Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Fort Worth, TX
- Justice Federal Credit UnionFreedom Direct SavingsSavings · $0 min · 0.15%–4.00% by balance
Credit union · 1 branch
4.00%APY$400 a year on $10,000with conditionsRequirements
Product: One Freedom Direct Savings per Justice Federal membership. No monthly service fees and no minimum balance requirement. No minimum opening deposit. Variable rate account.
Offer: Qualifying rate requires direct deposit(s) of at least $500.00 to a Freedom Direct, Justice National, Beyond the Badge or Student checking account during a month.
Qualified rate · 3.94% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Freedom Direct Savings Balance APY Up to $25,000Your amount 4.00% Over $25,000 0.15% Rate checked
More details - 3.85%APY$385 a year on $10,000
Requirements
Product: Limited to individuals with a Texas residential address. If you are not a Texas resident, you will be presented with an offer for the Star Savings Account.
Offer: Daily balance up to and including $1,000,000 will earn the disclosed APY. Texas residency required.
3.78% interest rate · No monthly fee · Effective Sep 30, 2026
Rate checked
More details - UMB BankUMB Retail Money MarketUMB Retail Money Market · $0 min · 0.10%–3.71% by balance
Bank · 1 branch
3.71%APY$371 a year on $10,000Requirements
Product: Interest rates and annual percentage yields (APYs) listed are for accounts opened online. Interest paid on tiered balances; debit card access; monthly service fee waiver option.
Offer: Tier I
0.10% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for UMB Retail Money Market Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier II 3.71% $25,000 – $50,000Tier III 3.71% $50,000 – $75,000Tier IV 3.71% $75,000 – $100,000Tier V 3.71% $100,000 – $1,000,000Tier VI 3.71% $1,000,000 and upTier VII 3.71% Rate checked
More details - 3.65%APY$365 a year on $10,000
Requirements
Product: Offered under Texas Capital at Work. If an account remains unfunded for 25 business days, the bank reserves the right to close that account.
Offer: Applies to all balances.
3.58% interest rate
Rate checked
More details - 3.40%APY$340 a year on $10,000
Requirements
Product: Six withdrawals and/or transfers per quarterly statement cycle at no charge, thereafter $3 per transaction. Min. $100 daily balance required to avoid $5 quarterly service fee.
Offer: Available for all eligible Personal Savings Accounts in the Houston and San Antonio markets. $5 quarterly service fee avoided by maintaining a minimum $100 daily balance.
3.36% interest rate · Effective Sep 29, 2026
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 4 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - 3.15%APY$315 a year on $10,000with conditions
Requirements
Offer: Max Rate. Must have a Momentum Max or Momentum Max Plus checking account with a minimum average daily balance of $50,000. Must have $40,000 in monthly merchant volume is required to receive rate. Rate based on prior-month balance and merchant service volume.
Qualified rate · 3.11% interest rate · Effective Oct 6, 2026
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 4 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - 3.04%APY$304 a year on $10,000with conditions
Requirements
Product: Consumer accounts only. To earn 2.00% APY above regular share savings rate (3.04% APY / 3.00% rate), maintain an active FWCCU checking account, complete at least 10 debit card purchase transactions per calendar month, and enroll in e-statements. Otherwise earns regular share savings APY/rate. Maximum 3 withdrawals per calendar month ($10 fee per withdrawal thereafter; no ATM withdrawals).
Offer: Qualifying rate: requires active FWCCU checking account, at least 10 debit card purchase transactions during the month, and enrollment in e-statements.
Qualified rate · 3.00% interest rate · Effective Oct 6, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000intro rate
Requirements
Product: All funds used to open, and subsequently fund, the savings account must be new funds, not currently on deposit with EECU. Interest is accrued and credited quarterly. Limited-time offer subject to change.
Offer: New money required to fund. No minimum opening deposit and no monthly or maintenance account fees. Interest accrued and credited quarterly.
Promotional rate · 2.96% interest rate · No monthly fee · Effective Jan 6, 2026
Rate checked
More details - 2.65%APY$265 a year on $10,000with conditions
Requirements
Offer: Enhanced Rate. Must have a Momentum Max or Momentum Max Plus checking account with a minimum average daily balance of $50,000 is required to receive rate.
Qualified rate · 2.62% interest rate · Effective Oct 6, 2026
Rate checked
More details - 2.50%APY$250 a year on $10,000
Requirements
Product: Allows up to six transactions during the month. An $8 service charge is assessed if the number of transactions is exceeded or if the minimum monthly balance of $2,500 is not maintained.
Offer: Monthly fee of $8 waived with a minimum monthly balance of $2,500 or greater and 6 or fewer transactions per month.
0.00% interest rate · $8 monthly fee · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Max Balance APY Up to $500 0.00% $500 – $2,499 1.00% $2,500 – $9,999 2.25% $10,000 – $50,000Your amount 2.50% $50,000 – $250,000 2.75% $250,000 and up 3.00% Rate checked
More details - 2.50%APY$250 a year on $10,000
0.00% interest rate · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Max Balance APY Up to $500 0.00% $500 – $2,499 1.00% $2,500 – $9,999 2.25% $10,000 – $50,000Your amount 2.50% $50,000 – $250,000 2.75% $250,000 and up 3.00% Rate checked
More details - Texas Capital BankStar Money Market AccountStar Money Market Account · $500 min · 2.29%–3.11% by balance
Bank · 1 branch
2.29%APY$229 a year on $10,000Requirements
Product: Rates are for personal accounts only and subject to change at any time without notice. Interest is compounded daily on the collected balance and paid monthly. Minimum balance requirement of $500 to obtain the APY. Monthly service charge may be assessed when minimum balance requirements are not met. $100 minimum opening deposit for Money Market accounts.
Offer: Interest compounded daily and paid monthly. Variable rate subject to change. Minimum balance requirement of $500 to obtain the APY.
2.26% interest rate · Compounded daily
Rate by balance
Rate by balance for Star Money Market Account Balance APY $500 – $25,000Your amount 2.29% $25,000 – $100,000 2.29% $100,000 – $250,000 2.29% $250,000 – $500,000 2.29% $500,000 – $1,000,000 2.99% $1,000,000 – $3,000,000 2.99% $3,000,000 – $25,000,000 2.99% $25,000,000 and up 3.11% Rate checked
More details - Texas Capital BankStar Reserve Money Market AccountStar Reserve Money Market Account · $500 min · 2.29%–3.11% by balance
Bank · 1 branch
2.29%APY$229 a year on $10,000Requirements
Product: Private Bank deposit rates. Interest on money market accounts is compounded daily on the collected balance and paid monthly. Rates are subject to change at any time without notice.
Offer: Interest compounded daily on the collected balance and paid monthly.
2.26% interest rate · Compounded daily
Rate by balance
Rate by balance for Star Reserve Money Market Account Balance APY $500 – $25,000Your amount 2.29% $25,000 – $100,000 2.29% $100,000 – $250,000 2.29% $250,000 – $500,000 2.29% $500,000 – $1,000,000 2.99% $1,000,000 – $3,000,000 2.99% $3,000,000 – $25,000,000 2.99% $25,000,000 and up 3.11% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Fort Worth, TX
137 accounts at 49 banks and credit unions · checked Oct 15–22
- Typical
- 0.25%
- Top 10% from
- 2.29%
- Banks, typical
- 0.33%
- Credit unions, typical
- 0.25%
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Dallas, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Prestige Community CUCredit union · 2 branches
- Nizari Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 2 branches