Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Medford, MA
- East Cambridge Savings BankEast Cambridge Money MarketEast Cambridge Money Market · $25 min
Bank · 2 branches
3.50%APY$350 a year on $10,000with conditionsRequirements
Product: Must be linked with East Cambridge Checking to earn bonus rate. Exclusively for East Cambridge Checking customers. Personal deposits of Massachusetts residents only. No monthly maintenance fees. $25.00 minimum deposit required to open account.
Offer: Monthly qualifications met (25 Point-of-Sale transactions, 1 External Withdrawal posted and settled to linked East Cambridge Checking account during the month, and eStatements on account). Includes ATM rebates up to $20.00 for foreign bank ATM surcharges (capped at $5.00 per individual charge) and up to $10.00 in ECSB Foreign ATM charges.
Qualified rate · Balance cap $100,000 · No monthly fee · Effective Oct 4, 2026
Rate checked
More details - 3.40%APY$340 a year on $10,000
Requirements
Product: True variable rate; dividends calculated and compounded daily, credited monthly on the last calendar day of each month. Minimum balance of $500 is required to earn dividends. No monthly maintenance fees or withdrawal fees.
Offer: $500.00 minimum balance required to earn dividends. Rate may change daily. Term DD/DW.
3.34% interest rate · Compounded daily · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 3.35%APY$335 a year on $10,000
Requirements
Product: Personal deposits of Massachusetts residents only. Must be opened with new funds not currently on deposit with East Cambridge Savings Bank, and future deposits must be from outside funds. One account per household. Variable rate account; rates may change after account opening. Deposit accounts fully insured by FDIC and DIF.
Offer: Daily balances up to and including $1,000,000.00 earn 3.35% APY. Must be opened with new funds; Massachusetts residents only; one account per household.
Balance cap $1,000,000 · No monthly fee · Effective Oct 4, 2026
Rate checked
More details - 3.20%APY$320 a year on $10,000with conditions
Requirements
Product: Requires having a Beacon Bank checking account with an ownership relationship. Variable premium interest rate. Fees may reduce earnings.
Offer: Variable premium interest rate subject to change without notice. Requires an ownership relationship on a Beacon Bank checking account.
Qualified rate · Effective Sep 18, 2026
Rate checked
More details - Needham BankPremium Money MarketPremium Money Market · $250 min · 3.00%–3.50% by balance
Bank · 1 branch
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Personal accounts only. Pair with Premium Checking for tier rates; accounts without Premium Checking earn 0.05% APY regardless of balance. No monthly maintenance fees. $250 minimum opening deposit.
Offer: Requires linked Premium Checking Account.
Qualified rate · No monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for Premium Money Market Balance APY Up to $25,000Your amount 3.00% $25,000 – $50,000 3.25% $50,000 and up 3.50% Rate checked
More details - Needham BankSuper Saver Money MarketSuper Saver Money Market · $250 min · 0.50%–3.50% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Personal accounts only. Needham Bank personal checking account required. Available to new customers or existing customers who deposit $10,000 or more in new-to-Needham Bank funds. If qualifications are not met within 60 days of account opening, account may be converted to standard Money Market Account. No monthly maintenance fees. Minimum opening deposit $250.
Offer: Requires Needham Bank personal checking account and new customer status or $10,000+ new-to-bank funds.
Qualified rate · No monthly fee · Effective Jan 29, 2026
Rate by balance
Rate by balance for Super Saver Money Market Balance APY Up to $24,999Your amount 0.50% $25,000 – $49,999 2.00% $50,000 and up 3.50% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Interest is compounded and credited monthly. Daily balance method used to calculate interest. Maximum of six preauthorized, automatic, telephone, or electronic transfers/payments per monthly statement cycle; after three violations account may be converted to Simply Free Checking.
Offer: Must maintain a minimum balance of $50 each day to obtain the disclosed APY.
0.40% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Available online only. Rates subject to change without notice. Fees may reduce earnings.
Offer: Available online only. Minimum balance to earn interest is $50.
0.40% interest rate · Effective Oct 1, 2026
Rate checked
More details - Rockland TrustRockland Complete Money MarketRockland Complete Money Market · $250 min · 0.10%–1.00% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Variable interest rates; may change after the account is opened. Fees may reduce your earnings. The APY for each balance tier in your Rockland Trust Complete Money Market Savings Account will apply to the entire balance.
Offer: Compounded monthly. Variable interest rate. APY applies to entire balance.
0.10% interest rate · Compounded monthly · Effective Oct 6, 2026
Rate by balance
Rate by balance for Rockland Complete Money Market Balance APY Up to $5,000 0.10% $5,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.55% $50,000 – $1,000,000 1.00% $1,000,000 and up 1.00% Rate checked
More details - Members Plus Credit UnionMoney MarketMoney Market · $0 min · 0.20%–0.40% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Unlimited deposits; transfers or withdrawals by pre-authorized, automatic, telephone, computer transfer, check, or draft are limited to six per statement cycle.
0.20% interest rate · Effective Mar 23, 2023
Rate by balance
Rate by balance for Money Market Balance APY Up to $999 0.20% $1,000 – $9,999 0.20% $10,000 – $24,999Your amount 0.25% $25,000 and up 0.40% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Compounded and credited monthly. Monthly maintenance fee imposed if average daily balance falls below $2,500 any day of cycle. Maximum of 6 transfers/electronic payments per monthly statement cycle.
Offer: Min balance to earn interest is $50.
0.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.10% $10,000 – $50,000Your amount 0.25% $50,000 – $100,000 0.40% $100,000 – $250,000 0.40% $250,000 – $1,000,000 0.40% $1,000,000 – $3,000,000 0.40% $3,000,000 and up 0.30% Rate checked
More details - Rockland TrustMoney Market SavingsMoney Market Savings · $25 min · 0.05%–0.55% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Variable interest rates; may change after the account is opened. $8 monthly maintenance fee waived if you maintain a $2,500 daily balance. The APY for each balance tier applies to the entire balance.
Offer: Compounded monthly. Variable interest rate. $8 monthly fee waived with $2,500 daily balance. APY applies to entire balance.
0.05% interest rate · Compounded monthly · $8 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.50% $50,000 – $1,000,000 0.55% $1,000,000 and up 0.55% Rate checked
More details - USALLIANCE FinancialMyLife Money MarketMyLife Money Market · 0.05%–0.60% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Dividends paid out monthly.
Offer: Rate may change daily.
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for MyLife Money Market Balance APY Up to $2,000 0.05% $2,000 – $10,000 0.07% $10,000 – $50,000Your amount 0.10% $50,000 – $100,000 0.15% $100,000 – $250,000 0.25% $250,000 – $500,000 0.40% $500,000 – $1,000,000 0.50% $1,000,000 – $100,000,000 0.60% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Rates may change daily. DD/DW term.
Offer: On the first $2,000. $1.00 required minimum balance. DD/DW term. Rate may change daily.
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Savings Plus Balance APY Up to $2,000 0.05% Over $2,000Your amountAmounts > $2,000. $500 required minimum balance. 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Required for all members of Members Plus Credit Union. Federal banking regulations limit certain transfers/withdrawals to six per statement cycle.
Offer: Fees or other conditions may reduce earnings.
0.10% interest rate · Effective Jul 10, 2024
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Medford, MA
36 accounts at 11 banks and credit unions · checked Oct 5–22
- Typical
- 0.08%
- Top 10% from
- 3.10%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.10%
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Boston, MA-NH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 13 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches