Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Keizer, OR
- OnPoint Community Credit UnionOnPoint Premium Savings AccountSavings · $0 min · 2.25%–3.75% by balance
Credit union · 1 branch
3.75%APY$375 a year on $10,000with conditionsRequirements
Product: OnPoint Premium Savings account is a sweep account; balances up to the Maximum Program Deposit Amount ($250,000.00) may be swept to NCUA or FDIC insured deposit accounts held at participating Receiving Financial Institutions. Requires qualifying for OnPoint Rewards (10-year membership or 6 qualifying transactions per calendar month in an OnPoint checking account), an active OnPoint Loyalty Savings account, and opt-in through OnPoint Online Banking. One account per member/TIN. All interest is compounded and credited monthly.
Offer: Must qualify for OnPoint Rewards, have an active OnPoint Loyalty Savings account, and opt-in through Online Banking.
Qualified rate · 3.69% interest rate · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for OnPoint Premium Savings Account Balance APY Up to $100,000Your amount 3.75% Over $100,000 2.25% Rate checked
More details - First Tech Federal Credit UnionFirst Tech Premier Rewards SavingsSavings · $25 min
Credit union · 1 branch
3.50%APY$350 a year on $10,000with conditionsRequirements
Product: Restriction: Cannot also be primary account owner on First Tech Rewards Savings, First Tech Rewards Checking, and/or Dividend Rewards Checking. Account must be a personal account or trust account/fiduciary account. Business, Organization, and HSA accounts are not eligible. Primary account owner must also be primary account owner on a Membership Share Savings account. Enrollment requirements: within 30 days of program enrollment, achieve minimum aggregate deposit balance of $250,000 across First Tech share accounts or $500,000 via Addison Avenue Investment Services. Ongoing: maintain minimum average daily balance of $250,000 across share accounts or $500,000 via Addison Avenue Investment Services.
Qualified rate · 3.44% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Primary account owner must also be primary account owner of a First Tech Rewards Checking account and Membership Share Savings account.
Offer: Qualified rate: Requires meeting monthly First Tech Rewards Checking qualification requirements (aggregate spend of at least $1,000/month on debit/credit card, ACH or direct deposits totaling at least $1,000/cycle, and enrollment in electronic statements/disclosures).
Qualified rate · 2.96% interest rate · Effective Oct 1, 2026
Rate checked
More details - Maps Credit UnionPrivate Client Premium Money MarketPrivate Client Premium Money Market · $500 min · 0.25%–3.50% by balance
Credit union · 1 branch
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Private Clients need to meet one of the following criteria: $250,000 deposit/investment relationship with Maps/Maps Investments, $1,000,000 personal net worth, or Owners/Executives of Maps Commercial members.
Offer: Dividends compounded and credited monthly. Minimum balance to earn dividends is $0.
Qualified rate · 0.25% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Private Client Premium Money Market Balance APY Up to $10,000 0.25% $10,000 – $100,000Your amount 2.00% $100,000 – $250,000 2.50% $250,000 – $500,000 3.00% $500,000 – $1,000,000 3.25% $1,000,000 and up 3.50% Rate checked
More details - Maps Credit UnionIndexed Money Market AccountIndexed Money Market Account · $5 min · 0.25%–2.00% by balance
Credit union · 1 branch
2.00%APY$200 a year on $10,000Requirements
Product: The highest rate on this account is tied to half of the Federal Fund rate. The APY is based on the upper bound of the federal funds target rate as established by the Federal Open Market Committee (FOMC), at the end of the prior month. This account does not qualify for checks or debit cards. The APY may adjust at the start of each month, based on FOMC actions.
Offer: Dividends compounded and credited monthly. Minimum balance to earn dividends is $0.
0.25% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Indexed Money Market Account Balance APY Up to $5,000 0.25% $5,000 and upYour amountHighest rate is tied to half of the Federal Fund rate. 2.00% Rate checked
More details - Columbia BankThrive Money Market SpecialThrive Money Market Special · $10,000 min · 0.05%–2.60% by balance
Bank · 1 branch
2.00%APY$200 a year on $10,000intro rateRequirements
Product: You must make a minimum deposit of $10,000 of qualifying new money or deposit your maturing CD balance into your new account. To qualify for the promotional rate, new money must not have been previously deposited at the bank (with the exception of maturing CD balances). Contact your local branch to open. Interest rate and APY may change after account opening.
Offer: You must make a minimum deposit of $10,000 of qualifying new money or deposit your maturing CD balance into your new account. To qualify for the promotional rate, new money must not have been previously deposited at the bank (with the exception of maturing CD balances). Contact your local branch to open. The interest rate and annual percentage yield may change after account opening.
Promotional rate · 0.05% interest rate
Rate by balance
Rate by balance for Thrive Money Market Special Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.00% $50,000 – $100,000 2.00% $100,000 – $250,000 2.60% $250,000 and up 2.60% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Maps Credit UnionAdvanced Private Client Money Market with Excess Share InsuranceAdvanced Private Client Money Market with Excess Share Insurance · $500 min · 0.10%–3.35% by balance
Credit union · 1 branch
1.87%APY$187 a year on $10,000with conditionsRequirements
Product: Private Clients need to meet one of the following criteria: $250,000 deposit/investment relationship with Maps/Maps Investments, $1,000,000 personal net worth, or Owners/Executives of Maps Commercial members. A Private Client Checking Account is required.
Offer: Dividends compounded and credited monthly. Minimum balance to earn dividends is $0.
Qualified rate · 0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Advanced Private Client Money Market with Excess Share Insurance Balance APY Up to $10,000 0.10% $10,000 – $100,000Your amount 1.87% $100,000 – $250,000 2.35% $250,000 – $500,000 2.85% $500,000 – $1,000,000 3.10% $1,000,000 and up 3.35% Rate checked
More details - Maps Credit UnionEstate Membership SavingsSavings · $100 min · 0.10%–3.10% by balance
Credit union · 1 branch
1.35%APY$135 a year on $10,000Requirements
Offer: Minimum balance to avoid service fee is $100; monthly service fee per Fee Schedule if below $100.
0.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Estate Membership Savings Balance APY Up to $10,000 0.10% $10,000 – $250,000Your amount 1.35% $250,000 – $500,000 2.10% $500,000 – $750,000 2.25% $750,000 – $1,000,000 2.85% $1,000,000 and up 3.10% Rate checked
More details - Oregon State Credit UnionInvestor's Money MarketInvestor's Money Market · $10,000 min · 1.20%–1.75% by balance
Credit union · 1 branch
1.20%APY$120 a year on $10,000Requirements
Offer: Minimum balance that must be maintained each day to earn dividends is $10,000.00.
1.19% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Investor's Money Market Balance APY $10,000 – $24,999Your amount 1.20% $25,000 – $49,999 1.30% $50,000 – $99,999 1.50% $100,000 and up 1.75% Rate checked
More details - OCCU | Oregon Community Credit UnionMoney Market AccountMoney Market Account · $500 min · 0.50%–1.10% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: No limit on the number of money market accounts a member can open. In-person withdrawals as often as you want.
Offer: Money Market account APY & rate may change. Fees could reduce earnings. Minimum balances start at $100. Earn on entire savings balance.
Rate by balance
Rate by balance for Money Market Account Balance APY $500 – $5,000 0.50% $5,000 – $250,000Your amount 1.00% $250,000 and up 1.10% Rate checked
More details - Oregon State Credit UnionHigh-Yield SavingsSavings · $5 min · 0.90%–5.00% by balance
Credit union · 1 branch
0.90%APY$90 a year on $10,000Requirements
Product: Limit of one account per member. Statement displays a single blended rate. No monthly product fee.
Offer: Applies to account balances of $0 – $1000. Limit of one account per member. Statement will display a single blended rate.
4.88% interest rate · No monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for High-Yield Savings Balance APY Up to $1,000 5.00% $1,000 and upYour amount 0.90% Rate checked
More details - 0.80%APY$80 a year on $10,000
Requirements
Offer: Minimum balance that must be maintained each day to earn dividends is $1,000.00.
0.80% interest rate · Effective Oct 3, 2026
Rate checked
More details - OnPoint Community Credit UnionOnPoint Loyalty Savings AccountSavings · $0 min
Credit union · 1 branch
0.35%APY$35 a year on $10,000with conditionsRequirements
Product: Must qualify for OnPoint Rewards (requires 10-year relationship with OnPoint or 6 qualified transactions in the same checking account during the qualification period). Interest is compounded and credited monthly.
Offer: Must qualify for OnPoint Rewards.
Qualified rate · 0.35% interest rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Keizer, OR
46 accounts at 10 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 2.00%
- Banks, typical
- 0.02%
- Credit unions, typical
- 0.15%
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Salem, OR metro
Top Carrot institutions
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- Valley Credit UnionCredit union · 1 branch