Bank · FDIC insured
American State Bank & Trust (Williston) Savings Rates
American State Bank & Trust (Williston)’s best savings rate is 0.30% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How American State Bank & Trust (Williston)’s savings rates compare
Compared with banks and credit unions near Williston, ND, where American State Bank & Trust (Williston) has the most branches. $10,000, best rate first.
This bank’s best
American State Bank & Trust (Williston)
0.30%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $30
Personal Savings
Top rate
Dakota West Credit Union
3.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $300
2nd-highest rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
American State Bank & Trust (Williston) savings score
75
Savings score
Higher than 38% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.75%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where American State Bank & Trust (Williston) ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
0.30%APY
You must maintain the minimum balance noted for each tier in order to earn the Annual Percentage Yield (APY) disclosed. Fees could reduce earnings on the account. Interest rate and APY may change after the account is opened. Interest is calculated using the daily balance method.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $99,999Must maintain the minimum balance noted for each tier in order to earn the disclosed APY. | 0.30% | $30 | Must maintain the minimum balance noted for each tier in order to earn the disclosed APY. |
| $100,000 – $499,999Must maintain the minimum balance noted for each tier in order to earn the disclosed APY. | 0.60% | — | Must maintain the minimum balance noted for each tier in order to earn the disclosed APY. |
| $500,000 – $999,999Must maintain the minimum balance noted for each tier in order to earn the disclosed APY. | 1.21% | — | Must maintain the minimum balance noted for each tier in order to earn the disclosed APY. |
| $1,000,000 and upMust maintain the minimum balance noted for each tier in order to earn the disclosed APY. | 1.71% | — | Must maintain the minimum balance noted for each tier in order to earn the disclosed APY. |
Sources (1)
- asbt.bank/rate · captured Oct 22, 2026
Personal Savings
0.30%APY
$10 Quarterly Service Fee if balance falls below $100 minimum balance. Interest accrued daily, compounded and credited quarterly. Calculated using the daily balance method.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $99,999$100 Minimum Balance to avoid Service Fee and earn interest. | 0.30% | $30 | $100 Minimum Balance to avoid Service Fee and earn interest. |
| $100,000 – $499,999 | 0.75% | — | |
| $500,000 – $999,999 | 1.26% | — | |
| $1,000,000 and up | 1.66% | — |
Special-purpose accounts
Youth Savings
0.30%APY
Available to all customers under 18 years old. Dollarsaurus Club membership for youth through the age of 12 years old with rewards for reaching savings goals. No quarterly service fee. Interest accrued daily, compounded and credited quarterly. Calculated using the daily balance method.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $24,999 | 0.30% | $30 |
| $25,000 – $49,999 | 0.75% | — |
| $50,000 and up | 1.26% | — |
Health Savings Account
0.50%APY
Interest compounded and credited quarterly on savings accounts, monthly for checking accounts. Interest calculated using daily balance method. Must maintain minimum balance noted for each tier to earn APY disclosed.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $4,999 | 0.25% | — |
| $5,000 – $9,999 | 0.40% | — |
| $10,000 – $24,999 | 0.50% | $50 |
| $25,000 and up | 0.60% | — |
Sources (1)
- asbt.bank/rate · captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.