Best high-yield savings rates

Requirements

Offer: Requires a minimum opening balance of $100.00 and a balance of $100.00 to obtain the interest rate and APY.

Requirements

Product: Monthly maintenance fee of $10 is waived when maintaining a minimum balance of $100.

Offer: Requires a minimum opening balance of $100.00 and a balance of $100.00 to obtain the interest rate and APY. Monthly fee of $10 waived with $100 minimum balance.

Requirements

Product: Required Minimum Balance to Open: $500. Monthly maintenance fee of $10 is waived if you maintain the minimum balance requirement of $100.

Offer: MMDA Balance Tier 1. Monthly maintenance fee waived with $100 minimum balance.

Requirements

Product: Rates and APYs are variable and can change daily after account opening. Offers tiered interest yield.

Offer: Rates and APYs are variable and can change daily after account opening.

Requirements

Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.

Offer: Citigold Private Client relationship tier (requires $800,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citigold Private Client tier.

Requirements

Product: Must maintain Membership with a $5 minimum balance. ChexSystems verification required.

Offer: Variable rate account; rate subject to change after account opening.

Requirements

Product: Members can open up to four Special Savings accounts (in addition to Share Savings) and nickname them for savings goals.

Offer: Dividends are paid based on the average daily balance. APY and dividend rate are paid on the entire balance in the account.

Requirements

Product: All Members must have a Share Savings account and maintain a minimum balance of $5 to maintain Membership in the Credit Union. Open with $5 minimum deposit plus a $1 one-time membership fee.

Offer: Dividends are paid based on the average daily balance. APY and dividend rate are paid on the entire balance in the account.

Requirements

Product: Variable interest rate subject to change daily. Monthly maintenance service charge of $5.00 is waived when maintaining a minimum daily balance of $500.00 during each monthly statement cycle. A minimum daily balance of $0.01 is required to keep the account open and earn the stated APY. Interest compounds monthly and credits monthly on statement cycle date.

Offer: Requires a minimum opening balance of $100.00 and a minimum daily balance of $0.01 to earn the stated APY. The $5.00 monthly maintenance service charge is waived if a minimum daily balance of $500.00 is maintained during each monthly statement cycle.

Requirements

Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.

Offer: Citigold relationship tier (requires $180,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citigold tier.

Requirements

Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.

Offer: Citi Priority relationship tier (requires $30,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citi Priority tier.

Requirements

Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).

Offer: Standard rate for any balance without relationship rate qualification.

Requirements

Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).

Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.

Requirements

Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).

Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.

Requirements

Product: Open with $10 minimum opening deposit ($5 one-time LAFCU membership fee, and $5 minimum savings account deposit). A $50 balance must be maintained after six months from joining or a monthly fee applies. Membership eligibility required.

Offer: Includes Secondary Savings. $10 minimum opening deposit ($5 membership fee plus $5 minimum savings deposit). $50 balance required after 6 months to avoid monthly fee.