Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Fort Wayne, IN
- 0.56%APY$56 a year on $10,000with conditions
Requirements
Product: Requires a Rewards Plus Checking Account. Monthly fee of $9 is reduced to $7 with eStatement, and waived by maintaining a $300 average daily ledger balance.
Offer: Earned on entire Rewards Plus Savings balance when meeting monthly qualifications.
Qualified rate · $9 monthly fee · Effective Oct 4, 2026
Rate checked
More details - 3Rivers Federal Credit UnionMoney PlusMoney Plus · $10,000 min · 0.55%–0.85% by balance
Credit union · 10 branches
0.55%APY$55 a year on $10,000Requirements
Product: A $10,000 minimum balance is required to open. May issue up to 3 checks per month. If balance falls below $10,000 any time during the month, dividend rates become equal to stated Standard Savings rate and a $15 monthly maintenance fee is incurred. Daily compounding credited monthly.
Offer: A $15 monthly maintenance fee will incur for balances falling below $10,000.
0.55% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Plus Balance APY $10,000 – $35,000Your amount 0.55% $35,000 – $75,000 0.60% $75,000 – $125,000 0.70% $125,000 – $500,000 0.75% $500,000 and up 0.85% Rate checked
More details - MidWest America Federal Credit UnionLiquid GoldLiquid Gold · $2,500 min · 0.30%–0.66% by balance
Credit union · 2 branches
0.46%APY$46 a year on $10,000Requirements
Product: Liquid Gold - $500 minimum transaction limit for all deposits and withdrawals. Up to six withdrawals or transfers can be made per month. APY = Annual Percentage Yield The above rates are variable and fees may reduce earnings.
0.30% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Liquid Gold Balance APY $2,500 and up 0.30% $10,000 and upYour amount 0.46% $25,000 and up 0.56% $50,000 and up 0.66% Rate checked
More details - MidWest America Federal Credit UnionLiquid GoldSavings · $2,500 min · 0.30%–0.66% by balance
Credit union · 2 branches
0.46%APY$46 a year on $10,000Requirements
Product: Tiered savings account. $500 minimum transaction limit for all deposits and withdrawals. Up to six withdrawals or transfers per month. Dividends compounded monthly. Rate is variable.
Offer: Monthly dividend distribution. Dividend rate 0.30%. Variable rate.
0.30% interest rate · Compounded monthly · Effective Sep 30, 2026
Rate by balance
Rate by balance for Liquid Gold Balance APY $2,500 and up 0.30% $10,000 and upYour amountDividend rate 0.46%. 0.46% $25,000 and upDividend rate 0.56%. 0.56% $50,000 and upDividend rate 0.66%. 0.66% Rate checked
More details - 0.36%APY$36 a year on $10,000with conditions
Requirements
Product: Requires a Rewards Checking Account. Monthly fee of $9 is reduced to $7 with eStatement, and waived by maintaining a $300 average daily ledger balance.
Offer: Earned on balance up to $50,000 when meeting monthly qualifications and maintaining a combined $25,000 balance in 4 or more eligible Lake City Bank accounts.
Qualified rate · $9 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Rewards Savings Balance APY Up to $50,000Your amount 0.36% $50,000 and up 0.16% Rate checked
More details - Fort Financial Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.05%–1.25% by balance
Credit union · 3 branches
0.30%APY$30 a year on $10,000Requirements
Product: Unlimited transactions, minimum $250 per transaction. Dividends calculated daily and credited monthly.
0.05% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.30% $25,000 – $49,999 0.60% $50,000 – $100,000 1.00% $100,000 and up 1.25% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.26%APY$26 a year on $10,000with conditions
Requirements
Product: Requires a Rewards Checking Account. Monthly fee of $9 is reduced to $7 with eStatement, and waived by maintaining a $300 average daily ledger balance.
Offer: Earned on balance up to $50,000 when meeting monthly qualifications and maintaining a combined $10,000 balance in 3 or more eligible Lake City Bank accounts.
Qualified rate · Balance cap $50,000 · $9 monthly fee · Effective Oct 4, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Savings Balance APY Up to $2,500 0.05% $2,500 – $20,000Your amount 0.20% $20,000 – $50,000 0.35% $50,000 – $75,000 0.95% $75,000 and up 1.30% Rate checked
More details - Public Service Credit UnionFunds Manager AccountSavings · $1,000 min · 0.10%–0.90% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Tiered rate account allowing members to save and earn a higher rate of return. Minimum opening deposit $1,000. Rates subject to change. Fees may reduce earnings.
Offer: Minimum to open: $1,000.
Effective Aug 31, 2026
Rate by balance
Rate by balance for Funds Manager Account Balance APY $1,000 – $10,000 0.10% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.35% $50,000 – $100,000 0.60% $100,000 and up 0.90% Rate checked
More details - 0.16%APY$16 a year on $10,000with conditions
Requirements
Product: Requires a Rewards Checking Account. Monthly fee of $9 is reduced to $7 with eStatement, and waived by maintaining a $300 average daily ledger balance.
Offer: Earned on entire Rewards Savings balance when meeting monthly qualifications and maintaining a combined $2,500 balance in eligible Lake City Bank accounts.
Qualified rate · $9 monthly fee · Effective Oct 4, 2026
Rate checked
More details - Garrett State BankMoney Market Deposit AccountMoney Market Deposit Account · $2,000 min · 0.10%–1.51% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Designed for customers with larger balances. Monthly $8 fee waived if minimum daily balance stays at or above $2,000. $5 fee per debit in excess of 6 per month. Interest is computed daily, paid and compounded monthly. Variable rates subject to change after account opening.
Offer: Minimum balance to obtain APY is based on daily balance. Monthly fee of $8 waived with $2,000 minimum daily balance. Interest rate and APY may change after account opening.
0.10% interest rate · Compounded monthly · $8 monthly fee
Rate by balance
Rate by balance for Money Market Deposit Account Balance APY Any balance 0.10% Over $5,000Your amount 0.15% Over $25,000 0.25% Over $50,000 0.75% Over $100,000 1.51% Rate checked
More details - Partners 1st Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.00%–0.50% by balance
Credit union · 6 branches
0.15%APY$15 a year on $10,000Requirements
Product: Dividends pay monthly. Six free withdrawals per month.
Offer: Dividends paid monthly.
0.00% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.00% $1,000 – $25,000Your amount 0.15% $25,000 – $100,000 0.25% $100,000 and up 0.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Personal accounts only. Initial minimum opening deposit to earn higher rate is $25,000. Account must be funded within 90 days of approval date. Early closure fee may apply if closed within 180 days. $15 monthly service charge waived with at least a $10,000 average daily collected balance or with a Flagstar personal checking relationship.
Offer: Tier 1 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or if owner of a Flagstar personal checking account with balance of at least $0.01.
$15 monthly fee
Rate by balance
Rate by balance for Flagstar Performance Savings Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier 2 balance rate. 0.10% $25,000 – $50,000Tier 3 balance rate. 3.20% $50,000 – $100,000Tier 4 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $100,000 – $500,000Tier 5 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $500,000 and upTier 6 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Fort Wayne, IN
61 accounts at 19 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 1.35%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.05%
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Fort Wayne, IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Summit Choice Credit UnionCredit union · 6 branches
- Flagstar BankBank · 10 branches
- GreenWay BankBank · 1 branch