Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Toledo, OH metro
- Security Credit UnionMoney Market / IDI (Insured Daily Investment) AccountMoney Market / IDI (Insured Daily Investment) Account · $2,500 min · 0.25%–0.45% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Can be opened with a minimum deposit of $2,500. Penalty-free withdrawals with no minimum dollar amounts for deposits or withdrawals. Account service fee waived for accounts with average daily balance of $250 or more, open loan/credit card, open certificate, open checking share with at least three debit card transactions/checks cleared/ACH debits in month, or primary member under age 23; product page also states no account management fees.
Offer: Account service fee waived for accounts with average daily balance of $250 or more, open loan/credit card, open certificate, open checking share with at least three debit card transactions/checks cleared/ACH debits in month, or primary member under age 23.
$4.95 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market / IDI (Insured Daily Investment) Account Balance APY $2,500 – $25,000Your amount 0.25% $25,000 – $50,000 0.30% $50,000 – $100,000 0.35% $100,000 – $150,000 0.40% $150,000 and up 0.45% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Requires purchasing and maintaining 1 share ($5.00 par value) as a condition of membership. Subject to a maximum of 6 preauthorized, automatic, or Internet transfers/withdrawals per month.
0.25% interest rate · Effective Dec 31, 2024
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Subject to a maximum of 6 preauthorized, automatic, or Internet transfers/withdrawals per month. No account cost.
0.25% interest rate · Effective Dec 31, 2024
Rate checked
More details - Buckeye State BankBuckeye Championship SavingsSavings · $50 min · 0.25%–3.25% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Rates based on average daily balance. Compounded and credited monthly. Buckeye State Bank reserves the right to not pay interest on balances above $500,000.00.
Offer: Rate applies to balances below $50,000.00. No monthly maintenance fees or statement fee.
No monthly fee · Effective Oct 1, 2025
Rate by balance
Rate by balance for Buckeye Championship Savings Balance APY Up to $50,000Your amount 0.25% $50,000 – $100,000 2.50% $100,000 – $500,000 3.25% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - Toledo Fire Fighters Federal Credit UnionRegular Savings AccountSavings · $5 min
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Basic account opened upon joining the credit union.
0.20% interest rate · Effective Oct 5, 2026
Rate checked
More details - Jeep Country Federal Credit UnionMoney Market AccountMoney Market Account · $5,000 min · 0.10%–2.00% by balance
Credit union · 3 branches
0.15%APY$15 a year on $10,000Requirements
Product: The minimum balance requirement for this account is $5,000.00. You must maintain a minimum daily balance of $5,000.00 in your account each day to obtain the disclosed annual percentage yield. Money Market account dividend rate may change after account is opened if the balance moves from one tier to the other.
Offer: Tier $5k-$9,999. Must maintain a minimum daily balance of $5,000.00 to obtain APY.
0.10% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $5,000 – $9,999 0.10% $10,000 – $49,999Your amount 0.15% $50,000 – $99,999 1.00% $100,000 – $149,999 1.50% $150,000 – $249,999 1.50% $250,000 – $500,000 2.00% $500,000 and up 2.00% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Service charge of $2/month if balance falls below $100. Pays interest on balances of $100 or more (or on all balances if age 18 or less).
Offer: Minimum daily balance to earn dividends is $100.00. $2/month service charge if balance falls below $100. Dividends compound and paid quarterly.
0.15% interest rate · $2 monthly fee · Effective Oct 1, 2026
Rate checked
More details - Civista BankMoney Market Investment Account (MMIA)Money Market Investment Account (MMIA) · $2,500 min · 0.12%–0.50% by balance
Bank · 1 branch
0.12%APY$12 a year on $10,000Requirements
Product: $12 monthly service charge waived with a minimum balance of $2,500.
0.12% interest rate · $12 monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Market Investment Account (MMIA) Balance APY $2,500 – $50,000Your amount 0.12% $50,000 – $100,000 0.21% $100,000 and up 0.50% Rate checked
More details - The Old Fort Banking CompanyPreferred Money Market AccountPreferred Money Market Account · $10,000 min · 0.10%–0.15% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Avoid the $10 monthly service fee by maintaining a $5,000 minimum daily balance. Interest is compounded and credited every month. Rates are subject to change.
Offer: Avoid the $10 monthly service fee by maintaining a $5,000 minimum daily balance.
0.10% interest rate · $10 monthly fee · Effective Oct 13, 2026
Rate by balance
Rate by balance for Preferred Money Market Account Balance APY $10,000 and upYour amount 0.10% $50,000 and up 0.15% Rate checked
More details - Glass City Federal Credit UnionMoney Market SavingsMoney Market Savings · $2,000 min · 0.10%–0.15% by balance
Credit union · 5 branches
0.10%APY$10 a year on $10,0000.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,000 – $50,000Your amount 0.10% $50,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Opening Balance of $50. Minimum Balance of $200 (Monthly Maintenance Fee Applies if Balance Falls Below $200). Service Charges Waived for Minors and Non-Profit Organizations. Variable Interest Rate.
Offer: Minimum balance required to open and maintain stated yield.
0.10% interest rate · Effective Oct 2, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends compounded quarterly. $5.00 minimum opening deposit. $25.00 minimum balance required to receive dividends/obtain APY.
Offer: $5.00 to open, $25.00 to obtain APY
0.10% interest rate · Compounded quarterly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No minimum opening deposit and no monthly fees. Transfers and withdrawals limited to 6 per month.
Offer: Dividends compounded and credited quarterly based on average daily balance.
0.10% interest rate · No monthly fee · Effective Jun 30, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Requires purchasing and maintaining 1 share ($25.00 par value) for membership. A $5.00 monthly service fee applies if balance is under $100.00 at month end (fee waived with multiple account relationship). Transfers and withdrawals limited to 6 per month.
Offer: Dividends compounded and credited quarterly based on average daily balance.
0.10% interest rate · $5 monthly fee · Effective Jun 30, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Toledo, OH metro
90 accounts at 32 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 2.02%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.10%
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Toledo, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Superior Credit UnionCredit union · 2 branches
- Fremont Federal Credit UnionCredit union · 1 branch
- Directions Credit UnionCredit union · 9 branches