Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Richland, WA
- Numerica Credit UnionBonus Money MarketBonus Money Market · $25 min · 0.20%–0.40% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000with conditionsRequirements
Product: Limit one Bonus Money Market account per person. Minimum opening deposit $25. A monthly fee is charged for paper statements (avoidable by enrolling in eStatements).
Offer: Qualifying rate: requires opening a Bonus Checking account on the same account number and meeting the Bonus Checking qualifiers during each monthly qualification cycle. Paper statement fee applies unless enrolled in eStatements.
Qualified rate · Effective Oct 19, 2026
Rate by balance
Rate by balance for Bonus Money Market Balance APY Up to $50,000Your amount 0.20% $50,000 – $100,000 0.30% $100,000 – $250,000 0.35% $250,000 and up 0.40% Rate checked
More details - HAPO Community Credit UnionMoney Market AccountsMoney Market Accounts · $0 min · 0.00%–3.25% by balance
Credit union · 4 branches
0.15%APY$15 a year on $10,000Requirements
Product: Tiered rate account; once a balance range is met, the dividend rate for that balance range applies to the entire average daily account balance. Dividends paid on balance of $2,500 or more. $9/month service fee if balance falls below $500. Compounded monthly.
Offer: $9/month service fee if balance falls below $500; no monthly service charge when balance remains above $500. Dividends paid on balance of $2500 or more. Rate applies to entire average daily balance.
0.00% interest rate · Compounded monthly · $9 monthly fee · Effective Nov 1, 2025
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $2,500 0.00% $2,500 – $5,000Rate applies to entire average daily balance once met. Monthly service fee avoided (balance above $500). 0.10% $5,000 – $15,000Your amountRate applies to entire average daily balance once met. Monthly service fee avoided (balance above $500). 0.15% $15,000 – $25,000Rate applies to entire average daily balance once met. Monthly service fee avoided (balance above $500). 0.20% $25,000 – $50,000Rate applies to entire average daily balance once met. Monthly service fee avoided (balance above $500). 0.20% $50,000 – $100,000Rate applies to entire average daily balance once met. Monthly service fee avoided (balance above $500). 0.25% $100,000 – $300,000Rate applies to entire average daily balance once met. Monthly service fee avoided (balance above $500). 1.50% $300,000 – $1,000,000Rate applies to entire average daily balance once met. Monthly service fee avoided (balance above $500). 2.25% $1,000,000 – $5,000,000Rate applies to entire average daily balance once met. Monthly service fee avoided (balance above $500). 2.75% $5,000,000 and upRate applies to entire average daily balance once met. Monthly service fee avoided (balance above $500). 3.25% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Flexible savings account in addition to Share Savings account.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Secondary Savings Account Balance APY Up to $299 0.00% $300 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Required to become a member of ICCU. Limit one share savings account per membership.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Share Savings Account Balance APY Up to $299 0.00% $300 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: STCU membership required to open account. Dividends calculated on daily balance. Rate is variable and subject to change.
Offer: No minimum balance required to earn the APY.
No monthly fee · Effective Jul 1, 2026
Rate checked
More details - Numerica Credit UnionPeak Money MarketPeak Money Market · $25 min · 0.05%–0.20% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Minimum opening deposit $25. Minimum balance $0. Monthly service fees None. A monthly fee is charged for paper statements (avoidable by enrolling in eStatements).
Offer: Paper statement fee applies unless enrolled in eStatements.
No monthly fee · Effective Oct 19, 2026
Rate by balance
Rate by balance for Peak Money Market Balance APY Up to $5,000 0.05% $5,000 – $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 – $75,000 0.15% $75,000 – $100,000 0.15% $100,000 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Monthly service charge of $10 is waived with a $5,000 minimum daily balance during that monthly statement cycle.
Offer: Monthly fee waived with $5,000 minimum daily balance.
0.05% interest rate · $10 monthly fee · Effective Aug 20, 2026
Rate by balance
Rate by balance for Banner's Best Savings Balance APY Up to $4,999 0.05% $5,000 – $24,999Your amount 0.10% $25,000 – $99,999 0.15% $100,000 – $249,000 0.35% $250,000 – $999,999 0.35% $1,000,000 and up 0.50% Rate checked
More details - Banner BankMoney Market SavingsMoney Market Savings · $100 min · 0.05%–0.50% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Minors (ages 12-17) are eligible if a parent or guardian (age 18+) is also an account owner. $10 monthly service charge waived with a $1,000 minimum daily balance during the monthly statement cycle.
Offer: Monthly service charge waived with a $1,000 minimum daily balance during that monthly statement cycle.
0.05% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,499 0.05% $2,500 – $9,999 0.10% $10,000 – $24,999Your amount 0.10% $25,000 – $99,999 0.15% $100,000 – $999,999 0.35% $1,000,000 and up 0.50% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: A monthly fee will be charged for paper statements (one fee per membership number), which can be avoided by enrolling in eStatements.
Offer: Earn 0.05% APY on entire balance.
No monthly fee · Effective Oct 19, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Limit one Six7 savings account per person. Monthly fee charged for paper statements (one fee per membership number), which can be avoided by enrolling in eStatements.
Offer: Earn 6.00% APY on the first $700 deposited in the account.
No monthly fee · Effective Jun 7, 2026
Rate by balance
Rate by balance for Six7 Savings Balance APY Up to $700 6.00% Over $700Your amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Limit one Bonus Saver account per person. Base APY of 0.05% on entire balance. Additional APY earned up to $2,500 after meeting qualifiers during 6-month qualification cycles: deposit $25+ per month and/or make no withdrawals. A monthly fee is charged for paper statements, waived by enrolling in eStatements.
Offer: Two qualifiers met during 6-month qualification cycle: (a) deposit $25 or more each month in aggregate, and (b) make no withdrawals.
Qualified rate · No monthly fee · Effective Oct 19, 2026
Rate by balance
Rate by balance for Bonus Saver Balance APY Up to $2,500 2.05% Over $2,500Your amount 0.05% Rate checked
More details - Numerica Credit UnionBonus Money MarketBonus Money Market · $25 min · 0.05%–0.25% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Limit one Bonus Money Market account per person. Minimum opening deposit $25. A monthly fee is charged for paper statements (avoidable by enrolling in eStatements).
Offer: Non-qualifying rate: applied when Bonus Money Market qualifiers are not met. Paper statement fee applies unless enrolled in eStatements.
Qualified rate · Effective Oct 19, 2026
Rate by balance
Rate by balance for Bonus Money Market Balance APY Up to $50,000Your amount 0.05% $50,000 – $100,000 0.10% $100,000 – $250,000 0.20% $250,000 and up 0.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must meet credit union membership eligibility requirements (living, working, worshipping, or attending school in Washington state, or specific counties in Oregon or Idaho).
Offer: Dividends compounded and credited quarterly. Rate may change monthly.
No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Richland, WA
46 accounts at 12 banks and credit unions · checked Oct 6–22
- Typical
- 0.08%
- Top 10% from
- 2.00%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.15%
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Kennewick, WA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- ICCUCredit union · 2 branches
- Self-Help Federal Credit UnionCredit union · 1 branch