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Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location

Top savings rates

Showing 31–45 results in Waco, TX

  1. Wells FargoWells Fargo Platinum SavingsSavings · $25 min · 0.05%–3.25% by balance

    Bank · 3 branches

    0.05%APY$5 a year on $10,000with conditions
  2. Incommons BankKasasa SaverSavings · $100 min

    Bank · 1 branch

    0.05%APY$5 a year on $10,000with conditions
  3. First Central Credit UnionFree Kasasa SaverSavings · $5 min

    Credit union · 2 branches

    0.05%APY$5 a year on $10,000with conditions
  4. TFNB Your Bank For LifeEdge Ahead SavingsSavings · $50 min

    Bank · 3 branches

    0.05%APY$5 a year on $10,000with conditions
  5. PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance

    Bank · 1 branch

    0.04%APY$4 a year on $10,000with conditions
  6. Bank of AmericaBank of America Advantage SavingsSavings · $100 min

    Bank · 2 branches

    0.04%APY$4 a year on $10,000
  7. 1st University CUElectronic SavingsSavings · $5 min · 0.00%–0.04% by balance

    Credit union · 1 branch

    0.03%APY$3 a year on $10,000
  8. 1st University CUSecondary SavingsSavings · $0 min · 0.00%–0.04% by balance

    Credit union · 1 branch

    0.03%APY$3 a year on $10,000
  9. 1st University CURegular SavingsSavings · $5 min · 0.00%–0.04% by balance

    Credit union · 1 branch

    0.03%APY$3 a year on $10,000
  10. Wells FargoWells Fargo Platinum SavingsSavings · $25 min

    Bank · 3 branches

    0.02%APY$2 a year on $10,000with conditions
  11. ChaseChase Premier SavingsSavings · $0 min

    Bank · 3 branches

    0.02%APY$2 a year on $10,000with conditions
  12. Huntington BankHuntington Relationship SavingsSavings · $5,000 min

    Bank · 2 branches

    0.02%APY$2 a year on $10,000with conditions
  13. Extraco BanksPremier Plus Money MarketPremier Plus Money Market · $0 min · 0.01%–3.00% by balance

    Bank · 3 branches

    0.01%APY$1 a year on $10,000
  14. Extraco BanksSmart Rate Money MarketSmart Rate Money Market · $0 min · 0.01%–3.00% by balance

    Bank · 3 branches

    0.01%APY$1 a year on $10,000
  15. Wells FargoWells Fargo Way2Save® SavingsSavings · $25 min

    Bank · 3 branches

    0.01%APY$1 a year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What savings accounts pay in Waco, TX

53 accounts at 18 banks and credit unions · checked Oct 16–22

Typical
0.07%
Top 10% from
1.95%
Banks, typical
0.05%
Credit unions, typical
0.35%

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Waco, TX metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Texell Credit UnionCredit union · 1 branch
  2. GENCO Federal Credit UnionCredit union · 4 branches
See all ranked institutions
Best High-Yield Savings Rates of October 2026 | Carrot Rate