Best high-yield savings rates

Requirements

Product: Membership starts with a $5 deposit in a Regular Share Savings account. No monthly maintenance fees. Dividends are calculated on the average daily balance. Rates may change after the account is opened.

Offer: Dividends calculated on average daily balance. Rates may change after account is opened.

Requirements

Product: Basic savings account required to establish membership with Trius FCU ($5 opening deposit equals one share and is required to retain membership benefits; par value of one share is $5.00). $100 minimum balance to earn dividends. Average daily balance method used. Limited to 6 preauthorized, automatic, or telephone transfers per month (max 3 by check, draft, or debit card). Excessive withdrawal fee of $2.00 per withdrawal over 6 per month.

Offer: Tiered rate applies to entire balance if within range.

Requirements

Product: Tiered rate account where the dividend rate for a tier applies to the entire account balance. Dividends compounded and credited monthly on balances of $5,000 or above. Minimum daily balance of $5,000 required to avoid a $7.50 monthly service fee. Limited to 2 free withdrawals per month ($5.00 fee per withdrawal thereafter).

Offer: Rate applies to entire balance for balances between $5,000.00 and $24,999.99. Minimum daily balance of $5,000 to avoid $7.50 monthly fee.

Requirements

Product: $5 monthly service charge waived if a $200 minimum daily balance is maintained in the month, or for clients under 24 years of age. $10 fee for excess withdrawals over 6 per month.

Requirements

Product: Requires a Premier Checking relationship. $1,000 minimum deposit to open account. No minimum daily balance or monthly fee. Transfer funds, withdraw money or write checks up to 6 times per monthly cycle for free. Rates determined by primary account holder's county of residence in Deposit Footprint (applied to Douglas County, NE 68102).

Requirements

Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).

Offer: Standard rate for any balance without relationship rate qualification.

Requirements

Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).

Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.

Requirements

Product: Linked Kasasa Cash or Kasasa Cash Back account required. To qualify for highest rate tier: at least 12 debit card purchases post and settle per Monthly Qualification Cycle, enroll and log in to online banking, and enroll in e-statements with valid email. Limit 1 account per primary SSN. No monthly maintenance fee. Transfers/withdrawals limited to 6 per calendar month.

Offer: Qualifications not met in linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle; entire daily balance earns an interest rate of 0.05% resulting in an APY of 0.05%.

Requirements

Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).

Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.

Requirements

Product: Must be linked to a Smart Rate Checking or Smart Bonus Checking account (limit of one Smart Checking account and one Smart Saver per SSN; not available to business members). Automatically receives transferred earnings/rebates. No monthly maintenance fee. Qualifications during each Monthly Qualification Cycle: at least 12 debit card purchases post and settle, at least 1 direct deposit or ACH credit transaction posts and settles, and enrolled in and agree to receive electronic statements. If qualifications are not met in the linked checking account, earns the non-qualifying base rate.

Offer: Non-qualifying base rate on all balances if Monthly Qualification Cycle requirements are not met in the linked checking account.

Requirements

Product: Requires a Free Checking, Access Debit Account, or Premier Checking Relationship. $1,000 minimum deposit to open account. No minimum daily balance or monthly fee. Transfer funds, withdraw money or write checks up to 6 times per monthly cycle for free. Rates determined by primary account holder's county of residence in Deposit Footprint (applied to Douglas County, NE 68102).

Requirements

Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).

Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.

Requirements

Product: No checking relationship required. $1,000 minimum deposit to open account. No minimum daily balance or monthly fee. Transfer funds, withdraw money or write checks up to 6 times per monthly cycle for free. Rates determined by primary account holder's county of residence in Deposit Footprint (applied to Douglas County, NE 68102).

Requirements

Product: No monthly maintenance fee. Earn an extra $5 savings reward every month the balance grows by $200 or more for the first year (up to 12 rewards for new accounts). Variable rate account; minimum opening deposit is $25.

Offer: Applies to ZIP code 60603 (Illinois and Northwest Indiana locations, excluding locations in South Beloit, Roscoe and St. Clair County in Illinois). Interest compounded daily and credited monthly.

Requirements

Product: Standard savings account. $5 monthly service fee can be avoided with $300 minimum daily balance, 1 automatic transfer of $25+ each fee period from linked Wells Fargo checking, 1 automatic transfer of $1+ each business day from linked checking, 1+ Save As You Go transfers from linked checking, or if the primary account owner is 24 years old or under.

Offer: Standard rate. Fee waived with $300 minimum daily balance, 1 automatic transfer of $25+ per fee period, 1 daily automatic transfer of $1+ each business day, 1+ Save As You Go transfer, or primary owner age 24 or under.