Bank · FDIC insured
Garrett State Bank Savings Rates
Garrett State Bank’s best savings rate is 0.15% APY on $10,000, with its Money Market Deposit Account. Rates checked October 17, 2026.
How Garrett State Bank’s savings rates compare
Compared with banks and credit unions near Auburn, IN, where Garrett State Bank has the most branches. $10,000, best rate first.
This bank’s best
Garrett State Bank
0.15%APY
- Minimum
- $2,000
- Earns on $10,000 a year
- $15
Money Market Deposit Account
Top rate
Flagstar Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Horizon Bank
3.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $375
Garrett State Bank savings score
66
Savings score
Higher than 17% of U.S. banks and credit unions
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.75%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Garrett State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Deposit Account
Up to 0.15%APY
Designed for customers with larger balances. Monthly $8 fee waived if minimum daily balance stays at or above $2,000. $5 fee per debit in excess of 6 per month. Interest is computed daily, paid and compounded monthly. Variable rates subject to change after account opening.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum balance to obtain APY is based on daily balance. Monthly fee of $8 waived with $2,000 minimum daily balance. Interest rate and APY may change after account opening. | 0.10% | $10 | Minimum balance to obtain APY is based on daily balance. Monthly fee of $8 waived with $2,000 minimum daily balance. Interest rate and APY may change after account opening. |
| Over $5,000Minimum balance to obtain APY is based on daily balance. Monthly fee of $8 waived with $2,000 minimum daily balance. Interest rate and APY may change after account opening. | 0.15% | $15 | Minimum balance to obtain APY is based on daily balance. Monthly fee of $8 waived with $2,000 minimum daily balance. Interest rate and APY may change after account opening. |
| Over $25,000Minimum balance to obtain APY is based on daily balance. Monthly fee of $8 waived with $2,000 minimum daily balance. Interest rate and APY may change after account opening. | 0.25% | — | Minimum balance to obtain APY is based on daily balance. Monthly fee of $8 waived with $2,000 minimum daily balance. Interest rate and APY may change after account opening. |
| Over $50,000Minimum balance to obtain APY is based on daily balance. Monthly fee of $8 waived with $2,000 minimum daily balance. Interest rate and APY may change after account opening. | 0.75% | — | Minimum balance to obtain APY is based on daily balance. Monthly fee of $8 waived with $2,000 minimum daily balance. Interest rate and APY may change after account opening. |
| Over $100,000Minimum balance to obtain APY is based on daily balance. Monthly fee of $8 waived with $2,000 minimum daily balance. Interest rate and APY may change after account opening. | 1.51% | — | Minimum balance to obtain APY is based on daily balance. Monthly fee of $8 waived with $2,000 minimum daily balance. Interest rate and APY may change after account opening. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.