Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Beaufort, SC
- CPM Federal Credit UnionBoost Money Market SpecialBoost Money Market Special · $1,000 min
Credit union · 1 branch
3.04%APY$304 a year on $10,000intro rateRequirements
Product: Available beginning 1/2/26. Requires $1,000 minimum deposit of new money not currently on deposit with CPM. APY will vary based on daily balance maintained. APY guaranteed through 10/31/2026 and subject to change thereafter without notice. $1,000 minimum average monthly balance required to avoid $10 fee. Maximum of 6 withdrawals per month before $10 fee. Dividends paid monthly. Direct deposit available. Membership rules and restrictions apply.
Offer: $1,000 minimum new money required. APY guaranteed through 10/31/2026. $10 fee if average daily balance drops below $1,000 min balance. $10 fee if withdrawals exceed 6 per month.
Promotional rate · 3.00% interest rate · Effective Jan 2, 2026
Rate checked
More details - Marine Federal Credit UnionChoice Money Market ShareChoice Money Market Share · $0 min · 0.75%–4.23% by balance
Credit union · 1 branch
1.31%APY$131 a year on $10,000Requirements
Product: Limit of one Choice Money Market Share per Marine FCU account. Debit cards, check writing, and Zelle transfers are restricted. May be used for overdraft protection.
Offer: Dividends compound and credit monthly using the Average Daily Balance method.
Effective Oct 19, 2026
Rate by balance
Rate by balance for Choice Money Market Share Balance APY Up to $3,000 4.23% $3,000 – $5,000 3.20% $5,000 – $10,000 2.12% $10,000 – $15,000Your amount 1.31% $15,000 – $25,000 0.80% $25,000 and up 0.75% Rate checked
More details - CPM Federal Credit UnionPerformance Money MarketPerformance Money Market · $2,500 min · 0.25%–1.81% by balance
Credit union · 1 branch
1.01%APY$101 a year on $10,000Requirements
Product: CPM Federal Credit Union Membership required. Must maintain minimum $5 in Main Savings Account. $2,500 minimum to open and earn dividends. $1,000 average monthly balance to avoid $10 low balance fee. Dividends earned on average daily balance and posted monthly. Up to 6 withdrawals per month before $10 fee assessed.
0.25% interest rate · Effective Apr 1, 2025
Rate by balance
Rate by balance for Performance Money Market Balance APY $200 – $2,500 0.25% $2,500 – $25,000Your amount 1.01% $25,000 – $50,000 1.51% $50,000 – $100,000 1.56% $100,000 and up 1.81% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - Marine Federal Credit UnionStandard Money MarketStandard Money Market · $2,500 min · 0.55%–0.75% by balance
Credit union · 1 branch
0.55%APY$55 a year on $10,000Requirements
Offer: Dividends compound and credit monthly using the Average Daily Balance method.
0.55% interest rate · Effective Jul 20, 2026
Rate by balance
Rate by balance for Standard Money Market Balance APY $2,500 – $10,000Your amount 0.55% $10,000 – $25,000 0.60% $25,000 – $50,000 0.65% Over $50,000 0.75% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - 0.16%APY$16 a year on $10,000with conditions
Requirements
Product: Requires maintaining a First Federal Bank checking account. Up to 6 transfers per month allowed by telephone, preauthorized transfer, or other customer order; $10 charge per withdrawal over 6 per month. $14 monthly fee waived with a $2,500 daily balance. Interest compounded daily and credited monthly.
Offer: Maintain $2,500 daily balance to waive the $14 monthly service charge.
Qualified rate · Compounded daily · $14 monthly fee · Effective Oct 25, 2025
Rate by balance
Rate by balance for Cash Management Balance APY Up to $10,000 0.01% $10,000 – $50,000Your amount 0.16% $50,000 – $250,000 0.53% $250,000 – $750,000 0.74% $750,000 – $1,000,000 0.87% $1,000,000 and up 1.08% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Credit builder share savings account. Average Daily Balance method used to calculate dividends.
Offer: Minimum opening deposit of $300. Average daily balance method.
Effective Oct 19, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dedicated fund for special savings goals. No minimum opening deposit required. Average Daily Balance method used to calculate dividends. Not available for business accounts.
Offer: Minimum balance to earn dividends is $5. Average daily balance method. No minimum opening deposit required.
Effective Oct 19, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Foundational membership account. Requires a par value share purchase of $5. Average Daily Balance method used to calculate dividends.
Offer: Minimum balance to earn dividends is $5. Par value of membership share is $5. Average daily balance method.
Effective Oct 19, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - First Citizens BankMoney Market AccountMoney Market Account · $500 min · 0.05%–0.15% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Interest rates for money market savings accounts may vary depending on your area.
Offer: Maintain a $1,000 daily balance to avoid a $10 maintenance fee.
$10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $999 0.05% $1,000 – $9,999 0.05% $10,000 – $24,999Your amount 0.05% $25,000 – $49,999 0.07% $50,000 – $99,999 0.07% $100,000 – $499,999 0.10% $500,000 and up 0.15% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Beaufort, SC
21 accounts at 8 banks and credit unions · checked Sep 25–Oct 22
- Typical
- 0.10%
- Top 10% from
- 1.01%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.25%
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Hilton Head Island, SC metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CPM Federal Credit UnionCredit union · 3 branches
- Navy Federal Credit UnionCredit union · 2 branches
- Marine Federal Credit UnionCredit union · 1 branch