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Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location

Top savings rates

Showing 1–14 results in Winchester, KY

  1. Top Carrot, Carrot Score 94
    Members Heritage CUMoney Market AccountMoney Market Account · $2,500 min · 1.80%–2.50% by balance

    Credit union · 1 branch

    1.95%APY$195 a year on $10,000
  2. Community Trust BankPreferred Index Money MarketPreferred Index Money Market · $2,500 min · 0.00%–3.48% by balance

    Bank · 2 branches

    1.69%APY$169 a year on $10,000
  3. Top Carrot, Carrot Score 90
    Central BankCentral Money Market AccountCentral Money Market Account · $2,500 min · 1.25%–2.75% by balance

    Bank · 2 branches

    1.50%APY$150 a year on $10,000
  4. Top Carrot, Carrot Score 90
    Central BankPersonal Money Market PlusPersonal Money Market Plus · $0 min · 1.50%–3.50% by balance

    Bank · 2 branches

    1.50%APY$150 a year on $10,000
  5. Peoples Exchange BankKasasa SaverSavings · $50 min

    Bank · 2 branches

    1.01%APY$101 a year on $10,000with conditions
  6. Top Carrot, Carrot Score 90
    Central BankRegular SavingsSavings · $10 min

    Bank · 2 branches

    1.00%APY$100 a year on $10,000
  7. Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance

    Bank · 1 branch

    1.00%APY$100 a year on $10,000
  8. Top Carrot, Carrot Score 94
    Members Heritage CURegular SharesSavings · $5 min

    Credit union · 1 branch

    0.50%APY$50 a year on $10,000
  9. Woodforest National BankSavings AccountSavings · $25 min · 0.05%–0.30% by balance

    Bank · 1 branch

    0.30%APY$30 a year on $10,000
  10. Woodforest National BankBig AccountBig Account · $25 min

    Bank · 1 branch

    0.25%APY$25 a year on $10,000
  11. Peoples Exchange BankKasasa SaverSavings · $50 min

    Bank · 2 branches

    0.10%APY$10 a year on $10,000with conditions
  12. Truist BankTruist One SavingsSavings · $50 min

    Bank · 1 branch

    0.01%APY$1 a year on $10,000
  13. Truist BankTruist Confidence SavingsSavings · $25 min

    Bank · 1 branch

    0.01%APY$1 a year on $10,000with conditions
  14. Truist BankTruist One Money Market AccountTruist One Money Market Account · $50 min

    Bank · 1 branch

    0.01%APY$1 a year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What savings accounts pay in Winchester, KY

14 accounts at 6 banks and credit unions · checked Sep 17–Oct 22

Typical
0.75%
Top 10% from
1.63%
Banks, typical
0.65%
Credit unions, typical
1.23%

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Lexington, KY metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Commonwealth Credit UnionCredit union · 6 branches
  2. Members Heritage CUCredit union · 5 branches
  3. CommunityAmerica Credit UnionCredit union · 1 branch
See all ranked institutions

Savings rates by state

Best High-Yield Savings Rates of October 2026 | Carrot Rate