10 fee per transaction.
Offer: To earn dividend rate, minimum balance of $10,000 must be maintained or regular savings rate applies.
1.39% interest rate · No monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $10,000 – $25,000Your amount 1.40% $25,000 – $50,000 1.75% $50,000 – $100,000 1.85% $100,000 – $250,000 2.15% $250,000 and up 2.25% Rate checked
More details - 1.40%APY$140 a year on $10,000
Requirements
Product: Withdrawals limited to January, July, November and December only. Account maximum of $10,000 to earn GoalSetter Rate.
Offer: Withdrawals limited to January, July, November and December only. Balances up to $10,000 earn the GoalSetter rate.
1.39% interest rate · Effective Oct 9, 2026
Rate checked
More details - 1.20%APY$120 a year on $10,000
Requirements
Product: $1,000 minimum balance. Tiered rates.
Offer: Tier applies to balances $1,000 < $5,000. Account requires $1,000 minimum balance.
0.80% interest rate · Effective Oct 9, 2026
Rate by balance
Rate by balance for Super Share Savings Balance APY Up to $5,000 0.80% $5,000 – $10,000 0.85% $10,000 – $20,000Your amount 1.20% $20,000 – $30,000 1.35% $30,000 – $40,000 1.40% $40,000 – $50,000 1.50% $50,000 and up 1.70% Rate checked
More details - Firefighters Credit UnionDeluxe Money MarketDeluxe Money Market · $5,000 min · 1.00%–1.75% by balance
Credit union · 1 branch
1.20%APY$120 a year on $10,000Requirements
Product: Tiered account; monthly dividends; no monthly maintenance fee; $5,000 minimum balance to open; unlimited deposits; unlimited in-person withdrawals.
0.99% interest rate · No monthly fee
Rate by balance
Rate by balance for Deluxe Money Market Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 1.20% $25,000 – $50,000 1.30% $50,000 – $150,000 1.40% $150,000 and up 1.75% Rate checked
More details - Verve, a Credit UnionVerve Optimum Money MarketVerve Optimum Money Market · $5,000 min · 0.75%–3.24% by balance
Credit union · 1 branch
0.99%APY$99 a year on $10,000with conditionsRequirements
Product: Tiered rate account. Dividends compound and credit monthly. Minimum daily balance of $5,000.00 to earn dividends. Once a particular balance tier is met, the rate applies to the full balance. Higher bundled APYs require an open Verve Optimum Checking account with qualifying monthly aggregate ACH direct deposits totaling $1,000 or greater, a valid email address on file, and enrollment in eStatements. If qualifications are not met or the account is non-bundled, non-qualified rates apply. Membership requires purchasing and maintaining at least one $5.00 par value share in a Verve Ownership Share Account.
Offer: Qualified rate: Requires bundling with qualifying Verve Optimum Checking with monthly aggregate ACH direct deposits of $1,000+, valid email, and eStatements.
Qualified rate · 0.75% interest rate · No monthly fee · Effective Jan 13, 2026
Rate by balance
Rate by balance for Verve Optimum Money Market Balance APY $5,000 – $10,000 0.75% $10,000 – $20,000Your amount 0.99% $20,000 – $40,000 1.49% $40,000 – $75,000 2.24% $75,000 – $125,000 2.75% $125,000 – $200,000 2.99% $200,000 and up 3.24% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 1 branch
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - Verve, a Credit UnionVerve Optimum Money MarketVerve Optimum Money Market · $5,000 min · 0.50%–2.24% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Tiered rate account. Dividends compound and credit monthly. Minimum daily balance of $5,000.00 to earn dividends. Once a particular balance tier is met, the rate applies to the full balance. Higher bundled APYs require an open Verve Optimum Checking account with qualifying monthly aggregate ACH direct deposits totaling $1,000 or greater, a valid email address on file, and enrollment in eStatements. If qualifications are not met or the account is non-bundled, non-qualified rates apply. Membership requires purchasing and maintaining at least one $5.00 par value share in a Verve Ownership Share Account.
Offer: Non-qualified rate: Applies when not bundled with Verve Optimum Checking or when monthly qualifications are not met.
Qualified rate · 0.50% interest rate · No monthly fee · Effective Jan 13, 2026
Rate by balance
Rate by balance for Verve Optimum Money Market Balance APY $5,000 – $10,000 0.50% $10,000 – $20,000Your amount 0.75% $20,000 – $40,000 1.00% $40,000 – $75,000 1.49% $75,000 – $125,000 1.75% $125,000 – $200,000 2.00% $200,000 and up 2.24% Rate checked
More details - Merchants BankDiamond Money MarketDiamond Money Market · $5,000 min · 0.25%–3.20% by balance
Bank · 1 branch
0.55%APY$55 a year on $10,000Requirements
Product: $5,000 minimum daily balance required to avoid $10 monthly fee. 6 withdrawals allowed per month ($10 fee per withdrawal over 6).
$10 monthly fee · Effective Apr 16, 2026
Rate by balance
Rate by balance for Diamond Money Market Balance APY Up to $5,000 0.25% $5,000 – $25,000Your amount 0.55% $25,000 – $50,000 1.00% $50,000 – $100,000 1.30% $100,000 – $200,000 2.00% $200,000 – $1,000,000 2.25% Over $1,000,000 3.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Onalaska, WI
44 accounts at 12 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 1.97%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.30%
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La Crosse, WI-MN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Altra Federal Credit UnionCredit union · 6 branches
- Governmental Employees Credit UnionCredit union · 1 branch
- Gundersen Credit UnionCredit union · 1 branch