Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Raleigh, NC
- Langley Credit UnionHigh-Yield SavingsSavings · $0 min · 0.05%–3.75% by balance
Credit union · 1 branch
3.75%APY$375 a year on $10,000Requirements
Product: Tiered rate account. Dividends calculated by average daily balance and compounded monthly. Requires enrollment in eStatements and limited to one withdrawal per calendar month; if requirements are not met or more than one withdrawal occurs, earns 0.05% APY on the entire balance. Limit 1 High-Yield Savings account per member. No monthly fees and no minimum deposit required. $5 deposit to savings account required for membership. High yield rate also applies when MyDesign Checking Steady Saver or All-In requirements are met on balances up to $25,000.
Offer: Standard tier: Earn 3.75% APY on average daily balances up to $25,000 with eStatements and max 1 withdrawal per month.
Compounded monthly · No monthly fee
Rate by balance
Rate by balance for High-Yield Savings Balance APY Up to $25,000Your amount 3.75% $25,000 and up 0.05% Rate checked
More details - 3.25%APY$325 a year on $10,000with conditions
Requirements
Product: Must be bundled/linked with a Go Green Checking account. A minimum of $5 must be maintained in a Primary Savings account to access products and services. Membership eligibility requirements apply. No monthly service fees.
Offer: Premium Tier: Requires 15 or more Go Green Checking debit card transactions posted per calendar month. Minimum balance required to earn APY is $0.01.
Qualified rate · 3.20% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 1 branch
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 1 branch
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - Coastal Credit UnionHigh Yield SavingsSavings · $25 min · 0.10%–3.00% by balance
Credit union · 7 branches
3.00%APY$300 a year on $10,000Requirements
Product: Tiered rate account based on average daily balance determined at end of month. Once minimum balance for a tier is met, the APY applies to the full balance. No monthly service fees. Must process a deposit within the first 6 months of account opening. A minimum of $5 must be maintained in Primary Savings.
Offer: Base Tier: Applies to average daily balances of $9,999.99 or less. No monthly service fees. Balance of $0.01 required to earn APY. Rate applies to full balance.
0.10% interest rate · No monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $10,000 0.10% $10,000 and upYour amountRate applies to full balance once threshold is met. 3.00% Rate checked
More details - First Carolina BankPlatinum Advantage Money Market AccountPlatinum Advantage Money Market Account · $0 min · 3.00%–3.50% by balance
Bank · 1 branch
3.00%APY$300 a year on $10,000intro rateRequirements
Product: Advertised rates available only to new funds deposited with First Carolina Bank Platinum Advantage Money Market Account; personal or business clients may be required to have or open a personal or business checking account
Offer: Available only to new funds; personal or business clients may be required to have or open a checking account; $25 monthly fee applied if minimum balance drops below $2,500 during a statement period; rate is variable
Promotional rate · $25 monthly fee · Effective Mar 12, 2026
Rate by balance
Rate by balance for Platinum Advantage Money Market Account Balance APY Up to $249,000Your amount 3.00% $250,000 – $999,999 3.25% $1,000,000 and up 3.50% Rate checked
More details - ElecTel Cooperative Federal Credit UnionMoney MarketMoney Market · $500 min · 2.70%–3.10% by balance
Credit union · 1 branch
2.70%APY$270 a year on $10,000Requirements
Product: $500.00 minimum daily balance to earn interest; no minimum balance to maintain account. Dividends compounded daily and posted monthly.
Offer: $500.00 minimum daily balance to earn interest; no minimum balance to maintain account. Dividends compounded daily and posted monthly.
2.67% interest rate · Compounded daily · Effective Jun 29, 2026
Rate by balance
Rate by balance for Money Market Balance APY $500 – $15,000Your amount 2.70% $15,000 – $50,000 3.00% $50,000 – $150,000 3.10% $150,000 and up 2.90% Rate checked
More details - State Employees' Credit UnionMoney Market Share AccountMoney Market Share Account · $250 min
Credit union · 21 branches
2.20%APY$220 a year on $10,000Requirements
Product: Dividends compound daily and are paid monthly. Minimum balance of $250 required to earn dividends and avoid a $2 monthly maintenance fee. Account cannot be used for ACH debits, checks, BillPay, or loan collateral.
