Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Washington, DC-VA-MD-WV metro
- 2.79%APY$279 a year on $10,000
Requirements
Product: Regular share certificates available with fixed terms from 6 months to 60 months. Minimum deposit and balance to earn APY ranges from $500 to $100,000 depending on term and jumbo tier. Early withdrawal penalty may apply.
Offer: 6 month term; dividend rate and APY shown.
2.75% interest rate
Rate checked
More details - Educational Systems Federal Credit UnionHigh Yield Savings AccountSavings · $50 min · 0.01%–3.50% by balance
Credit union · 9 branches
2.75%APY$275 a year on $10,000Requirements
Product: Tiered, variable rates based on balance thresholds. Limit of one High Yield Savings Account per member. Dividends compounded and credited monthly. Balances of $500,000.01 and above earn prevailing Membership Savings rate. Effective November 1, 2026, average daily balance determines the applicable tier and the APY applies to the entire balance, with a maximum balance of $500,000 and any excess transferred daily to Membership Savings.
Offer: Average daily balance of $0.00 up to $1,000 earns Tier One rate. Dividends compounded and credited monthly. Effective November 1, 2026, tier applies to entire balance for average daily balances of $0.01 up to $25,000.
2.47% interest rate · No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for High Yield Savings Account Balance APY Up to $1,000 2.50% $1,000 – $50,000Your amount 2.75% $50,000 – $100,000 3.00% $100,000 – $250,000 3.25% $250,000 – $500,000 3.50% Over $500,000 0.01% Rate checked
More details - 2.75%APY$275 a year on $10,000
Requirements
Product: Emergency savings account. Balances over $10,000 earn 1.00% APY. No minimum balance required. Option to fund via Round Up debit card purchases.
Offer: Compounded monthly. Premium rate earned on balances up to $10,000. No minimum balance required.
Compounded monthly · Effective Oct 15, 2026
Rate by balance
Rate by balance for SafetyNet Savings Balance APY Up to $10,000Your amount 2.75% Over $10,000 1.00% Rate checked
More details - 2.70%APY$270 a year on $10,000
Requirements
Product: Must become a member of PenFed Credit Union. Account holders must agree to electronic delivery of account opening disclosures and monthly statements.
2.67% interest rate · No monthly fee · Effective Oct 9, 2026
Rate checked
More details - 2.70%APY$270 a year on $10,000
Requirements
Product: Branch savings account.
2.42% interest rate · No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for Bright Savings Balance APY Up to $9,999 2.45% $10,000 – $99,999Your amount 2.70% $100,000 – $249,999 2.70% $250,000 and up 3.46% Rate checked
More details - 2.60%APY$260 a year on $10,000
Requirements
Product: A maintenance charge of $5.00 will be imposed every statement cycle if the average daily balance for the statement cycle falls below $500.
Offer: Monthly maintenance charge of $5 waived when average daily balance for the statement cycle is $500 or more.
$5 monthly fee · Effective Dec 11, 2025
Rate by balance
Rate by balance for Simple Money Market Balance APY Up to $10,000 0.05% $10,000 – $100,000Your amount 2.60% $100,000 and up 2.80% Rate checked
More details - 2.55%APY$255 a year on $10,000
Requirements
Product: $10 opening deposit required. Avoid $10 monthly service fee with an average daily balance of $1,000. Write up to 6 checks per month.
Offer: $10.00 balance requirement to obtain APY. Maintain daily average balance of $1,000 to avoid $10 monthly service charge.
2.52% interest rate · $10 monthly fee
Rate by balance
Rate by balance for F&M Money Market Balance APY $1,000 – $100,000Your amount 2.55% $100,000 – $250,000 2.60% $250,000 – $750,000 2.65% $750,000 – $1,500,000 2.70% $1,500,000 and up 3.22% Rate checked
More details - Signature Federal Credit UnionPremium SavingsSavings · $100 min · 2.00%–3.00% by balance
Credit union · 1 branch
2.25%APY$225 a year on $10,000Requirements
Product: Tiered rate account. Dividends are compounded and credited quarterly using the Average Daily Balance method. No monthly maintenance fee.
Offer: Tier for balances from $100.00 to $9,999.99. No monthly fee.
