Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Watertown, WI metro
- Fort Community Credit UnionMoney FundMoney Fund · $2,500 min · 0.08%–1.51% by balance
Credit union · 4 branches
0.08%APY$8 a year on $10,000Requirements
Product: Rates effective as of 2026-10-01. Minimum opening deposit $2,500. Monthly fee $5, waived if monthly balance exceeds $2,500. Dividends compounded monthly.
Offer: Minimum balance to earn APY $2,500.
0.08% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Fund Balance APY $2,500 and upYour amount 0.08% $15,000 and up 0.50% $50,000 and up 1.00% $100,000 and up 1.26% $200,000 and up 1.51% Rate checked
More details - Summit Credit UnionGoSave AccountSavings · $25 min · 0.08%–0.10% by balance
Credit union · 2 branches
0.08%APY$8 a year on $10,000Requirements
Product: Allows one free withdrawal per month. Monthly automatic electronic deposit required. Minimum opening deposit is $25 on p22 / $100 on p125 footnote. Rate may change at any time.
Offer: Allows one free withdrawal per month. Monthly automatic deposit required. Rate may change at any time. Minimum balance to open is $25 ($100 per p125 footnote).
0.10% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for GoSave Account Balance APY Up to $1,000 0.10% $1,000 – $10,000 0.09% $10,000 and upYour amount 0.08% Rate checked
More details - 0.08%APY$8 a year on $10,000
Requirements
Product: Basic savings account opened for all credit union members. $5 minimum deposit purchases member share with voting rights and access to full line of services. Dividends paid quarterly. No transaction limitations.
Offer: Minimum balance to earn stated rate is $25. Rates effective as of 9/14/2026. Dividends paid quarterly.
0.08% interest rate · Effective Sep 14, 2026
Rate checked
More details - 0.08%APY$8 a year on $10,000
Requirements
Product: For additional basic savings needs. Open a separate account for various categories you are saving for. Dividends paid quarterly. No transaction limitations.
Offer: Rates up to 0.08% APY. Dividends paid quarterly. No transaction limitations.
Rate checked
More details - 0.07%APY$7 a year on $10,000
Requirements
Product: For customers who are at least 18 years old and want a traditional savings account featuring low minimum balance requirements. Interest paid quarterly.
Offer: Interest compounded quarterly.
0.07% interest rate · Compounded quarterly
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Open an account with a deposit of $1. Available for personal accounts as well as youth accounts (ages 10-17).
Offer: APY is Annual Percentage Yield. APY is variable and subject to change. Fees may reduce earnings.
0.05% interest rate · Effective Oct 15, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Monthly service charge of $3.00 is waived if a daily balance of $100 or more is maintained. If balance falls below $100, there is a $0.25 per withdrawal fee. Exceptions to service charges: Minors under age 18 upon request.
Offer: Minimum deposit to earn stated APY is $0.01. $3.00 monthly service charge and $0.25 per withdrawal fee if daily balance falls below $100 (service charge waived if daily balance of $100 or more is maintained; exception for minors under 18 upon request).
0.05% interest rate · $3 monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends compounded quarterly.
Offer: Dividends paid quarterly.
0.05% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires opening a $5 membership share of the financial co-op. Dividends compounded quarterly.
Offer: Dividends paid quarterly.
0.05% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be a credit union member and resident of Wisconsin, Minnesota, or Illinois. Open to individuals only. $25 minimum opening deposit and $25 minimum balance. Earns prize drawing entries for every $25 saved (up to 6 entries per month). Dividends compounded quarterly.
Offer: Dividends paid quarterly.
0.05% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - Fort Community Credit UnionTBD SavingsSavings · $5 min · 0.05%–5.12% by balance
Credit union · 4 branches
0.05%APY$5 a year on $10,000Requirements
Product: $5 minimum opening deposit. Dividends compounded monthly.
Offer: Applies to balances $0 - $1,000. Dividends compounded monthly.
5.00% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for TBD Savings Balance APY Up to $1,000 5.12% Over $1,000Your amountDividends paid monthly. 0.05% Rate checked
More details - Fort Community Credit UnionTBD SavingsSavings · $0 min · 0.05%–5.12% by balance
Credit union · 4 branches
0.05%APY$5 a year on $10,000Requirements
Product: $5 minimum opening deposit. Dividends compounded monthly.
Offer: Applies to balances $0 - $1,000. Dividends paid monthly.
5.00% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for TBD Savings Balance APY Up to $1,000 5.12% Over $1,000Your amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends compounded quarterly.
Offer: Dividends compounded quarterly.
0.05% interest rate · Compounded quarterly · No monthly fee · Effective Jul 1, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Offer: Minimum balance to earn stated rate is $25. Rates effective as of 9/14/2026.
0.03% interest rate · Effective Sep 14, 2026
Rate checked
More details - Badger BankBadger Money Market MaxBadger Money Market Max · $10,000 min · 0.00%–0.10% by balance
Bank · 3 branches
0.03%APY$3 a year on $10,000Requirements
Product: Waive the $25 monthly service charge by maintaining a minimum daily balance of $10,000. A minimum balance fee of $25 will be imposed every cycle if the daily balance falls below $10,000 any day of the month.
Offer: Must maintain a minimum balance of at least $10,000 each day in order to obtain the disclosed annual percentage yield; monthly fee waived with minimum daily balance of $10,000.
0.00% interest rate · $25 monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for Badger Money Market Max Balance APY Up to $10,000 0.00% $10,000 – $25,000Your amount 0.03% $25,000 – $100,000Monthly fee waived with minimum daily balance of $10,000. 0.05% $100,000 – $500,000Monthly fee waived with minimum daily balance of $10,000. 0.08% $500,000 – $1,000,000Monthly fee waived with minimum daily balance of $10,000. 0.09% $1,000,000 and upMonthly fee waived with minimum daily balance of $10,000. 0.10% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Watertown, WI metro
49 accounts at 15 banks and credit unions · checked Oct 16
- Typical
- 0.10%
- Top 10% from
- 1.91%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.08%
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Watertown, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Fort Community Credit UnionCredit union · 4 branches