Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Warren, MI
- 4.00%APY$400 a year on $10,000intro rate
Requirements
Product: Personal accounts only. $5 monthly maintenance charge waived with at least a $300 average daily collected balance, or by maintaining a Flagstar personal checking relationship, or if the primary account owner is 24 years of age or younger.
Offer: Standard non-promotional rate applies to balances under $10,000 ($0.01 or greater). $5 monthly maintenance fee waived if average daily collected balance is at least $300, or with an owner relationship on a Flagstar personal checking account with a balance of at least $0.01, or if primary account owner is 24 or younger.
Promotional rate · $5 monthly fee · Effective Oct 17, 2026
Rate by balance
Rate by balance for Flagstar Ready Savings Balance APY Up to $10,000 0.05% $10,000 and upYour amountMust be a new personal savings client and deposit new money. $1 minimum opening deposit. Reverts to standard non-promotional rate after 180 days. Early account closure fee may apply if closed within 180 days. 4.00% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 4 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - People Driven Credit UnionHigh Yield Money Market AccountHigh Yield Money Market Account · $10,000 min
Credit union · 1 branch
3.25%APY$325 a year on $10,000intro rateRequirements
Product: Rates are variable and may change at any time. Only new funds transferred from external sources qualify for this promotional rate. Requires credit union membership ($5 deposit into Membership Share Savings Account) and membership eligibility (living, working, attending school, or worshiping in Michigan, or eligible family/retiree groups). Federally insured by NCUA.
Offer: New money required to qualify for this rate; only new funds transferred from external sources to the credit union qualify for this promotion.
Promotional rate · 3.20% interest rate · No monthly fee
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 4 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - Extra Credit UnionMoney Market AccountMoney Market Account · $5,000 min · 1.50%–2.25% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000Requirements
Product: Minimum opening deposit of $5,000. Up to six transfers or withdrawals per month, per federal regulations. Minimum deposit of $5 in a regular savings account is required for membership. Dividends are paid and compounded monthly.
Offer: Dividends are paid and compounded monthly.
Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $5,000 – $15,000Your amount 1.50% $15,000 – $25,000 1.60% $25,000 – $50,000 1.80% $50,000 – $100,000 2.00% $100,000 and up 2.25% Rate checked
More details - Ukrainian Selfreliance MI FCUMoney Market AccountMoney Market Account · $2,000 min · 1.00%–3.00% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: $2,000 minimum balance to earn interest.
Offer: $2,000 minimum balance to earn interest.
1.00% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $20,000Your amount 1.00% $20,000 – $75,000 1.75% $75,000 – $150,000 2.25% $150,000 and up 3.00% Rate checked
More details - Selfreliance Federal Credit UnionMoney Market AccountsMoney Market Accounts · 0.05%–3.29% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Dividends accrue on daily balance, compound monthly and rates may be adjusted monthly. Withdrawals are limited as stated in Truth In Savings disclosure. Requires admission to membership ($5.00 par value share).
0.05% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $1,000 0.05% $1,000 – $24,999Your amount 0.75% $25,000 – $74,999 1.26% $75,000 – $249,999 1.76% $250,000 – $499,999 2.27% $500,000 and up 3.29% Rate checked
More details - Michigan Schools & Government Credit UnionSilver Savings AccountSavings · $0 min · 0.10%–0.80% by balance
Credit union · 1 branch
0.60%APY$60 a year on $10,000Requirements
Product: Tiered dividend scale based on Average Daily Balance. No monthly service charge or withdrawal penalties.
Offer: Average Daily Balance Under $100.
0.10% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Silver Savings Account Balance APY Up to $100 0.10% $100 – $4,999 0.35% $5,000 – $9,999 0.50% $10,000 – $19,999Your amount 0.60% $20,000 – $39,999 0.65% $40,000 and up 0.80% Rate checked
More details - People Driven Credit UnionMoney Market Plus AccountMoney Market Plus Account · $1,000 min · 0.35%–3.00% by balance
Credit union · 1 branch
0.60%APY$60 a year on $10,000intro rateRequirements
Product: Requires a $1,000 minimum deposit to open. Rates are variable and tiered based on balance; interest compounds monthly. Only new funds transferred from external sources qualify for promotional rate. Requires credit union membership ($5 deposit into Membership Share Savings Account) and membership eligibility. Federally insured by NCUA.
