Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Urban Honolulu, HI metro
- Honolulu Fire Department Federal Credit UnionSuper SavingsSavings · $2,500 min · 0.07%–0.12% by balance
Credit union · 2 branches
0.07%APY$7 a year on $10,000Requirements
Product: A tiered savings account for even more earnings. Minimum to open and earn is $2,500. Level Qualifications: All accounts qualified at month end. Standard Level: All members, unless qualified for other levels. Lifeline Level: Membership uninterrupted for 10 years or more or $15,000 in any combination of share balances and loan balances (excluding Visa Platinum credit card). Fire Level: Primary member is an active firefighter.
Offer: Lifeline Level: Membership uninterrupted for 10 years or more or $15,000 in any combination of share balances and loan balances (excluding Visa Platinum credit card).
Effective Feb 17, 2026
Rate by balance
Rate by balance for Super Savings Balance APY $2,500 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.09% $100,000 and up 0.12% Rate checked
More details - 0.07%APY$7 a year on $10,000
Requirements
Product: Available to personal banking customers. $3 monthly fee waived with a $200 minimum daily balance. A paper statement fee of $2 per printed account statement applies monthly unless enrolled in free eStatements.
Offer: Minimum daily balance of $100 to earn interest. $3 monthly fee waived with $200 minimum daily balance. $2 monthly paper statement fee unless enrolled in eStatements.
0.07% interest rate · $3 monthly fee · Effective Jan 1, 2026
Rate checked
More details - 0.07%APY$7 a year on $10,000
Requirements
Product: Establishes membership at UHFCU. $5 held deposit to open. No minimum balance fee. No monthly or yearly service charges.
Offer: Dividends are credited and compounded monthly. Minimum balance requirements apply to daily balance.
Compounded monthly · No monthly fee · Effective Nov 1, 2022
Rate checked
More details - 0.07%APY$7 a year on $10,000
Requirements
Offer: Dividends credited and compounded monthly.
Compounded monthly · Effective Nov 1, 2022
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Basic membership account opened when joining Hawaii State FCU. Credit Union membership and Hawaii residency required for new accounts.
Offer: No minimum daily balance required to earn APY.
No monthly fee · Effective Sep 30, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Available to Hawaii residents only; Credit Union membership required. $5 monthly service charge applies if the account's average daily balance falls below $500 for the month, waived for the first 60 days on new accounts. Each member may open one Always Saving account per SSN.
Offer: Base rate applied if balance does not increase month over month.
$5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - Hawaii State FCURelationship MAX™ ShareSavings · $2,500 min · 0.05%–2.00% by balance
Credit union · 12 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Requires a Relationship Checking account ($2,500 minimum to open). Monthly service fee is $0. Available to Hawaii residents only; Credit Union membership required.
Offer: APY applies to the entire account balance each day. No minimum daily balance to earn APY.
Qualified rate · No monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for Relationship MAX™ Share Balance APY Up to $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 1.00% $100,000 – $250,000 2.00% $250,000 – $500,000 2.00% $500,000 and up 2.00% Rate checked
More details - Aloha Pacific Federal Credit UnionAloha Rewards Money Market SavingsAloha Rewards Money Market Savings · 0.05%–3.50% by balance
Credit union · 8 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Credit union membership is required. Aloha Rewards Checking Account is required. Monthly requirements must be met to receive applicable rewards: Twelve (12) debit card transactions; be enrolled in electronic statements (eStatements); receive or send at least one (1) direct deposit or ACH transaction; log in to digital banking at least once two days before the end of the month. If Aloha Rewards Checking monthly requirements are met, tiered rates apply based on your monthly average daily balance. The rate corresponding to your balance tier applies to your entire average daily balance.
Offer: If Monthly Requirements Are Not Met. Aloha Rewards Checking Account Required.
Qualified rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Aloha Rewards Money Market Savings Balance APY Any balance 0.05% $5,000 – $10,000Your amountMonthly requirements must be met. 0.05% $10,000 – $20,000Monthly requirements must be met. 0.50% $20,000 – $50,000Monthly requirements must be met. 1.50% $50,000 – $100,000Monthly requirements must be met. 2.00% $100,000 – $250,000Monthly requirements must be met. 2.50% Over $250,000Monthly requirements must be met. 3.50% Rate checked
More details - PenFed Credit UnionMoney Market Savings AccountMoney Market Savings Account · $25 min
Credit union · 2 branches
0.05%APY$5 a year on $10,0000.05% interest rate · Effective Oct 9, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must maintain minimum average balance of $25.00.
Offer: Minimum average daily balance to earn APY is $100.00. No setup fee or monthly account service fee.
No monthly fee · Effective Mar 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must maintain minimum average balance of $5.00. $1.00 monthly service fee assessed if the average daily balance for the period is less than $5.00.
Offer: Minimum average daily balance to earn APY is $100.00. Monthly fee waived if average daily balance is at least $5.00.
$1 monthly fee · Effective Mar 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No monthly maintenance fee as long as the terms of the account are being met. Credit union membership required.
Offer: Dividends compounded and credited monthly. Variable rate may change after account opening.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Credit union membership is required.
Offer: No minimum balance to earn APY. Dividends compounded and credited monthly.
Effective Oct 1, 2026
Rate checked
More details - First Citizens BankMoney Market AccountMoney Market Account · $500 min · 0.05%–0.15% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Interest rates for money market savings accounts may vary depending on your area.
Offer: Maintain a $1,000 daily balance to avoid a $10 maintenance fee.
$10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $999 0.05% $1,000 – $9,999 0.05% $10,000 – $24,999Your amount 0.05% $25,000 – $49,999 0.07% $50,000 – $99,999 0.07% $100,000 – $499,999 0.10% $500,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: A savings account is required to establish ILWU Credit Union membership. Dividends accrue daily and are paid quarterly. Minimum balance of $250 required to earn dividends.
Offer: Minimum balance of $250.00 required to earn dividends.
No monthly fee · Effective May 1, 2020
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Urban Honolulu, HI metro
83 accounts at 31 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 0.73%
- Banks, typical
- 0.03%
- Credit unions, typical
- 0.10%
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Urban Honolulu, HI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- PenFed Credit UnionCredit union · 2 branches
- Finance FactorsBank · 9 branches
- Navy Federal Credit UnionCredit union · 5 branches