Credit union · NCUA insured
Ewa Federal Credit Union Savings Rates
Ewa Federal Credit Union’s best savings rate is 0.15% APY on $10,000, with its Primary Shares (Savings). Rates checked October 22, 2026.
How Ewa Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Urban Honolulu, HI, where Ewa Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Ewa Federal Credit Union
0.15%APY
- Minimum
- —
- Earns on $10,000 a year
- $15
Primary Shares (Savings)
Top rate
Sunflower Bank
3.02%APY
- Minimum
- —
- Earns on $10,000 a year
- $302
2nd-highest rate
PenFed Credit Union
2.70%APY
- Minimum
- $5
- Earns on $10,000 a year
- $270
Ewa Federal Credit Union savings score
67
Savings score
Higher than 18% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Ewa Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Primary Shares (Savings)
0.15%APY
Minimum balance $50.00. Membership fee $1.00. Below minimum balance fee $5.00 per month for balances below $50. Dividends compounded & credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upMinimum balance to earn dividends is $50.00. Dividends compounded and credited quarterly.$50 and up | 0.15% | $15 | Minimum balance to earn dividends is $50.00. Dividends compounded and credited quarterly. |
Sources (3)
- ewafcu.com/rates
- ewafcu.com/products-and-services
- ewafcu.com/files/ewafcu/1/file…0eff%2003_01_2025%20.pdf
All captured Sep 16, 2026
Special-purpose accounts
Christmas Club
0.15%APY
Minimum balance $0.00. Early withdrawal fee $5.00 per withdrawal. Dividends compounded & credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upMinimum balance to earn dividends is $50.00. Dividends compounded and credited quarterly.$50 and up | 0.15% | $15 | Minimum balance to earn dividends is $50.00. Dividends compounded and credited quarterly. |
Sources (3)
- ewafcu.com/rates
- ewafcu.com/products-and-services
- ewafcu.com/files/ewafcu/1/file…0eff%2003_01_2025%20.pdf
All captured Sep 16, 2026
Who can join Ewa Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, attend school, worship, or regularly volunteer in the 96706 community are eligible to join.
Employers and groups
- Credit union employees are eligible for membership.
Family and household
- Immediate family and/or household members of a current member are eligible for membership.
Cost to join
- A minimum deposit of $50 into share savings is required to join.
- A $1 membership fee is required to join.
Membership information collected October 4, 2026.