Offer: New money required to qualify for this rate; only new funds transferred from external sources to the credit union qualify for this promotion.
Promotional rate · 0.35% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Plus Account Balance APY $1,000 – $2,499 0.35% $2,500 – $9,999 0.50% $10,000 – $24,999Your amount 0.60% $25,000 – $49,999 1.10% $50,000 – $99,999 1.15% $100,000 – $249,999 1.25% $250,000 and up 3.00% Rate checked
More details - ABD Federal Credit UnionSplit Rate SavingsSavings · $500 min · 0.25%–0.45% by balance
Credit union · 1 branch
0.45%APY$45 a year on $10,000Requirements
Product: To open a Split Rate account, each member must maintain a minimum balance of $500 in their Regular Share account, which remains inaccessible while the Split Rate account is active. Penalty incurred for early withdrawal.
Offer: Penalty incurred for early withdrawal. Minimum to avoid charge is $500.00.
0.25% interest rate · Effective Mar 31, 2024
Rate by balance
Rate by balance for Split Rate Savings Balance APY Up to $2,000 0.25% $2,000 – $5,000 0.35% $5,000 and upYour amount 0.45% Rate checked
More details - Security Credit UnionMoney Market / IDI (Insured Daily Investment) AccountMoney Market / IDI (Insured Daily Investment) Account · $2,500 min · 0.25%–0.45% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Can be opened with a minimum deposit of $2,500. Penalty-free withdrawals with no minimum dollar amounts for deposits or withdrawals. Account service fee waived for accounts with average daily balance of $250 or more, open loan/credit card, open certificate, open checking share with at least three debit card transactions/checks cleared/ACH debits in month, or primary member under age 23; product page also states no account management fees.
Offer: Account service fee waived for accounts with average daily balance of $250 or more, open loan/credit card, open certificate, open checking share with at least three debit card transactions/checks cleared/ACH debits in month, or primary member under age 23.
$4.95 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market / IDI (Insured Daily Investment) Account Balance APY $2,500 – $25,000Your amount 0.25% $25,000 – $50,000 0.30% $50,000 – $100,000 0.35% $100,000 – $150,000 0.40% $150,000 and up 0.45% Rate checked
More details - Michigan Schools & Government Credit UnionMoney Market Checking AccountMoney Market Checking Account · $2,500 min · 0.20%–0.40% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: $2,500 minimum average daily balance required to earn APY. No monthly service charges or deposit fees.
Offer: $2,500 minimum average daily balance required to earn APY.
0.20% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Checking Account Balance APY $2,500 – $4,999 0.20% $5,000 – $7,499 0.20% $7,500 – $9,999 0.20% $10,000 – $24,999Your amount 0.20% $25,000 and up 0.40% Rate checked
More details - Public Service Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.20%–0.70% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: No minimum balance required. No monthly fee. No minimum balance fee, no withdrawal fee. Eligible to use as an overdraft account for Overdraft Protection. Requires Savings Account.
Offer: Dividends paid quarterly.
0.20% interest rate · No monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $25,000Your amount 0.20% $25,000 – $100,000 0.30% $100,000 – $250,000 0.45% $250,000 – $500,000 0.50% Over $500,000 0.70% Rate checked
More details - ABD Federal Credit UnionRegular Share SavingsSavings · 0.05%–0.20% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Share Account has $5.00/month service charge on balances below $100.
Rate by balance
Rate by balance for Regular Share Savings Balance APY Any balance 0.05% $100 and upYour amountMinimum to avoid charge is $100.00. 0.20% Rate checked
More details - Michigan Schools & Government Credit UnionRegular Savings AccountSavings · $5 min
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: $5 minimum balance required to open account and earn advertised APY. Dividends paid quarterly. Required to become a member.
Offer: $5 Minimum Balance Required to open and earn advertised APY. Dividends paid quarterly.
0.15% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Warren, MI
56 accounts at 20 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 0.88%
- Banks, typical
- 0.03%
- Credit unions, typical
- 0.05%
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Detroit, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
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