Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Knoxville, TN
- 0.20%APY$20 a year on $10,000with conditions
Requirements
Product: Limit one Bonus Rate Savings account per primary account holder tax ID. A $3 paper statement fee is waived when enrolled in eStatements or with a daily average account balance of $1,200 or a daily average relationship balance of $10,000. Unlimited check writing and unlimited withdrawals are subject to available funds.
Offer: To earn the bonus rate, each statement cycle the account holder must have a SouthEast Bank checking account with the Round Up feature, enroll and maintain the Bonus Rate Savings account in eStatements, and post and settle at least 15 debit card purchases during the statement cycle from any personal SouthEast Bank checking account.
Qualified rate · Effective Sep 24, 2026
Rate by balance
Rate by balance for Bonus Rate Savings Balance APY Up to $10,000 2.01% $10,000 and upYour amountAPY for this tier will range from 2.01% to 0.27%, depending on the balance in the account. 0.20%* Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Primary membership share account. Requires a $5.00 membership share deposit to gain access to credit union membership benefits.
Offer: Dividends compound quarterly. Minimum balance of $5.00 required.
0.15% interest rate · Effective Oct 5, 2026
Rate checked
More details - Knoxville TVA Employees Credit UnionU-Name-It / Member SpecialSavings · $0 min
Credit union · 6 branches
0.15%APY$15 a year on $10,000Requirements
Product: Available to qualifying Members. Limits on the number of non-signature transactions may be imposed as required by regulation or Credit Union policy. No minimum fee required.
Offer: Dividends compound quarterly.
0.15% interest rate · Effective Oct 5, 2026
Rate checked
More details - Y-12 Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.15%–0.30% by balance
Credit union · 3 branches
0.15%APY$15 a year on $10,000Requirements
Product: Minimum balance of $2,500 required to earn dividends.
0.15% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $24,999Your amount 0.15% $25,000 – $74,999 0.20% $75,000 – $99,999 0.25% $100,000 and up 0.30% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: To establish membership with New South, an individual is required to open a primary savings account with a $5 minimum opening deposit.
0.15% interest rate · Effective Jul 1, 2019
Rate checked
More details - 0.15%APY$15 a year on $10,000
0.15% interest rate
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Dividends calculated daily, compounded/posted monthly. Minimum to maintain annual percentage is $5.00. Fees could reduce earnings.
0.15% interest rate · Effective Dec 18, 2024
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $5.00 opening deposit is placed on hold for the life of the account as par value of one share required for credit union membership. Minimum daily balance required to earn the stated APY. Dividends compound and credit monthly, calculated using the daily balance method. If account is closed before accrued dividends are credited, accrued dividends will not be received. Free ATM/Debit card, online banking, e-statements, and no monthly service charges.
Offer: Minimum daily balance required to earn APY. Dividends compound and credit monthly.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Customizable savings account to save for specific goals (e.g., vacation, car expenses, weddings, rainy day). ATM access is not available. No account limitations apply. Dividends compounded and credited monthly.
Offer: Dividends compound and credit monthly.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - Tennessee Members 1st Federal Credit UnionRegular Shares (01)Savings · $5 min
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Initial $5.00 deposit establishes membership. Maximized via Payroll Deduction Plan or Direct Deposit.
0.10% interest rate · Effective Oct 5, 2026
Rate checked
More details - Knoxville Teachers Federal Credit UnionRegular Share AccountSavings · $250 min · 0.10%–3.85% by balance
Credit union · 4 branches
0.10%APY$10 a year on $10,000intro rateRequirements
Product: Membership requires a regular share account. Member must maintain a minimum balance in the primary shares (savings) account of $250.00. Savings accounts earn dividends each quarter with no monthly fees of any kind including maintenance, transaction, dormancy or inactivity fees. Dividends are paid on all funds on deposit, including the minimum balance, and any funds on deposit above $250 may be deposited and withdrawn with no restrictions. No more than six Limited Transfers may be made from any share Account in any calendar month. ATM cards are available.