1.98% interest rate · No monthly fee
Rate by balance
Rate by balance for Premium Savings Balance APY $100 – $10,000 2.00% $10,000 – $50,000Your amount 2.25% $50,000 – $100,000 2.50% $100,000 and up 3.00% Rate checked
More details - 2.20%APY$220 a year on $10,000
No monthly fee
Rate by balance
Rate by balance for Simple Savings Balance APY Up to $50,000Your amount 2.20% $50,000 and up 2.70% Rate checked
More details - EagleBankEagle Money Market AccountEagle Money Market Account · $100 min · 2.18%–2.48% by balance
Bank · 13 branches
2.18%APY$218 a year on $10,000Requirements
Product: Rates may change after account opening. Fees could reduce earnings. For Tier Rate accounts, the ledger balance must be within a specific tier to receive the interest rate and annual percentage yield for that tier. Rates are subject to change at any time and are not guaranteed until the account is opened.
Offer: Ledger balance must be within specific tier to receive the tier rate and APY.
2.15% interest rate · Effective Sep 24, 2026
Rate by balance
Rate by balance for Eagle Money Market Account Balance APY Up to $250,000Your amount 2.18% $250,000 – $500,000 2.28% $500,000 and up 2.48% Rate checked
More details - DC Credit UnionMoney MarketMoney Market · $2,500 min · 2.02%–2.12% by balance
Credit union · 3 branches
2.12%APY$212 a year on $10,000Requirements
Product: Combines easy access to funds with earning higher dividends. Offers two balance tiers ($2,500 minimum balance or $10,000 minimum balance).
Offer: Rates are subject to change. Fees may reduce earning on the account. Penalty may be imposed for early withdrawal.
Rate by balance
Rate by balance for Money Market Balance APY $2,500 and up 2.02% $10,000 and upYour amount 2.12% Rate checked
More details - American Airlines Federal Credit UnionPrimary Savings AccountSavings · $6 min
Credit union · 1 branch
2.02%APY$202 a year on $10,000intro rateRequirements
Product: One-time $1.00 membership fee. Dividends compounded and credited monthly. Minimum daily balance of $5.00 to earn dividends.
Offer: Minimum daily balance to earn dividends is $5.00. Prospective dividend rate and APY for October 2026. Dividends compounded monthly and credited monthly.
Promotional rate · 2.00% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - 2.02%APY$202 a year on $10,000intro rate
Requirements
Product: No minimum balance. No monthly service fees. Ability to set up recurring monthly deposit or deposit on your own. Dividends compounded and credited monthly.
Offer: No minimum balance. Prospective dividend rate and APY for October 2026. Dividends compounded monthly and credited monthly.
Promotional rate · 2.00% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 2.02%APY$202 a year on $10,000intro rate
Requirements
Product: Dividends compounded and credited monthly. No minimum balance required.
Offer: No minimum balance. Prospective dividend rate and APY for October 2026. Dividends compounded monthly and credited monthly.
Promotional rate · 2.00% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - Signature Federal Credit UnionSignature High-Yield SavingsSavings · $0 min · 0.50%–2.00% by balance
Credit union · 1 branch
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Must be bundled with Signature Cash Back Checking or Signature High-Yield Checking and enrolled in Online Branch or SFCU Mobile Banking App service. Only one Signature High-Yield Savings account per membership. Not a stand-alone product. If linked checking account qualifications are met during monthly cycle, qualifying rates apply; otherwise base rate applies. If checking account is closed, converts to standalone savings account.
Offer: Qualifying tier on balances of $100,000.00 and below when monthly checking qualifications are met (15 debit card transactions, 1 direct deposit of $500, e-statements).
Qualified rate · 1.98% interest rate · No monthly fee · Effective May 8, 2026
Rate by balance
Rate by balance for Signature High-Yield Savings Balance APY Up to $100,000Your amount 2.00% Over $100,000 0.50%* Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Washington, DC-VA-MD-WV metro
322 accounts at 117 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 2.75%
- Banks, typical
- 0.18%
- Credit unions, typical
- 0.15%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Washington, DC-VA-MD-WV metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 9 branches
- Hanscom Federal Credit UnionCredit union · 1 branch
- Tower Federal Credit UnionCredit union · 2 branches