Credit union · NCUA insured
Matanuska Valley Federal Credit Union Savings Rates
Matanuska Valley Federal Credit Union’s best savings rate is 0.30% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Matanuska Valley Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Anchorage, AK, where Matanuska Valley Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Matanuska Valley Federal Credit Union
0.30%APY
- Requires
- None
- Minimum
- $2,000
- Earns on $10,000 a year
- $30
Money Market
Top rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
2nd-highest rate
Alaska Air Group Credit Union
2.27%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $227
Matanuska Valley Federal Credit Union savings score
73
Savings score
Higher than 34% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Matanuska Valley Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.30%APY
A balance above $2,000 is required to earn dividends. No monthly fees or service charges.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,000 – $10,000Base Rate tier; a balance above $2,000 is required to earn dividends. | 0.30% | — | Base Rate tier; a balance above $2,000 is required to earn dividends. |
| $10,000 – $50,000 | 0.30% | $30 | |
| $50,000 and up | 0.50% | — |
Sources (2)
All captured Oct 15, 2026
Savings
0.10%APY
Primary savings account establishes member-ownership of Matanuska Valley Federal Credit Union. Dividends paid on every dollar. Youth Accounts start with $25 on MVFCU.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.10% | $10 |
Sources (2)
All captured Oct 15, 2026
Special-purpose accounts
Christmas Club
2.75%APY
Minimum balance $50, maximum balance $5,000. Funds transfer to savings account on October 31. Auto-renews on November 1. $25 early withdrawal fee if funds are withdrawn prior to October 31.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000$25 early withdrawal fee if funds are withdrawn prior to October 31. Funds transfer to savings on October 31.Up to $5,000 | 2.75% | — | $25 early withdrawal fee if funds are withdrawn prior to October 31. Funds transfer to savings on October 31. |
Sources (2)
All captured Oct 15, 2026
Health Savings Account
0.30%APY
Specialized tax-advantaged medical savings account for individuals whose medical insurance qualifies for an HSA. Includes HSA debit card. Rolls over each year.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,000 and upBase Rate tier. | 0.30% | $30 | Base Rate tier. |
| $10,000 – $50,000 | 0.30% | $30 | |
| $50,000 and up | 0.50% | — |
Sources (2)
All captured Oct 15, 2026
IRA Savings
0.05%APY
Offers Traditional, Coverdell, and Roth IRA Shares to save for retirement or educational expenses. Individually NCUA insured up to $250,000. Contributions may be tax deductible.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.05% | $5 |
Sources (2)
All captured Oct 15, 2026
Who can join Matanuska Valley Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in Alaska are eligible for membership.
- Persons who live, work, worship, or attend school in the Waipahu Neighborhood Board 22 area of Honolulu, Hawaii are eligible for membership.
Family and household
- Immediate family members of current MVFCU members—including parents, children, siblings, grandparents, grandchildren, and spouses—are eligible for membership.
- Persons living in the same household as an MVFCU member who share a single economic unit are eligible for membership.
Membership information collected October 4, 2026.