Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Sanford, ME
- 3.85%APY$385 a year on $10,000intro rate
Requirements
Product: Must qualify for and establish membership with Lighthouse Credit Union by maintaining at least $5 in a Lighthouse Savings account. No monthly fee. Donation made by Lighthouse Federal Credit Union to the Lighthouse Foundation based on the average balance held in the Lighthouse Premium Savings account.
Offer: New Money Promotion Special Rate. Available on new Lighthouse Premium Savings accounts opened and funded with qualifying new money deposits originating from outside Lighthouse within the prior 30 days. Promotional rate currently applies to all balance tiers. Additional new money deposits permitted through March 31, 2027. Effective as of September 30, 2026.
Promotional rate · 3.78% interest rate · No monthly fee · Effective Sep 30, 2026
Rate checked
More details - Atlantic Federal Credit UnionMoney Market CheckingMoney Market Checking · $2,500 min · 0.50%–3.10% by balance
Credit union · 2 branches
1.35%APY$135 a year on $10,000Requirements
Product: Unlimited transactions, including the ability to write checks. If balance falls below $2,500, the account will not earn dividends.
Offer: If balance falls below $2,500, the account will not earn dividends.
0.50% interest rate · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Market Checking Balance APY $2,500 – $4,999 0.50% $5,000 – $9,999 1.00% $10,000 – $49,999Your amount 1.35% $50,000 – $99,999 1.85% $100,000 – $249,999 2.00% $250,000 – $499,999 2.65% $500,000 – $749,999 2.80% $750,000 – $999,999 2.90% $1,000,000 and up 3.10% Rate checked
More details - Atlantic Federal Credit UnionMoney Market SavingsMoney Market Savings · $1,000 min · 0.50%–3.10% by balance
Credit union · 2 branches
1.35%APY$135 a year on $10,000Requirements
Product: Limited monthly transactions. If balance falls below $1,000, the account will not earn dividends.
Offer: If balance falls below $1,000, the account will not earn dividends.
0.50% interest rate · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Market Savings Balance APY $1,000 – $4,999 0.50% $5,000 – $9,999 1.00% $10,000 – $49,999Your amount 1.35% $50,000 – $99,999 1.85% $100,000 – $249,999 2.00% $250,000 – $499,999 2.65% $500,000 – $749,999 2.80% $750,000 – $999,999 2.90% $1,000,000 and up 3.10% Rate checked
More details - Kennebunk SavingsBeacon Money MarketBeacon Money Market · $0 min · 0.25%–3.56% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000intro rateRequirements
Product: Available to customers who live or work in Cumberland or York Counties, ME, or Rockingham or Strafford Counties, NH. Must open new account, no conversions. Limited-time offer.
Offer: Rates variable and subject to change after account opening. Maximum daily balance is $3,000,000.00. Interest earned equal to or greater than $0.01 during a statement cycle will be credited at cycle end.
Promotional rate · 0.25% interest rate · Effective May 13, 2026
Rate by balance
Rate by balance for Beacon Money Market Balance APY Up to $25,000Your amount 0.25% $25,000 – $50,000 1.00% $50,000 – $100,000 2.02% $100,000 – $250,000 3.30% $250,000 – $3,000,000 3.56% Rate checked
More details - 0.15%APY$15 a year on $10,000with conditions
Requirements
Product: Available with a Partners Bank bundle relationship only. Must have an active Silver Lining Ultimate Checking account and maintain $5,000 or more in combined deposit balances in checking and savings.
Offer: Relationship rate requires active Silver Lining Ultimate Checking account and $5,000 combined deposit balance in checking and savings.
Qualified rate · 0.15% interest rate · No monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000with conditions
Requirements
Product: Available with a Partners Bank bundle relationship only. Designed for Veterans, Active Military, and First Responders and their families. Must maintain an active Heroes Ultimate Checking account.
Offer: Relationship rate requires active Heroes Ultimate Checking account.
Qualified rate · 0.15% interest rate · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Maximum daily balance is $1 million for personal accounts. Rates are variable and subject to change after opening. Account requires customers to live or work in Cumberland or York Counties, ME, or Rockingham or Strafford Counties, NH.
Offer: Tier 1 balance. Variable rate. Minimum daily balance of $0.01 to earn APY. Minimum deposit to open is $0.01.
0.01% interest rate · Effective Oct 2, 2026
Rate by balance
Rate by balance for Harbor Savings Account Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountTier 2 balance. 0.05% $25,000 – $50,000Tier 3 balance. 0.05% $50,000 – $100,000Tier 4 balance. 0.07% $100,000 and up 0.10% Rate checked
More details - 0.03%APY$3 a year on $10,000with conditions
Requirements
Product: Variable-rate account; rates may change at any time after opening without notice. Monthly service charge is waived with balances of $500 and over.
Offer: Standard rate. Monthly service charge waived with balances of $500 and over.
Qualified rate · 0.01% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $500 – $2,500 0.01% $2,500 – $10,000 0.02% $10,000 – $25,000Your amount 0.03% $25,000 and upRelationship rate available with Silver Lining, Heroes, or Golden Rewards bundles. 0.15% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: $5 monthly fee waived by maintaining $300 daily balance, linking TD Beyond/Complete/Relationship Checking account, or for account holders age 18 or under / 62 or older. Standard APY applies to all tiers.
Offer: Standard APY for all tiers
$5 monthly fee
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Variable rate account. Monthly service charge is $0. Opening minimum is $0, or $1 if opened online.
Offer: $1 minimum deposit required if opened online.
0.01% interest rate · No monthly fee
Rate by balance
Rate by balance for Partners Savings Balance APY Up to $2,500 0.01% $2,500 – $10,000 0.01% $10,000 – $25,000Your amount 0.02% $25,000 and up 0.03% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Sanford, ME
18 accounts at 6 banks and credit unions · checked Oct 6–22
- Typical
- 0.04%
- Top 10% from
- 1.35%
- Banks, typical
- 0.03%
- Credit unions, typical
- 1.35%
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Portland, ME metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Dirigo Federal Credit UnionCredit union · 1 branch
- Trademark Federal Credit UnionCredit union · 1 branch
- Atlantic Federal Credit UnionCredit union · 12 branches