Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Williams County, ND · Showing Williams County, ND: too few institutions in Williston, ND
- 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Links to free Kasasa Cash or Kasasa Cash Back checking. Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings.
Offer: When qualifying for Kasasa Cash or Cash Back rewards.
Qualified rate · Balance cap $250,000 · No monthly fee
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Dakota West Credit UnionBadlands Gold SavingsSavings · $5,000 min · 0.50%–0.75% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: $10 Monthly Maintenance Fee if accounts fall below minimum balance.
Offer: Tier 1
0.50% interest rate · $10 monthly fee · Effective Dec 15, 2025
Rate by balance
Rate by balance for Badlands Gold Savings Balance APY $5,000 – $24,999Your amount 0.50% $25,000 – $74,999Tier 2 0.60% $75,000 and upTier 3 0.75% Rate checked
More details - Western Cooperative Credit UnionFirst Freedom SavingsSavings · $2,500 min · 0.25%–2.25% by balance
Credit union · 4 branches
0.50%APY$50 a year on $10,000Requirements
Product: Opening balance required: $2,500.00.
0.25% interest rate · Effective Apr 21, 2026
Rate by balance
Rate by balance for First Freedom Savings Balance APY $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 1.00% $50,000 – $100,000 1.25% $100,000 – $500,000 1.50% $500,000 – $1,000,000 1.75% $1,000,000 and up 2.25% Rate checked
More details - Gate City BankMoney Market SavingsMoney Market Savings · $500 min · 0.35%–2.50% by balance
Bank · 2 branches
0.35%APY$35 a year on $10,000Requirements
Product: Monthly service charge of $10 if minimum balance falls below $500.
Offer: $10 monthly fee if balance falls below $500.
0.35% interest rate · $10 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $500 – $25,000Your amount 0.35% $25,000 – $100,000 0.35% $100,000 – $250,000 0.50% $250,000 – $500,000 1.00% $500,000 – $1,000,000 2.00% $1,000,000 and up 2.50% Rate checked
More details - American State Bank & Trust (Williston)Personal SavingsSavings · $100 min · 0.30%–1.66% by balance
Bank · 2 branches
0.30%APY$30 a year on $10,000Requirements
Product: $10 Quarterly Service Fee if balance falls below $100 minimum balance. Interest accrued daily, compounded and credited quarterly. Calculated using the daily balance method.
Offer: $100 Minimum Balance to avoid Service Fee and earn interest.
0.30% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Personal Savings Balance APY $100 – $99,999Your amount 0.30% $100,000 – $499,999 0.75% $500,000 – $999,999 1.26% $1,000,000 and up 1.66% Rate checked
More details - American State Bank & Trust (Williston)Money MarketMoney Market · $1,000 min · 0.30%–1.71% by balance
Bank · 2 branches
0.30%APY$30 a year on $10,000Requirements
Product: You must maintain the minimum balance noted for each tier in order to earn the Annual Percentage Yield (APY) disclosed. Fees could reduce earnings on the account. Interest rate and APY may change after the account is opened. Interest is calculated using the daily balance method.
Offer: Must maintain the minimum balance noted for each tier in order to earn the disclosed APY.
0.30% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $99,999Your amount 0.30% $100,000 – $499,999 0.60% $500,000 – $999,999 1.21% $1,000,000 and up 1.71% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: $50 minimum opening deposit waived for individuals aged 17 and under. $5 monthly service fee waived if minimum balance of $100 is maintained or for ages 17 and under.
0.15% interest rate · $5 monthly fee · Effective Oct 4, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
0.15% interest rate · Effective Dec 15, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $50 minimum opening deposit waived for individuals aged 17 and under. $5 monthly service fee waived if minimum balance of $200 is maintained or for ages 17 and under.
0.10% interest rate · $5 monthly fee · Effective Oct 4, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Links to free Kasasa Cash or Kasasa Cash Back checking. Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings.
Offer: If qualifications are not met in Kasasa Cash or Kasasa Cash Back.
Qualified rate · No monthly fee
Rate checked
More details - Western Cooperative Credit UnionFlexible Shares/Overdraft ProtectionSavings · 0.00%–0.05% by balance
Credit union · 4 branches
0.05%APY$5 a year on $10,000Requirements
Product: Funds are automatically transferred in $100 increments to checking account to cover overdrafts. Accessible with WCCU MasterCard Debit Card. There is a small charge for each automatic transfer.
0.00% interest rate · Effective Apr 21, 2026
Rate by balance
Rate by balance for Flexible Shares/Overdraft Protection Balance APY Up to $300 0.00% $300 – $10,000 0.05% $10,000 and upYour amount 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Williams County, ND
17 accounts at 5 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 2.00%
- Banks, typical
- 0.23%
- Credit unions, typical
- 0.15%
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North Dakota
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Aspire Credit UnionCredit union · 1 branch
- Affinity First Federal Credit UnionCredit union · 1 branch
- Service Credit UnionCredit union · 1 branch