Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Leominster, MA
- First Tech Federal Credit UnionFirst Tech Premier Rewards SavingsSavings · $25 min
Credit union · 1 branch
3.50%APY$350 a year on $10,000with conditionsRequirements
Product: Restriction: Cannot also be primary account owner on First Tech Rewards Savings, First Tech Rewards Checking, and/or Dividend Rewards Checking. Account must be a personal account or trust account/fiduciary account. Business, Organization, and HSA accounts are not eligible. Primary account owner must also be primary account owner on a Membership Share Savings account. Enrollment requirements: within 30 days of program enrollment, achieve minimum aggregate deposit balance of $250,000 across First Tech share accounts or $500,000 via Addison Avenue Investment Services. Ongoing: maintain minimum average daily balance of $250,000 across share accounts or $500,000 via Addison Avenue Investment Services.
Qualified rate · 3.44% interest rate · Effective Oct 1, 2026
Rate checked
More details - 3.50%APY$350 a year on $10,000intro rate
Requirements
Product: Available to new consumer deposit customers only (not having a consumer deposit account relationship with Avidia Bank for at least the past 6 months). Opening online is available to New England residents. Requires new money. The rate will not drop below 2.50% APY (2.47% rate) anytime before July 4, 2027 for accounts maintaining the daily minimum balance of $5,000. Daily balances of $4,999.99 and below will earn 1.00% APY (1.00% rate). After July 4, 2027, the account will revert to the then current High Yield Savings rate.
Offer: Daily balances of $4,999.99 and below will earn 1.00% APY (1.00% rate). Must be new money.
Promotional rate · 1.00% interest rate · No monthly fee · Effective Sep 21, 2026
Rate by balance
Rate by balance for America 250 Savings Balance APY Up to $5,000 1.00% $5,000 and upYour amount 3.50% Rate checked
More details - 3.20%APY$320 a year on $10,000with conditions
Requirements
Product: Requires having a Beacon Bank checking account with an ownership relationship. Variable premium interest rate. Fees may reduce earnings.
Offer: Variable premium interest rate subject to change without notice. Requires an ownership relationship on a Beacon Bank checking account.
Qualified rate · Effective Sep 18, 2026
Rate checked
More details - IC Credit UnionHigh-Yield SavingsSavings · $10,000 min · 0.05%–3.04% by balance
Credit union · 1 branch
3.04%APY$304 a year on $10,000Requirements
Product: Available to consumers only. New money is welcome but not required. No monthly maintenance fees. Dividends labeled as Interest on Statement and Online Banking. Fees may reduce earnings. Variable share account rate subject to change.
Offer: $10,000 minimum balance required to open and earn advertised APY. Available to consumers only. New money is welcome but not required.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for High-Yield Savings Balance APY Up to $10,000 0.05% $10,000 – $1,000,000Your amount 3.04% Over $1,000,000 3.04% Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Primary account owner must also be primary account owner of a First Tech Rewards Checking account and Membership Share Savings account.
Offer: Qualified rate: Requires meeting monthly First Tech Rewards Checking qualification requirements (aggregate spend of at least $1,000/month on debit/credit card, ACH or direct deposits totaling at least $1,000/cycle, and enrollment in electronic statements/disclosures).
Qualified rate · 2.96% interest rate · Effective Oct 1, 2026
Rate checked
More details - 2.75%APY$275 a year on $10,000
Requirements
Product: Personal accounts only. Must be opened with a minimum of $5,000 in new funds not already on deposit with Fidelity Bank. Monthly maintenance fee of $5 is waived by maintaining a minimum $5,000 daily balance.
Offer: Requires minimum $5,000 opening deposit in new funds not already on deposit with Fidelity Bank. Minimum daily balance of $10 to earn stated APY. $5 monthly fee waived with minimum $5,000 daily balance.
$5 monthly fee · Effective Sep 29, 2026
Rate checked
More details - 2.65%APY$265 a year on $10,000intro rate
Requirements
Product: For consumer accounts only. Opening balance must be new money. No maintenance fees. Sweep Option available for $5 fee.
Offer: Daily balance of $5,000.00 required to obtain APY. Must be new money. For consumer accounts only.
