Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Waterbury, CT metro
- 0.05%APY$5 a year on $10,000
Requirements
Product: A monthly service charge of $5.00 will be imposed every monthly statement cycle if the average daily balance falls below $2,500.00 any day of the cycle. The Interest rate and Annual percentage yield are variable and may change after the account is opened.
Offer: Monthly service charge of $5.00 applies if average daily balance falls below $2,500.00 any day of the cycle. Minimum balance to earn APY is $0.01.
0.03% interest rate · $5 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for Money Market Choice Balance APY Up to $10,000 0.03% $10,000 – $50,000Your amount 0.05% $50,000 – $100,000 0.05% $100,000 – $250,000 0.10% $250,000 – $500,000 0.15% $500,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Tier I
0.05% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for eSavings Balance APY Up to $100,000Your amount 0.05% $100,000 and upTier III 0.20% Rate checked
More details - American Broadcast Employees FCUShare (Savings)Savings · $100 min · 0.05%–0.10% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Open with $5 and a one-time $2 membership fee (or minimum deposit $7.00). Family and household members are also eligible for membership. Rate accurate as of 9/14/26.
Effective Sep 14, 2026
Rate by balance
Rate by balance for Share (Savings) Balance APY $100 – $100,000Your amount 0.05% $100,000 and up 0.10% Rate checked
More details - UBI Federal Credit UnionSuper Saver Money Market AccountSuper Saver Money Market Account · $2,500 min · 0.05%–0.20% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: A minimum balance of $2,500 is required to earn interest. Minimum withdrawal amount is $500. Account withdrawal limitations apply.
0.05% interest rate · Effective Jan 13, 2026
Rate by balance
Rate by balance for Super Saver Money Market Account Balance APY $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 – $250,000 0.15% $250,000 and up 0.20% Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: No monthly service charges. Provides overdraft protection to Ives Bank checking account.
Offer: Continuous compounding, monthly credited. Interest rate and APY are variable and may change after account is opened. Fees may reduce earnings.
0.03% interest rate · No monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Offer: Continuous compounding, monthly credited. Interest rate and APY are variable and may change after account is opened. Fees may reduce earnings.
0.03% interest rate · Effective Oct 3, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000intro rate
Requirements
Offer: Continuous compounding, monthly credited. Interest rate and APY are variable and may change after account is opened. Fees may reduce earnings.
Promotional rate · 0.03% interest rate · Effective Oct 3, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Monthly fee of $3 waived with $300 minimum daily balance during statement cycle, or if primary owner is 18 years of age or younger or 60 years of age or older, or if primary owner is an owner of Essential or Core Checking account.
Offer: Variable rate. Interest compounded monthly and credited monthly. Monthly fee waived with $300 minimum daily balance, age <= 18 or >= 60, or owner of Essential/Core Checking.
0.03% interest rate · Compounded monthly · $3 monthly fee · Effective Oct 3, 2026
Rate checked
More details - Union Savings BankPersonal Money Market AccountPersonal Money Market Account · $500 min · 0.03%–0.07% by balance
Bank · 1 branch
0.03%APY$3 a year on $10,000Requirements
Product: $0 or low monthly service fee. Minimum balance to earn APY is $0.01.
0.03% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Personal Money Market Account Balance APY Up to $25,000Your amount 0.03% $25,000 – $50,000 0.03% $50,000 – $100,000 0.05% $100,000 and up 0.07% Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Monthly fee of $5 waived with $500 minimum daily balance during statement cycle, or if primary owner is 18 years of age or younger or 60 years of age or older, or if primary owner is an owner of Access Checking account.
Offer: Variable rate. Interest compounded monthly and credited monthly. Monthly fee waived with $500 minimum daily balance, age <= 18 or >= 60, or owner of Access Checking.
0.03% interest rate · Compounded monthly · $5 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for Access Savings Balance APY Up to $10,000 0.03% $10,000 – $50,000Your amount 0.03% $50,000 – $100,000 0.10% $100,000 – $250,000 0.15% $250,000 – $750,000 0.40% $750,000 and up 0.75% Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Consumer accounts only; account holders must be at least 18 years old and a CT resident. Limit one account per Social Security Number. $25 minimum deposit to open. No monthly fee. $10 minimum balance to earn interest. Quarterly drawing entry with each deposit of $25 or more (up to 24 deposits per quarter) for a $1,500 prize.
Offer: Minimum balance to earn interest is $10.00.
No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Great Prize Savings Balance APY Up to $5,000 0.01% $5,000 – $25,000Your amount 0.03% $25,000 and up 0.05% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Fees may reduce earnings. Rates subject to change without notice.
0.02% interest rate · Effective Jan 13, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Membership requires a $25 minimum deposit into a regular share account. Fees may reduce earnings. Rates subject to change without notice.
0.02% interest rate · Effective Jan 13, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: $5 monthly fee waived by maintaining $300 daily balance, linking TD Beyond/Complete/Relationship Checking account, or for account holders age 18 or under / 62 or older. Standard APY applies to all tiers.
Offer: Standard APY for all tiers
$5 monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Waterbury, CT metro
86 accounts at 26 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.02%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.50%
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Waterbury, CT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- MSCUCredit union · 3 branches
- Police Credit Union of CTCredit union · 1 branch
- CSE Credit UnionCredit union · 1 branch