Best high-yield savings rates

Requirements

Product: $50 minimum opening deposit. The monthly service charge is refunded within 3 business days when the primary or joint account holder has an active Elite Checking account, or if the total combined balance in consumer deposit accounts is at least $5,000. Otherwise, a $9 monthly service charge applies. Tiered interest at money market rates based on daily balance compounded and credited monthly.

Offer: Monthly service charge refunded within 3 business days when linked to an active Elite Checking account or with $5,000+ total combined balance in consumer deposit accounts. Otherwise $9/month.

Requirements

Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.

Offer: Non-Relationship Promotional Rate; requires new money to Huntington (money not currently on deposit in any Huntington account except maturing consumer CDs). Rate applies to ZIP code 43215.

Requirements

Product: Dividends are calculated using Daily Balance, paid on the last day of the month, and compounded monthly. $10 fee if balance falls below the $2,500 minimum daily balance requirement. Checks, pre-authorized transfers, and phone transfers are limited to 6 items per month; unlimited in-person withdrawals.

Offer: Requires minimum balance of $2,500 to earn dividends. Fee of $10 applies if balance falls below the $2,500 minimum daily balance requirement.

Requirements

Product: A $5.00 monthly fee may apply. Fee is waived for the first 60 days for new accounts, or if the primary member is under age 24, or if cumulative monthly average balance across all checking, savings, and Christmas Club accounts is $500 or more (IRA or Share Certificate accounts are not included), or if monthly direct deposits total $500.00 or more in savings and checking accounts, or if having an active loan, mortgage, or credit card.

Offer: Monthly fee of $5.00 waived under qualifying conditions: first 60 days for new accounts, primary member under age 24, cumulative monthly average balance of $500+ across checking/savings/Christmas Club, monthly direct deposits totaling $500+, or active loan, mortgage, or credit card.

Requirements

Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).

Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.

Requirements

Product: Must pair with a BayLive Checking account. $20 service charge per statement cycle if daily balance falls below $1,000 on any day of the month. Pre-authorized/automatic withdrawals or transfers limited to 6 per month.

Offer: Requires active BayLive Checking account (direct deposit of payroll, SSI, or other income and 10 electronic debit transactions per monthly statement cycle). $20 service fee if daily balance falls below $1,000.

Requirements

Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.

Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).

Requirements

Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).

Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.

Requirements

Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.

Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.

Requirements

Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.

Offer: Standard Rate with qualifying, open Huntington Perks Checking account. Rate applies to ZIP code 43215.

Requirements

Product: Previously known as Christmas Club and Vacation Club; designed to set aside funds for larger purchases with withdrawals permitted at any time.

Offer: Minimum balance to open is $0; minimum balance to earn dividends is $0.01. Dividends are paid on the last day of the month and compounded monthly.

Requirements

Product: Standard savings account required for Credit Union 1 membership. Members must maintain a minimum balance of $5 to maintain a share in CU1.

Offer: Minimum balance of $5 to open and to earn dividends. Dividends are paid on the last day of the month and compounded monthly.

Requirements

Product: No monthly maintenance fee. Earn an extra $5 savings reward every month the balance grows by $200 or more for the first year (up to 12 rewards for new accounts). Variable rate account; minimum opening deposit is $25.

Offer: Applies to ZIP code 60603 (Illinois and Northwest Indiana locations, excluding locations in South Beloit, Roscoe and St. Clair County in Illinois). Interest compounded daily and credited monthly.

Requirements

Product: Must be a Floridacentral member or meet membership eligibility requirements.

Offer: Avoid the $10 monthly maintenance fee by maintaining a $2,500 minimum daily balance.