Promotional rate · 2.62% interest rate · No monthly fee · Effective Sep 21, 2026
Rate checked
More details - All One Credit UnionTop Tier Money Market AccountTop Tier Money Market Account · $1,000 min · 2.50%–3.00% by balance
Credit union · 2 branches
2.50%APY$250 a year on $10,000Requirements
Product: Consumer accounts only. Membership requirements apply. Minimum deposit of $1,000.00 required to open.
Offer: Minimum deposit of $1,000.00 required to open the account. Minimum $1,000.00 to earn dividend.
2.47% interest rate · Effective Jul 31, 2026
Rate by balance
Rate by balance for Top Tier Money Market Account Balance APY $1,000 – $100,000Your amount 2.50% $100,000 – $250,000Minimum $100,000.01 to earn dividend. 2.75% $250,000 – $500,000Minimum $250,000.01 to earn dividend. 2.75% Over $500,000Minimum $500,000.01 to earn dividend. 3.00% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Must have an Incredible Interest Checking account to open and hold the account. Account may not be used for commercial purposes. Qualifications each monthly cycle: at least 15 debit card POS transactions post and settle, receive monthly statement electronically, and receive at least one direct deposit or ACH debit. Interest and ATM reimbursements from Incredible Interest Checking automatically transfer each cycle.
Offer: Qualifying rate on balances up to $100,000.00 when Incredible Interest Checking qualifications are met. Minimum to earn dividend is $3.00.
Qualified rate · 1.98% interest rate · Balance cap $100,000 · Effective Jul 31, 2026
Rate checked
More details - Rockland TrustRockland Complete Money MarketRockland Complete Money Market · $250 min · 0.10%–1.00% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Variable interest rates; may change after the account is opened. Fees may reduce your earnings. The APY for each balance tier in your Rockland Trust Complete Money Market Savings Account will apply to the entire balance.
Offer: Compounded monthly. Variable interest rate. APY applies to entire balance.
0.10% interest rate · Compounded monthly · Effective Oct 6, 2026
Rate by balance
Rate by balance for Rockland Complete Money Market Balance APY Up to $5,000 0.10% $5,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.55% $50,000 – $1,000,000 1.00% $1,000,000 and up 1.00% Rate checked
More details - Rockland TrustMoney Market SavingsMoney Market Savings · $25 min · 0.05%–0.55% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Variable interest rates; may change after the account is opened. $8 monthly maintenance fee waived if you maintain a $2,500 daily balance. The APY for each balance tier applies to the entire balance.
Offer: Compounded monthly. Variable interest rate. $8 monthly fee waived with $2,500 daily balance. APY applies to entire balance.
0.05% interest rate · Compounded monthly · $8 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.50% $50,000 – $1,000,000 0.55% $1,000,000 and up 0.55% Rate checked
More details - Avidia BankAvidia Premier Money MarketAvidia Premier Money Market · $1,000 min · 0.01%–0.80% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Opening an account online is only available to people who live in New England. Maintenance fee of $8.00 will be imposed every statement cycle if average balance falls below $2,500 during the statement cycle.
Offer: Monthly maintenance fee of $8.00 is waived if average balance is $2,500 or higher during the statement cycle.
0.01% interest rate · $8 monthly fee · Effective Sep 21, 2026
Rate by balance
Rate by balance for Avidia Premier Money Market Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.40% $50,000 – $1,000,000 0.60% $1,000,000 and up 0.80% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: A minimum balance fee of $10 will be imposed each statement cycle if the daily balance falls below $1,000. The rate may change after the account is opened.
Offer: A minimum balance fee of $10 will be imposed each statement cycle if the daily balance falls below $1,000. The rate may change after the account is opened.
0.05% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.05% $1,000 – $10,000 0.10% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.20% $50,000 – $100,000 0.40% $100,000 – $500,000 0.40% $500,000 and up 0.40% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Monthly account fee is waived with a minimum daily balance of $500.00.
$6 monthly fee
Rate checked
More details - All One Credit UnionPremium SavingsSavings · $40 min · 0.15%–0.35% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000with conditionsRequirements
Product: Must be linked to an AOCU checking account.
Offer: Minimum balance of $40 to earn dividend.
Qualified rate · 0.15% interest rate · Effective Jul 31, 2026
Rate by balance
Rate by balance for Premium Savings Balance APY Up to $50,000Your amount 0.15% Over $50,000 0.35% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Leominster, MA
37 accounts at 11 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 3.02%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.13%
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Worcester, MA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
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