Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Hauppauge, NY
- 4.00%APY$400 a year on $10,000intro rate
Requirements
Product: Personal accounts only. $5 monthly maintenance charge waived with at least a $300 average daily collected balance, or by maintaining a Flagstar personal checking relationship, or if the primary account owner is 24 years of age or younger.
Offer: Standard non-promotional rate applies to balances under $10,000 ($0.01 or greater). $5 monthly maintenance fee waived if average daily collected balance is at least $300, or with an owner relationship on a Flagstar personal checking account with a balance of at least $0.01, or if primary account owner is 24 or younger.
Promotional rate · $5 monthly fee · Effective Oct 17, 2026
Rate by balance
Rate by balance for Flagstar Ready Savings Balance APY Up to $10,000 0.05% $10,000 and upYour amountMust be a new personal savings client and deposit new money. $1 minimum opening deposit. Reverts to standard non-promotional rate after 180 days. Early account closure fee may apply if closed within 180 days. 4.00% Rate checked
More details - 3.25%APY$325 a year on $10,000with conditions
Requirements
Product: Only available when linked to a Max Cash Checking or Max Cash Back Checking account. Automatic crediting of Max Cash or Max Cash Back earnings. Enrollment in electronic services (online banking, e-statements) and log-ons required. Limit of one Max checking account per Social Security Number. Variable rate.
Offer: When Max Cash or Max Cash Back qualifications are met.
Qualified rate · No monthly fee · Effective Feb 16, 2026
Rate by balance
Rate by balance for Max Saver Savings Balance APY Up to $100,000Your amount 3.25% $100,000 and up 0.20% Rate checked
More details - 3.00%APY$300 a year on $10,000
Requirements
Product: Available in select markets/states to applicants with qualifying residential address. Monthly service fee is waived for accounts with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Everyday Benefits tier. Rates apply to ZIP 57108 (OUT pricing region). $4.50 monthly fee waived with $500+ average monthly balance or linked Citi checking account.
2.96% interest rate · $4.50 monthly fee
Rate checked
More details - Hanover BankElite High Yield Personal Money MarketElite High Yield Personal Money Market · $5,000 min
Bank · 1 branch
2.85%APY$285 a year on $10,000Requirements
Product: $5,000 minimum daily balance required to earn interest and avoid a $10 monthly service fee. Surcharge-free ATM transactions at over 55,000 participating Allpoint ATMs. Unlimited transfers. Free online & mobile banking, eStatements, and ATM/debit card. No check writing privileges. Variable rate product.
Offer: $5,000 minimum daily balance required to earn interest and avoid $10 monthly service fee. No check writing privileges.
$10 monthly fee · Effective Oct 30, 2025
Rate checked
More details - OceanFirst BankFirstWave Money MarketFirstWave Money Market · $0 min · 0.05%–2.50% by balance
Bank · 1 branch
1.25%APY$125 a year on $10,000intro rateRequirements
Product: New money only. $10,000 minimum to receive promotional rates. Available for consumer and business.
Promotional rate · 0.05% interest rate · Effective Dec 15, 2025
Rate by balance
Rate by balance for FirstWave Money Market Balance APY Up to $10,000 0.05% $10,000 – $100,000Your amountNew money only; 1.25% $100,000 – $250,000New money only; 2.00% $250,000 – $500,000New money only; 2.25% $500,000 and upNew money only; 2.50% Rate checked
More details - Long Island Alliance FCUMoney MarketMoney Market · $2,500 min · 0.75%–1.50% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Dividends are posted monthly and earned from day of deposit to day of withdrawal. Up to 6 withdrawals per month.
Offer: Dividends paid monthly.
0.75% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 and upYour amount 0.75% $10,001 and upAPY is listed as 1.001% on current_p16 and 1.00% on current_p22. 1.00% $25,001 and up 1.50% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Minimum Opening Deposit is $5.00. Earn dividends from day of deposit to day of withdrawal. Dividends are posted quarterly.
Offer: Minimum balance to earn APY/interest is $100. Dividends paid quarterly.
0.50% interest rate · Effective Oct 1, 2026
Rate checked
More details - Teachers Federal Credit UnionTiered Money MarketTiered Money Market · $2,500 min · 0.50%–1.00% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Membership at Teachers is required by opening a Regular Savings or Youth Savings account with a minimum deposit of $1.00. Minimum balance of $2,500.00 required to earn current APY. $5 monthly charge assessed if account remains under $500. Dividends are compounded daily and paid monthly.
0.50% interest rate · Compounded daily · Effective Aug 28, 2025
Rate by balance
Rate by balance for Tiered Money Market Balance APY $2,500 – $25,000Your amount 0.50% $25,000 – $50,000 0.55% $50,000 – $100,000 0.70% $100,000 – $250,000 0.90% $250,000 – $500,000 1.00% $500,000 and up 1.00% Rate checked
More details - People's Alliance Federal Credit UnionMoney Market Account (Special Performance (S.P.) Account)Money Market Account (Special Performance (S.P.) Account) · $2,500 min · 0.35%–0.75% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: A minimum balance of $2,500.00 must be maintained. Allows a maximum of six withdrawals (no more than three by check) per month with no minimum investment period. Dividends are paid and compounded monthly. Membership eligibility requirements apply.
0.35% interest rate · Compounded monthly · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Account (Special Performance (S.P.) Account) Balance APY $2,500 – $24,999Your amount 0.35% $25,000 – $49,999 0.50% $50,000 – $99,999 0.50% $100,000 – $249,999 0.70% $250,000 and up 0.75% Rate checked
More details - 0.12%APY$12 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citigold Private Client relationship tier (requires $800,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citigold Private Client tier.
Qualified rate · 0.12% interest rate · $4.50 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Personal accounts only. Initial minimum opening deposit to earn higher rate is $25,000. Account must be funded within 90 days of approval date. Early closure fee may apply if closed within 180 days. $15 monthly service charge waived with at least a $10,000 average daily collected balance or with a Flagstar personal checking relationship.
Offer: Tier 1 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or if owner of a Flagstar personal checking account with balance of at least $0.01.
$15 monthly fee
Rate by balance
Rate by balance for Flagstar Performance Savings Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier 2 balance rate. 0.10% $25,000 – $50,000Tier 3 balance rate. 3.20% $50,000 – $100,000Tier 4 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $100,000 – $500,000Tier 5 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $500,000 and upTier 6 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum balance required to open and maintain is $2,500. Must maintain a minimum daily balance of $2,500 to obtain the disclosed APY. If balance falls below required minimum, subject to a below minimum balance fee. Maximum six automated withdrawals or transfers per month (up to three can be checks cleared). Variable rate account. Membership eligibility applies.
Offer: Variable rate. Earn on balances over $2,500. Minimum daily balance of $2,500 to earn disclosed APY. Subject to below minimum balance fee if account falls below $2,500. Maximum 6 withdrawals or transfers per month.
0.10% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: A minimum balance of $5.00 is required to maintain credit union membership and be eligible for additional credit union services. To obtain the disclosed APY, a minimum balance of $50.00 must be maintained.
Offer: To obtain the disclosed APY, a minimum balance must be maintained.
0.10% interest rate · Effective Sep 30, 2026
Rate checked
More details - 0.09%APY$9 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citigold relationship tier (requires $180,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citigold tier.
Qualified rate · 0.09% interest rate · $4.50 monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Hauppauge, NY
30 accounts at 12 banks and credit unions · checked Oct 16–22
- Typical
- 0.08%
- Top 10% from
- 2.87%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.35%
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New York, NY-NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
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