Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Honolulu, HI
- PenFed Credit UnionMoney Market Savings AccountMoney Market Savings Account · $25 min
Credit union · 1 branch
0.05%APY$5 a year on $10,0000.05% interest rate · Effective Oct 9, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must maintain minimum average balance of $25.00.
Offer: Minimum average daily balance to earn APY is $100.00. No setup fee or monthly account service fee.
No monthly fee · Effective Mar 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must maintain minimum average balance of $5.00. $1.00 monthly service fee assessed if the average daily balance for the period is less than $5.00.
Offer: Minimum average daily balance to earn APY is $100.00. Monthly fee waived if average daily balance is at least $5.00.
$1 monthly fee · Effective Mar 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No monthly maintenance fee as long as the terms of the account are being met. Credit union membership required.
Offer: Dividends compounded and credited monthly. Variable rate may change after account opening.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Credit union membership is required.
Offer: No minimum balance to earn APY. Dividends compounded and credited monthly.
Effective Oct 1, 2026
Rate checked
More details - First Citizens BankMoney Market AccountMoney Market Account · $500 min · 0.05%–0.15% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Interest rates for money market savings accounts may vary depending on your area.
Offer: Maintain a $1,000 daily balance to avoid a $10 maintenance fee.
$10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $999 0.05% $1,000 – $9,999 0.05% $10,000 – $24,999Your amount 0.05% $25,000 – $49,999 0.07% $50,000 – $99,999 0.07% $100,000 – $499,999 0.10% $500,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: A savings account is required to establish ILWU Credit Union membership. Dividends accrue daily and are paid quarterly. Minimum balance of $250 required to earn dividends.
Offer: Minimum balance of $250.00 required to earn dividends.
No monthly fee · Effective May 1, 2020
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum opening and maintain deposit is $20.00. Minimum to open and earn on rate schedule is $100. Accounts qualified at month end. Standard Level: all members unless qualified for other levels. Lifeline Level: membership uninterrupted for 10 years or more or $15,000 in any combination of share and loan balances (excluding Visa Platinum credit card). Fire Level: primary member is an active firefighter. No membership fee.
Offer: Lifeline Level: membership uninterrupted for 10 years or more or $15,000 in any combination of share balances and loan balances (excluding Visa Platinum credit card). Minimum to open and earn is $100.
Effective Feb 17, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: A jumbo savings account with a little extra earnings. Level Qualifications: All accounts qualified at month end. Standard Level: All members, unless qualified for other levels. Lifeline Level: Membership uninterrupted for 10 years or more or $15,000 in any combination of share balances and loan balances (excluding Visa Platinum credit card). Fire Level: Primary member is an active firefighter.
Offer: Standard Level: All members, unless qualified for other levels.
Effective Feb 17, 2026
Rate checked
More details - Honolulu Fire Department Federal Credit UnionSuper SavingsSavings · $2,500 min · 0.05%–0.10% by balance
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: A tiered savings account for even more earnings. Minimum to open and earn is $2,500. Level Qualifications: All accounts qualified at month end. Standard Level: All members, unless qualified for other levels. Lifeline Level: Membership uninterrupted for 10 years or more or $15,000 in any combination of share balances and loan balances (excluding Visa Platinum credit card). Fire Level: Primary member is an active firefighter.
Offer: Standard Level: All members, unless qualified for other levels.
Effective Feb 17, 2026
Rate by balance
Rate by balance for Super Savings Balance APY $2,500 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.07% $100,000 and up 0.10% Rate checked
More details - Hawaii National BankVIP Money Market DepositVIP Money Market Deposit · $1,000 min · 0.02%–0.05% by balance
Bank · 6 branches
0.05%APY$5 a year on $10,000Requirements
Product: Minimum deposit $1,000. $8 monthly fee waived with a $2,000 minimum daily balance.
Offer: Minimum daily balance to earn interest is $50. $8 monthly fee waived with $2,000 minimum daily balance. Fees may reduce earnings.
0.02% interest rate · $8 monthly fee · Effective Jan 1, 2026
Rate by balance
Rate by balance for VIP Money Market Deposit Balance APY Up to $1,999 0.02% $2,000 and upYour amount 0.05% Rate checked
More details - Bank of HawaiiBankohana Bonus Rate SavingsSavings · $100 min · 0.04%–0.05% by balance
Bank · 12 branches
0.04%APY$4 a year on $10,000with conditionsRequirements
Product: Requires a Bankohana Checking account (which can be opened with a minimum deposit of $500). No monthly service fee. Bonus interest rate and combined APY are contingent upon making a minimum deposit of $25 and no withdrawals during monthly cycle.
Offer: Combined rate includes 0.02% bonus interest rate. Requires a Bankohana Checking account; contingent upon making a minimum deposit of $25 and no withdrawals during the month.
Qualified rate · 0.04% interest rate · No monthly fee · Effective Aug 4, 2026
Rate by balance
Rate by balance for Bankohana Bonus Rate Savings Balance APY $1 and up 0.04% $10,000 and upYour amount 0.04% $25,000 and up 0.04% $100,000 and up 0.05% Rate checked
More details - 0.04%APY$4 a year on $10,000with conditions
Requirements
Product: Zero balance for 60 or more consecutive calendar days will cause account to close automatically without notice.
Offer: Tier 1 bonus rate. Requires one deposit of $25 or more (scheduled by the 25th if automatic transfer) and no withdrawals during the calendar month. $6 monthly service charge is waived if $500 minimum balance is maintained or account is linked to an Exceptional Plan. Interest compounded daily and paid monthly.
Qualified rate · 0.04% interest rate · Compounded daily · $6 monthly fee
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Offer: For accounts opened/maintained in Guam, Saipan, & Palau.
0.03% interest rate · Effective Jul 28, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000with conditions
Requirements
Product: Monthly service fee of $5 waived when you meet daily ledger balance of $500 or make a deposit totaling $25 and no withdrawals for that month. Bonus interest rate and combined APY are contingent upon making a minimum deposit of $25 and no withdrawals during the month.
Offer: Combined rate includes 0.02% bonus interest rate. Contingent upon making a minimum deposit of $25 and no withdrawals during the month.
Qualified rate · 0.03% interest rate · $5 monthly fee · Effective Aug 4, 2026
Rate by balance
Rate by balance for Bonus Rate Savings Balance APY $1 and up 0.03% $10,000 and upYour amount 0.03% $25,000 and up 0.03% $100,000 and up 0.04% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Honolulu, HI
73 accounts at 25 banks and credit unions · checked Oct 16–22
- Typical
- 0.08%
- Top 10% from
- 0.39%
- Banks, typical
- 0.03%
- Credit unions, typical
- 0.10%
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Urban Honolulu, HI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- PenFed Credit UnionCredit union · 2 branches
- Finance FactorsBank · 9 branches
- Navy Federal Credit UnionCredit union · 5 branches