Offer: Applies to all funds under $20,000.00. Compounded quarterly. Rates approved at the end of the quarter.
Promotional rate · Compounded quarterly · No monthly fee · Effective Jun 30, 2026
Rate by balance
Rate by balance for Regular Share Account Balance APY Up to $20,000Your amount 0.10% $20,000 and up 3.85% Rate checked
More details - Knoxville Teachers Federal Credit UnionRegular Share AccountSavings · $250 min · 0.10%–3.30% by balance
Credit union · 4 branches
0.10%APY$10 a year on $10,000intro rateRequirements
Product: Membership requires a regular share account. Member must maintain a minimum balance in the primary shares (savings) account of $250.00. Savings accounts earn dividends each quarter with no monthly fees of any kind including maintenance, transaction, dormancy or inactivity fees. Dividends are paid on all funds on deposit, including the minimum balance, and any funds on deposit above $250 may be deposited and withdrawn with no restrictions. No more than six Limited Transfers may be made from any share Account in any calendar month. ATM cards are available.
Offer: 3rd Quarter dividend rate earned on shares under $20,000.
Promotional rate · 0.10% interest rate · No monthly fee
Rate by balance
Rate by balance for Regular Share Account Balance APY Up to $20,000Your amount 0.10%* $20,000 and up4th Quarter dividend rate earned on shares over $20,000. 3.30%* Rate checked
More details - UT Federal Credit UnionMoney MarketMoney Market · $2,000 min · 0.05%–0.20% by balance
Credit union · 4 branches
0.10%APY$10 a year on $10,000Requirements
Product: Minimum deposit for account opening is $2,000. Dividend rate compounded monthly. No monthly service charge. Maintenance or activity fees could reduce earnings.
Offer: Tier applies to balances up to $1,999. Minimum opening deposit is $2,000.
0.05% interest rate · Compounded monthly · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,999 0.05% $2,000 – $9,999 0.05% $10,000 – $24,999Your amount 0.10% $25,000 – $49,999 0.15% $50,000 and up 0.20% Rate checked
More details - First Horizon BankMoney Market SavingsMoney Market Savings · $50 min · 0.10%–0.15% by balance
Bank · 13 branches
0.10%APY$10 a year on $10,000Requirements
Product: $50 minimum opening deposit. The monthly service charge is refunded within 3 business days when the primary or joint account holder has an active Elite Checking account, or if the total combined balance in consumer deposit accounts is at least $5,000. Otherwise, a $9 monthly service charge applies. Tiered interest at money market rates based on daily balance compounded and credited monthly.
Offer: Monthly service charge refunded within 3 business days when linked to an active Elite Checking account or with $5,000+ total combined balance in consumer deposit accounts. Otherwise $9/month.
$9 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $24,999Your amount 0.10% $25,000 – $49,999 0.10% $50,000 – $99,999 0.15% $100,000 – $249,999 0.15% $250,000 and up 0.15% Rate checked
More details - ORNL Federal Credit UnionMoney Market SavingsMoney Market Savings · 0.05%–1.75% by balance
Credit union · 7 branches
0.10%APY$10 a year on $10,000Requirements
Product: $2.00 per withdrawal beginning with the 7th withdrawal per month. $5.00 monthly service fee avoided with $2,500.00 minimum daily balance.
Offer: $2.00 per withdrawal beginning with the 7th withdrawal per month. $5.00 monthly service fee avoided with $2,500.00 minimum daily balance.
0.05% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,500 0.05% $2,500 – $24,999Your amount 0.10% $25,000 – $49,999 0.25% $50,000 – $99,999 0.50% $100,000 – $249,999 1.25% $250,000 and up 1.75% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Knoxville, TN
76 accounts at 29 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 1.78%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.15%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Knoxville, TN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Knoxville TVA Employees Credit UnionCredit union · 15 branches
- Enrichment Federal Credit UnionCredit union · 8 branches
- Knoxville Law Enforcement Federal Credit UnionCredit union · 1 branch