Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Gallatin County, MT · Showing Gallatin County, MT: too few institutions in Belgrade, MT
- 0.25%APY$25 a year on $10,000
Requirements
Product: Used to pay for eligible medical expenses. Up to $4,600 of contributions per individual is exempted from MT Income Tax.
Offer: Maintenance charge of $1 if $100 minimum balance is not maintained. Minimum daily balance of $1 to obtain APY.
0.25% interest rate · $1 monthly fee · Effective Jul 10, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Offer: Minimum daily balance of $1,000 to obtain APY.
0.25% interest rate · Effective Jul 10, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Account is allowed twelve withdrawals or transfers every statement cycle ($1 fee for each withdrawal over 12), and six limited withdrawals or transfers per cycle. $2 cycle maintenance charge if $50 minimum balance is not maintained.
Offer: $2 cycle maintenance charge if minimum balance is not maintained. Minimum daily balance of $50 to obtain APY.
0.25% interest rate · $2 monthly fee · Effective Jul 10, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000with conditions
Requirements
Product: Must be paired with Kasasa Cash or Kasasa Cash Back account. To qualify for reward rates, complete at least 12 debit card purchases that post and settle, enroll in and receive e-statements, and enroll in and log into online banking during each monthly qualification cycle. Non-qualifying balances earn 0.03% APY. Stated rates are variable and may change after account is opened. Limit 1 account per SSN.
Offer: When qualifications in Kasasa Cash or Kasasa Cash Back are met.
Qualified rate · 0.30% interest rate · No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $10,000 0.30% $10,000 and upYour amount 0.15%* Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $5 monthly service charge waived if a $200 minimum daily balance is maintained in the month, or for clients under 24 years of age. $10 fee for excess withdrawals over 6 per month.
0.05% interest rate · $5 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amount 0.10% $50,000 and up 0.25% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Rocky Mountain Credit UnionOptional ShareSavings · $0 min · 0.01%–0.15% by balance
Credit union · 3 branches
0.05%APY$5 a year on $10,000Requirements
Product: Share savings account. Covered under Membership Savings & Other Savings tiers. Minimum average daily balance to earn stated APY is $0.01. Dividends compounded and credited monthly. Rate applies to full balance once tier range is met.
0.01% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Optional Share Balance APY Up to $1,000 0.01% $1,000 – $5,000Your amount 0.05% $25,000 – $75,000 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $3.00 quarterly service charge is waived if a $50 minimum balance is maintained, or waived for minors. Variable interest rate credited quarterly. Up to six monthly withdrawals/transfers allowed.
Offer: $3.00 quarterly service charge waived with $50 minimum balance or for minors. Interest credited quarterly. Variable rate subject to change.
0.05% interest rate · Effective Sep 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be 18 and over. No monthly service fees.
Offer: Minimum monthly balance to earn dividends is $250.
0.05% interest rate · No monthly fee · Effective Sep 28, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be 18 and over. Includes Excess Share Insurance on balances up to $250,000 in addition to NCUA insurance. No monthly service fees.
Offer: Minimum monthly balance to earn dividends is $250.
0.05% interest rate · No monthly fee · Effective Sep 28, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Can open as many secondary savings accounts as wished without the $5 minimum opening balance.
Offer: Interest accrues daily, dividends paid monthly.
0.05% interest rate · No monthly fee · Effective Oct 3, 2024
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Required to establish Clearwater Credit Union membership and voting rights. $5 monthly minimum balance requirement.
Offer: Interest accrues daily, dividends paid monthly.
0.05% interest rate · No monthly fee · Effective Oct 3, 2024
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes membership with Valley Credit Union. Must maintain $25 minimum balance to enjoy member benefits.
Offer: Minimum balance $25 to earn dividends. Compounding monthly.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Gallatin County, MT
50 accounts at 12 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 1.18%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.05%
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Montana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Altana Federal Credit UnionCredit union · 11 branches
- Billings Federal Credit UnionCredit union · 4 branches
- Mountain America Credit UnionCredit union · 2 branches