Best high-yield savings rates

Requirements

Product: Minimum opening deposit of $1,500. Dividends are based on 365 days, paid on the average daily balance, compounded and paid monthly.

Requirements

Product: Available to members age 18 and up.

Offer: $25 minimum Average Daily Balance to earn the APY.

Requirements

Product: Minimum opening deposit of $1,500. Dividends are based on 365 days, paid on the average daily balance, compounded and paid monthly.

Requirements

Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.

Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).

Requirements

Product: Rates apply to new accounts and may not apply to existing accounts. Variable APY subject to change daily. Rates accurate for Rhode Island (ZIP 02903).

Offer: Preferred Rate; Preferred Rates require $25,000 not currently on deposit with Citizens.

Requirements

Product: $5 monthly fee waived by maintaining $300 daily balance, linking TD Beyond/Complete/Relationship Checking account, or for account holders age 18 or under / 62 or older. Standard APY applies to all tiers.

Offer: Standard APY for all tiers

Requirements

Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).

Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.

Requirements

Product: Requires becoming a member-owner of Dutch Point Credit Union. Minimum balance of $100 required to earn dividends. Dividend rate may change after the account is opened.

Offer: Minimum balance of $100 is required to earn dividends. Dividend rate may change after account is opened.

Requirements

Product: Allows automatic savings allocation and personalized naming for specific savings goals. Minimum balance of $25 required to earn dividends. Dividend rate may change after account is opened.

Offer: Minimum balance of $25 is required to earn dividends. Dividend rate may change after account is opened.

Requirements

Product: Standard savings account. $5 monthly service fee can be avoided with $300 minimum daily balance, 1 automatic transfer of $25+ each fee period from linked Wells Fargo checking, 1 automatic transfer of $1+ each business day from linked checking, 1+ Save As You Go transfers from linked checking, or if the primary account owner is 24 years old or under.

Offer: Standard rate. Fee waived with $300 minimum daily balance, 1 automatic transfer of $25+ per fee period, 1 daily automatic transfer of $1+ each business day, 1+ Save As You Go transfer, or primary owner age 24 or under.

Requirements

Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).

Offer: Standard rate. $12 monthly service fee avoided with $3,500 minimum daily balance.

Requirements

Product: Rates apply to new accounts and may not apply to existing accounts. Variable APY subject to change daily. Rates accurate for Rhode Island (ZIP 02903).

Requirements

Product: Account can be opened by individuals only.

Offer: Monthly maintenance charge is $7.50 for each monthly service charge cycle unless you maintain a minimum daily balance of $500 or more, have a personal checking account with M&T Bank, or make at least one deposit in your Relationship Savings account during the monthly service charge cycle. Minimum balance to obtain advertised APY is $1.00.

Requirements

Product: Account can be opened by individuals only. Variable-rate account; rates may vary by region.

Offer: Monthly maintenance charge is $7.50 unless you maintain a minimum daily balance of $500 or more, have a personal checking account with M&T Bank, or make at least one deposit in the Relationship Savings account during the monthly service charge cycle. Minimum balance to earn advertised APY is $1.00.

Requirements

Product: $5.00 minimum deposit to open and maintain credit union membership. Aggregate average daily balance of less than $350.00 assessed a $5.50/month Low Balance Fee; fee waived for accounts open <90 days, Saplings Savings / Kiosk Savings holders, open loans, closed loans within last 9 months, under age 18, open active checking/share draft account, EFT deposit within last 2 months, or ACH payroll deposit within last 2 months.