Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 121–135 results in Houston, TX
- 0.20%APY$20 a year on $10,000
Requirements
Product: Must be a U.S. citizen or lawful permanent resident with a U.S. physical address (or military APO/FPO), at least 18 years old, and have a U.S.-based mobile phone.
Offer: Variable rate for daily collected balance range 0 - $9,999.99. No minimum deposit required to open; no minimum balance required to obtain APY.
0.20% interest rate · Effective Jul 15, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Listed under Legacy Products. $2,500 minimum balance required to earn stated APY and to avoid maintenance fee.
Offer: $2,500 minimum balance required to earn stated APY and to avoid maintenance fee. Maintenance fee assessed if account balance falls below minimum requirement at any time during the month.
0.19% interest rate · $10 monthly fee
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More details - 0.20%APY$20 a year on $10,000
0.20% interest rate · Effective Oct 6, 2026
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More details - 0.20%APY$20 a year on $10,000
0.20% interest rate · Effective Oct 6, 2026
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More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Requires $5 minimum deposit to open and maintain membership.
0.20% interest rate
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More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Monthly service fee ($5.00) can be avoided by satisfying one of the following: monthly electronic transfers of at least $10 from personal checking account with BOK Financial, maintain monthly average collected balance of $250, or link to a Premier Checking account (accounts are not automatically linked). 0.05% bonus interest rate available when linked with Select Checking or Premier Checking (bonus interest rate is not automatically applied and must be requested).
Offer: Applicable to Arkansas (AR). Monthly fee of $5.00 waived with $250 monthly average collected balance, monthly electronic transfer of at least $10 from BOK Financial personal checking, or link to Premier Checking.
0.20% interest rate · $5 monthly fee · Effective Oct 15, 2026
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More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Membership eligibility required. Compounded and credited monthly. Daily balance computation method. Minimum balance to earn disclosed APY is $100. No monthly fees.
Offer: Minimum balance required to earn the disclosed APY is $100. Dividend rate is 0.20%.
No monthly fee · Effective Oct 6, 2026
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More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Variable-rate account; rate may change after account is opened. Fees could reduce earnings. Access online, at any location, or via ATM. Membership required.
0.20% interest rate · Effective Jul 8, 2026
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More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Minimum $5 balance required. Can be opened for $5 to establish membership. Earns dividends monthly. No service charges.
Offer: Dividend rate calculated on an average daily balance. Paid and compounded monthly. $5 minimum balance.
0.20% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2026
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More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Primary membership savings account option. Membership eligibility required.
Offer: Requires $5 minimum balance and $100 average daily balance for dividend/interest rate.
0.20% interest rate · No monthly fee
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More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Membership eligibility required.
Offer: Requires $5 minimum balance and $100 average daily balance for dividend/interest rate.
0.20% interest rate
Rate checked
More details - Together Credit UnionAccelerate It SavingsSavings · $100 min · 0.20%–5.00% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000with conditionsRequirements
Product: Must be 19 years of age or older (or 22 years or older per rates disclosure) and have an open checking account located under the same membership number; converts to Regular Savings if checking account is closed. One account per SSN or TIN. Membership eligibility required.
Offer: Requires open checking account under the same membership number. $100 average daily balance required for dividend/interest rate.
Qualified rate · 4.89% interest rate · Effective Jun 1, 2025
Rate by balance
Rate by balance for Accelerate It Savings Balance APY $100 – $5,001 5.00% $5,001 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Add-on account for special goals requiring an existing primary membership savings account. Membership eligibility required.
Offer: Requires $100 average daily balance for dividend/interest rate. $0 minimum balance requirement.
0.20% interest rate · No monthly fee
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More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Maintain $200 Average Collected Balance or link to $1,000 CD to avoid $6 quarterly service charge.
0.20% interest rate
Rate checked
More details - Coastal Community Federal Credit UnionRegular SavingsSavings · $100 min · 0.08%–0.16% by balance
Credit union · 1 branch
0.16%APY$16 a year on $10,000Requirements
Product: All it takes is $5 to open an account here at Coastal. This savings account pays quarterly dividends. There may be a penalty for early withdrawal or not maintaining a minimum balance.
Offer: Quarterly dividend period; Day In/Day Out term; early withdrawal or not maintaining minimum balance penalty may apply.
0.08% interest rate · Effective Sep 22, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY $100 – $2,000 0.08% $2,001 and upYour amount 0.16% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Houston, TX
241 accounts at 93 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.35%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
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Houston, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- Nizari Credit UnionCredit union · 2 branches
- Cornerstone Capital BankBank · 1 branch