Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Urban Honolulu, HI metro
- Matanuska Valley Federal Credit UnionMoney MarketMoney Market · $2,000 min · 0.30%–0.50% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: A balance above $2,000 is required to earn dividends. No monthly fees or service charges.
Offer: Base Rate tier; a balance above $2,000 is required to earn dividends.
0.30% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,000 – $10,000 0.30% $10,000 – $50,000Your amount 0.30% $50,000 and up 0.50% Rate checked
More details - Lōkahi Federal Credit UnionSecure+ Money Market AccountSecure+ Money Market Account · $0 min · 0.30%–2.50% by balance
Credit union · 6 branches
0.30%APY$30 a year on $10,000Requirements
Product: Lokahi FCU membership is required. Accounts can be opened in-branch or by phone. Maximum deposit balance is $15,000,000 without prior accommodation. Extended share insurance is powered through ModernFi network.
Effective Aug 3, 2026
Rate by balance
Rate by balance for Secure+ Money Market Account Balance APY Up to $250,000Your amount 0.30% $250,000 – $500,000 1.50% $500,000 – $1,000,000 2.00% $1,000,000 and up 2.50% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Tiered rate account; once a particular balance range is met, the rate applies to the full balance. Membership required ($5.00 share). Zero monthly service fees. Account transfer and withdrawal limitations apply (max 6 transfers/withdrawals per month). Max balance $250,000.
Offer: Rate applies to the full balance. Dividends compounded and credited monthly based on daily balance.
0.10% interest rate · No monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for Jumbo Savings Balance APY Up to $2,500 0.10% $2,500 and upYour amount 0.20% Rate checked
More details - Honolulu Federal Credit Union (HOCU)Shares PlusSavings · $2,000 min · 0.08%–0.37% by balance
Credit union · 5 branches
0.17%APY$17 a year on $10,000Requirements
Product: $2,000 minimum opening balance. Step up your savings with higher dividends on higher balances with a bonus rate for account holders over the age of 55.
Offer: 0.08% APY for below $2,000.
Rate by balance
Rate by balance for Shares Plus Balance APY Up to $2,000 0.08% $2,000 – $5,000 0.12% $5,000 – $50,000Your amount 0.17% $50,000 – $500,000 0.22% $500,000 and up 0.37% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Dividends are credited and compounded monthly. Minimum balance requirements apply to daily balance. Rates are determined by the Board of Directors and subject to change without prior notice.
Offer: Minimum daily balance to earn dividends is $0 - $9,999. Dividends credited and compounded monthly.
Compounded monthly · Effective Sep 1, 2022
Rate by balance
Rate by balance for Money Market Balance APY Up to $9,999 0.10% $10,000 – $24,999Your amount 0.15% $25,000 – $99,999 0.30% $100,000 – $199,999 0.50% $200,000 and up 0.50% Rate checked
More details - Hawaii FCUPMA Money MarketPMA Money Market · $500 min · 0.15%–0.20% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Dividend Paid Monthly. Minimum balance requirement to open and earn advertised APY is $500.
Offer: Dividend Paid Monthly. Minimum balance requirement to open and earn advertised APY is $500.
0.15% interest rate · Effective Oct 1, 2022
Rate by balance
Rate by balance for PMA Money Market Balance APY $500 – $10,000 0.15% $10,000 – $25,000Your amount 0.15% $25,000 – $50,000 0.15% $50,000 – $75,000 0.20% $75,000 and up 0.20% Rate checked
More details - Hawaii Central Federal Credit UnionMoney Market InvestmentMoney Market Investment · $500 min
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Minimum deposit or withdrawal is $100. No electronic, telephonic, or other pre-authorized or automatic transactions are permitted. Tiered Rate Account: dividend rate for a tier applies to entire balance if balance is within that range. Minimum balance to avoid charge is $500.
Offer: Minimum balance to avoid charge is $500. Minimum deposit or withdrawal is $100. Dividends compounded and credited monthly.
0.15% interest rate · Effective Aug 1, 2026
Rate checked
More details - Honolulu Fire Department Federal Credit UnionSuper SavingsSavings · $2,500 min · 0.15%–0.20% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: A tiered savings account for even more earnings. Minimum to open and earn is $2,500. Level Qualifications: All accounts qualified at month end. Standard Level: All members, unless qualified for other levels. Lifeline Level: Membership uninterrupted for 10 years or more or $15,000 in any combination of share balances and loan balances (excluding Visa Platinum credit card). Fire Level: Primary member is an active firefighter.
Offer: Fire Level: Primary member is an active firefighter.
Effective Feb 17, 2026
Rate by balance
Rate by balance for Super Savings Balance APY $2,500 – $25,000Your amount 0.15% $25,000 – $50,000 0.15% $50,000 – $100,000 0.17% $100,000 and up 0.20% Rate checked
More details - Honolulu Fire Department Federal Credit UnionThe Zone SavingsSavings · $25 min
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Must meet age requirement to earn; minimum to open and earn is $25. Level Qualifications: All accounts qualified at month end. Standard Level: All members, unless qualified for other levels. Lifeline Level: Membership uninterrupted for 10 years or more or $15,000 in any combination of share balances and loan balances (excluding Visa Platinum credit card). Fire Level: Primary member is an active firefighter.
Offer: Standard Level: All members, unless qualified for other levels. Must meet age requirement to earn.
Effective Feb 17, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A jumbo savings account with a little extra earnings. Level Qualifications: All accounts qualified at month end. Standard Level: All members, unless qualified for other levels. Lifeline Level: Membership uninterrupted for 10 years or more or $15,000 in any combination of share balances and loan balances (excluding Visa Platinum credit card). Fire Level: Primary member is an active firefighter.
Offer: Fire Level: Primary member is an active firefighter.
Effective Feb 17, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum balance $50.00. Membership fee $1.00. Below minimum balance fee $5.00 per month for balances below $50. Dividends compounded & credited quarterly.
Offer: Minimum balance to earn dividends is $50.00. Dividends compounded and credited quarterly.
0.15% interest rate · Effective May 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Membership required; must purchase and maintain 1 share ($5.00 par value). Dormant fee of $5/month if dormant for 2 or more years. Account transfer and withdrawal limitations apply (max 6 transfers/withdrawals per month).
Offer: Dividends compounded and credited quarterly based on daily balance. Account transfer and withdrawal limitations apply.
0.10% interest rate · Effective Sep 30, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Special savings account to save for planned expenses. No monthly fees. Account transfer and withdrawal limitations apply (max 6 transfers/withdrawals per month). Membership required.
Offer: Dividends compounded and credited quarterly based on daily balance. Account transfer and withdrawal limitations apply.
0.10% interest rate · No monthly fee · Effective Sep 30, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Primary savings account establishes member-ownership of Matanuska Valley Federal Credit Union. Dividends paid on every dollar. Youth Accounts start with $25 on MVFCU.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Urban Honolulu, HI metro
83 accounts at 31 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 0.73%
- Banks, typical
- 0.03%
- Credit unions, typical
- 0.10%
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Urban Honolulu, HI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- PenFed Credit UnionCredit union · 2 branches
- Finance FactorsBank · 9 branches
- Navy Federal Credit UnionCredit union · 5 branches