Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Trenton, NJ metro
- Financial Resources FCUPurple SavingsSavings · $25 min · 1.00%–1.51% by balance
Credit union · 1 branch
1.51%APY$151 a year on $10,000Requirements
Product: Can be opened with $25; requires a daily minimum balance of $25 or higher.
1.00% interest rate
Rate by balance
Rate by balance for Purple Savings Balance APY Up to $500 1.00% $500 – $10,000 1.00% $10,000 – $25,000Your amount 1.51% $25,000 – $50,000 1.51% $50,000 and up 1.51% Rate checked
More details - Self Reliance Financial Federal Credit UnionMoney MarketMoney Market · $1,000 min
Credit union · 1 branch
1.30%APY$130 a year on $10,000Requirements
Product: Membership required. Variable rate. Dividends compounded daily and credited monthly. If the account balance falls below the minimum balance requirement ($1,000), the advertised APY will not be earned. No monthly maintenance fee.
Offer: A minimum balance of $1,000 is required to open and earn the advertised APY. Dividends compounded daily and credited monthly. Rates variable.
1.30% interest rate · Compounded daily · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Self Reliance Financial Federal Credit UnionPremium Money MarketPremium Money Market · $5,000 min
Credit union · 1 branch
1.30%APY$130 a year on $10,000Requirements
Product: Membership required. Variable rate. Dividends compounded daily and credited monthly. A minimum balance of $5,000 is required to open a Premium Money Market Account and earn the applicable advertised APY; if balance falls below the requirement, advertised APY is not earned.
Offer: Table lists minimum balance of $1,000; disclosure specifies $5,000 minimum balance required to open and earn advertised APY. Dividends compounded daily, credited monthly. Rates variable.
1.30% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - Princeton Federal Credit UnionMoney Market PlusMoney Market Plus · $7,500 min · 0.03%–1.25% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Membership in good standing required. Tiered dividend rates compounded and posted monthly. No monthly service fees. Unlimited monthly transactions.
0.03% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Plus Balance APY Up to $7,500 0.03% $7,500 and upYour amount 1.25% Rate checked
More details - Princeton Federal Credit UnionMoney Market PlusMoney Market Plus · $7,500 min
Credit union · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Membership in good standing required. Tiered dividend rates compounded and posted monthly. No monthly service fees. Unlimited monthly transactions.
Offer: Minimum daily balance required to earn the annual percentage yield disclosed for the dividend period. Dividends compounded monthly, credited monthly.
1.25% interest rate · Compounded monthly · No monthly fee · Effective Aug 31, 2026
Rate checked
More details - First Commerce BankPremier Money MarketPremier Money Market · $10,000 min · 1.25%–1.50% by balance
Bank · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Tiered rate account with no monthly fees.
Offer: No monthly fees.
1.24% interest rate · No monthly fee · Effective Sep 18, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $50,000Your amount 1.25% $50,000 and up 1.50% Rate checked
More details - OceanFirst BankFirstWave Money MarketFirstWave Money Market · $0 min · 0.05%–2.50% by balance
Bank · 1 branch
1.25%APY$125 a year on $10,000intro rateRequirements
Product: New money only. $10,000 minimum to receive promotional rates. Available for consumer and business.
Promotional rate · 0.05% interest rate · Effective Dec 15, 2025
Rate by balance
Rate by balance for FirstWave Money Market Balance APY Up to $10,000 0.05% $10,000 – $100,000Your amountNew money only; 1.25% $100,000 – $250,000New money only; 2.00% $250,000 – $500,000New money only; 2.25% $500,000 and upNew money only; 2.50% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Offer: $5.00 monthly fee assessed if minimum balance of $1,000.00 is not maintained at all times.
1.00% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $50,000Your amount 1.00% $50,001 – $100,000 1.10% $100,001 – $250,000 1.25% $250,001 and up 1.50% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.85%–2.46% by balance
Bank · 2 branches
0.90%APY$90 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Diamond tier with $1,000,000 combined balance.
Qualified rate · 0.85% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.85% $9,999 – $24,999Your amount 0.90% $24,999 – $49,999 1.06% $49,999 – $99,999 1.45% $99,999 – $249,999 2.15% $249,999 – $999,999 2.46% $999,999 – $1,999,999 2.46% Over $1,999,999 2.46% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.70%–2.30% by balance
Bank · 2 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Platinum tier with $250,000 combined balance.
Qualified rate · 0.70% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.70% $9,999 – $24,999Your amount 0.75% $24,999 – $49,999 0.90% $49,999 – $99,999 1.30% $99,999 – $249,999 2.00% $249,999 – $999,999 2.30% $999,999 – $1,999,999 2.30% Over $1,999,999 2.30% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Available in branch or through banking teams.
Offer: Must maintain at least $5,000.00 to earn the annual percentage yield.
0.75% interest rate · Effective Sep 17, 2026
Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.60%–2.20% by balance
Bank · 2 branches
0.65%APY$65 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Gold tier with $50,000 combined balance.
Qualified rate · 0.60% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.60% $9,999 – $24,999Your amount 0.65% $24,999 – $49,999 0.80% $49,999 – $99,999 1.20% $99,999 – $249,999 1.90% $249,999 – $999,999 2.20% $999,999 – $1,999,999 2.20% Over $1,999,999 2.20% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.50%–2.10% by balance
Bank · 2 branches
0.55%APY$55 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Silver tier with $25,000 combined balance.
Qualified rate · 0.50% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.50% $9,999 – $24,999Your amount 0.55% $24,999 – $49,999 0.70% $49,999 – $99,999 1.10% $99,999 – $249,999 1.79% $249,999 – $999,999 2.10% $999,999 – $1,999,999 2.10% Over $1,999,999 2.10% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Quarterly and monthly prize drawing eligibility.
0.50% interest rate
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Available to MN, WI, IL, & TX residents only. Personal and UTMA accounts only; joint account holder age 18 or over required on minor accounts. One account per primary account holder per participating credit union. $25 minimum opening deposit and $25 minimum balance required. Earn prize-drawing entries for every $25 increase (up to 6 entries per month) for 12-month savings period.
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Trenton, NJ metro
101 accounts at 32 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.70%
- Banks, typical
- 0.09%
- Credit unions, typical
- 0.15%
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Trenton, NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Altra Federal Credit UnionCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch
- HEFCUCredit union · 1 branch