Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Waterbury, CT metro
- 0.35%APY$35 a year on $10,000
Requirements
Product: No monthly maintenance fee. Interest is compounded continuously (or daily) and credited monthly. A low Overdraft Protection Fee applies. Available to open online or in branch.
Offer: Interest is compounded continuously from the day of deposit to the day of withdrawal and is credited monthly.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Journey Savings Balance APY $5 and up 0.25% $10,000 and upYour amount 0.35% $25,000 and up 0.50% $50,000 and up 0.75% Rate checked
More details - Nutmeg State Financial Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.35%–0.55% by balance
Credit union · 2 branches
0.35%APY$35 a year on $10,000Requirements
Product: Dividends are compounded and credited monthly using the average daily balance method. Rates are subject to change at any time and fees may reduce earnings.
Offer: Zero dollars to open the Money Market, $1,000 minimum balance to earn the stated APY.
0.35% interest rate · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $19,999Your amount 0.35% $20,000 – $74,999 0.45% $75,000 and up 0.55% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Offer: Tier I
0.05% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $10,000 0.05% $10,000 – $100,000Your amountTier II 0.35% $100,000 and upTier III 0.80% Rate checked
More details - Torrington Savings BankSignature Money MarketSignature Money Market · $2,500 min · 0.25%–2.00% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Earns variable interest rate. Can be linked to checking for combined statement and/or overdraft protection. $10 monthly service fee if daily balance falls below $2,500.
Offer: Maintaining daily balance below $2,500 incurs a $10 monthly service fee.
0.25% interest rate · $10 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Signature Money Market Balance APY Up to $25,000Your amount 0.25% $25,000 and upNo monthly service fee when maintaining a daily balance of $2,500.00. 0.50% $75,000 and upNo monthly service fee when maintaining a daily balance of $2,500.00. 1.00% $150,000 and upNo monthly service fee when maintaining a daily balance of $2,500.00. 1.25% $250,000 and upNo monthly service fee when maintaining a daily balance of $2,500.00. 2.00% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Must be opened in branch; no minimum deposit to open. $10 minimum daily balance to earn Annual Percentage Yield.
Offer: $10 minimum daily balance to earn APY. Must be opened in branch.
Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: $25 minimum deposit to open online and no minimum deposit to open in branch. Monthly maintenance fee of $3 is waived with a $250 minimum daily balance, or for account owners under age 18. Must maintain a minimum daily balance of $10.00 to obtain the APY. Promotional offer: earn $75 bonus with $750 balance, or $200 bonus with $10,000 balance maintained for 90 days with 3 electronic deposits.
Offer: Monthly fee of $3 waived with $250 minimum daily balance or for account holders under 18. Must maintain minimum daily balance of $10.00 to obtain APY. $25 minimum to open online; $0 in branch.
$3 monthly fee · Effective Oct 1, 2026
Rate checked
More details - Sikorsky Credit UnionDaily Money Market AccountDaily Money Market Account · $1,000 min
Credit union · 3 branches
0.20%APY$20 a year on $10,000Requirements
Product: Write checks and make unlimited transfers and withdrawals of $500 or more.
0.20% interest rate
Rate checked
More details - 0.20%APY$20 a year on $10,000
0.20% interest rate · Effective Oct 3, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Requires $5.00 minimum opening deposit and maintaining a $5.00 minimum balance at all times. Establishes credit union membership.
0.20% interest rate · Effective Oct 3, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Fees may reduce the earnings on the account.
Offer: Balance requirement: Under $1,000. Fees may reduce the earnings on the account.
0.15% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
0.15% interest rate · Effective Dec 18, 2025
Rate checked
More details - Greater Waterbury Healthcare Federal Credit UnionSavings AccountsSavings · $50 min
Credit union · 1 branch
0.11%APY$11 a year on $10,000Requirements
Offer: Rates as of 7/16/2026.
0.10% interest rate · Effective Jul 16, 2026
Rate checked
More details - Northwest Community BankMoney MarketMoney Market · $1,000 min · 0.05%–0.50% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: No monthly service charge with average daily balance of $1,000. Must maintain a minimum balance of $0.01 in the account each day to obtain disclosed APY.
0.05% interest rate
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.05% $1,000 – $5,000 0.10% $5,000 – $25,000Your amount 0.10% $25,000 and up 0.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Membership in MSCU is required with a $5 deposit into a Membership Account. Fees may reduce earnings.
0.10% interest rate
Rate checked
More details - Torrington Savings BankAdvantage Money MarketAdvantage Money Market · $1,000 min · 0.05%–0.15% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Earns variable interest rate. Can be linked to checking for combined statement and/or overdraft protection. Maintaining balances below $1,000 will change your APY.
0.05% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Advantage Money Market Balance APY Up to $1,000 0.05% $1,000 and upYour amount 0.10% $50,000 and up 0.12% $100,000 and up 0.15% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Waterbury, CT metro
86 accounts at 26 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.02%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.50%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Waterbury, CT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- MSCUCredit union · 3 branches
- Police Credit Union of CTCredit union · 1 branch
- CSE Credit UnionCredit union · 1 branch