Offer: Dividends compounded daily and paid monthly. Minimum balance to earn dividends is $250; if balance falls below $250 during a statement period, a $2 monthly maintenance fee is assessed.
2.18% interest rate · Compounded daily
Rate checked
More details - State Employees' Credit UnionMoney Market Share AccountMoney Market Share Account · $250 min
Credit union · 21 branches
2.20%APY$220 a year on $10,000Requirements
Product: Dividends compound daily and are paid monthly. Minimum balance of $250 required to earn dividends and avoid a $2 monthly maintenance fee. Account cannot be used for ACH debits, checks, BillPay, or loan collateral.
Offer: Dividends compounded daily. Minimum balance to earn dividends is $250; if balance falls below $250 at any time during a statement period, a $2 monthly maintenance fee is assessed.
Compounded daily · $2 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 2.12%APY$212 a year on $10,000
Requirements
Product: Member must maintain $5 par value. All share accounts are variable rate accounts.
Offer: $5 monthly fee if daily balance is below $500 (waived by maintaining a daily balance of $500 or more). Variable rate. Member must maintain $5 par value.
2.10% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - Civic Federal Credit UnionMoney Market AccountMoney Market Account · $250 min
Credit union · 1 branch
2.05%APY$205 a year on $10,000Requirements
Product: Open with $250 or more. Maintain a balance of at least $250 to earn dividends; $2 monthly service fee if balance is below $250 on the last day of the month. Dividends compounded daily and paid monthly.
Offer: Minimum deposit of $250 to open account and earn dividends. $2 service fee each month balance is below $250.
Compounded daily
Rate checked
More details - 2.02%APY$202 a year on $10,000
Requirements
Product: Trust account. Dividends calculated by average daily balance method, compounded and credited monthly.
Offer: Minimum opening deposit $100.00.
2.00% interest rate · Effective Sep 30, 2026
Rate checked
More details - Carolinas Telco Federal Credit UnionHigh Yield SavingsSavings · $100 min · 2.02%–2.53% by balance
Credit union · 1 branch
2.02%APY$202 a year on $10,000Requirements
Product: Must be a CTFCU member in good standing. Available for personal, estate, trust, minor, and business accounts. Tiered interest rates based on average daily account balance. Limited to 6 monthly transactions; $1.00 fee per transaction beyond limit (ATM withdrawals and online banking transfers not included in limit). CTFCU checks and bill pay are not offered.
Offer: $15.00 monthly service fee if minimum average daily balance of $1,000.00 is not maintained. Earns 2.00% dividend rate / 2.02% APY on balances $100.00 to $100,000.00.
2.00% interest rate · $15 monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY $100 – $100,000Your amount 2.02% Over $100,000 2.53% Rate checked
More details - 2.00%APY$200 a year on $10,000
Requirements
Product: Membership eligibility requirements apply. A minimum of $5 must be maintained in a Primary Savings account to have access to all products and services. No monthly service fees.
1.98% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 1.75%APY$175 a year on $10,000
Requirements
Product: Fees may reduce earnings. Rate may change after account opening. Offers and products are subject to updates, modifications, and/or termination at any time after account opening.
Offer: Fees may reduce earnings. Rate may change after account opening. Promotional offers, products and services are subject to updates, modifications and/or termination at any time after account opening.
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Raleigh, NC
81 accounts at 29 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 2.20%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.50%
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Raleigh, NC metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Langley Credit UnionCredit union · 1 branch
- ElecTel Cooperative Federal Credit UnionCredit union · 2 branches
- Coastal Credit UnionCredit union · 15 branches