Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Tampa, FL metro
- PowerNet Credit UnionHigh Voltage Money Market AccountHigh Voltage Money Market Account · 0.25%–1.50% by balance
Credit union · 1 branch
1.30%APY$130 a year on $10,000Requirements
Product: Tiered rates where higher investments earn higher rates; features daily interest. Fees may reduce earnings. Rate may change after account is opened.
Offer: Fees may reduce earnings. Rate may change after account is opened.
Effective Oct 1, 2026
Rate by balance
Rate by balance for High Voltage Money Market Account Balance APY Up to $2,500 0.25% $2,500 – $5,000 1.15% $5,000 – $10,000 1.25% $10,000 – $25,000Your amount 1.30% $25,000 – $50,000 1.40% $50,000 and up 1.50% Rate checked
More details - Transport Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.30%–2.02% by balance
Credit union · 1 branch
1.26%APY$126 a year on $10,000Requirements
Product: Initial deposit of $2,500 required. Withdrawals are limited to six per month and must be a minimum of $250. Minimum Balance = Average Daily Minimum Balance.
Offer: Minimum Balance = Average Daily Minimum Balance.
0.30% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,499 0.30% $2,500 – $9,999 1.21% $10,000 – $19,999Your amount 1.26% $20,000 – $99,999 1.41% $100,000 and up 2.02% Rate checked
More details - ECU Credit UnionMoney SaversMoney Savers · $2,500 min · 0.75%–2.02% by balance
Credit union · 1 branch
1.26%APY$126 a year on $10,000Requirements
Product: Requires a minimum balance of $2,500.00 to open and earn interest. Monthly Service Fee: None. Withdrawals are limited; $2.00 transaction fee per withdrawal over 3 per month. Dividends compounded daily, paid monthly. If account is closed prior to the posting of accrued dividends no dividends will be paid. Dividends are based on Credit Union's earnings at the end of a dividend period. All rates are subject to change without notice.
Offer: Dividends compounded daily, paid monthly. Minimum Balance $2,500.00.
0.75% interest rate · Compounded daily · No monthly fee
Rate by balance
Rate by balance for Money Savers Balance APY $2,500 – $5,000 0.75% $5,000 – $10,000 1.01% $10,000 – $25,000Your amount 1.26% $25,000 – $50,000 1.51% $50,000 – $100,000 1.77% $100,000 and up 2.02% Rate checked
More details - ECU Credit UnionMoney Savers AccountSavings · $2,500 min · 0.75%–2.02% by balance
Credit union · 1 branch
1.26%APY$126 a year on $10,000Requirements
Product: Tiered interest rates compounded daily, paid monthly. Minimum balance $2,500.00. Fee of $2.00 per withdrawal over 3 per month. If account is closed prior to posting of accrued dividends, no dividends will be paid.
0.75% interest rate · Compounded daily · No monthly fee
Rate by balance
Rate by balance for Money Savers Account Balance APY $2,500 – $5,000 0.75% $5,000 – $10,000 1.01% $10,000 – $25,000Your amount 1.26% $25,000 – $50,000 1.51% $50,000 – $100,000 1.77% $100,000 and up 2.02% Rate checked
More details - Together Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.16%–1.66% by balance
Credit union · 1 branch
1.21%APY$121 a year on $10,000Requirements
Product: Interest compounds daily on balances of $1,000 or more and pays monthly. No monthly fee.
Offer: Interest is calculated using daily balance method, compounded daily, credited monthly. Rate applies to minimum $1,000 to $9,999.
1.15% interest rate · Compounded daily · No monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $9,999 1.16% $10,000 – $24,999Your amount 1.21% $25,000 – $49,999 1.36% $50,000 – $99,999 1.51% $100,000 – $249,999 1.56% $250,000 and up 1.66% Rate checked
More details - 1.19%APY$119 a year on $10,000
Requirements
Product: Up to six transactions/withdrawals per month. $3.00 monthly service charge/maintenance fee if daily balance falls below $50 at any time during monthly statement cycle.
Offer: Monthly fee of $3.00 imposed if daily balance falls below $50 on any day of the statement cycle.
$3 monthly fee · Effective Apr 2, 2026
Rate checked
More details - Trax Credit UnionMoney MarketMoney Market · $2,000 min · 1.00%–1.45% by balance
Credit union · 7 branches
1.15%APY$115 a year on $10,000Requirements
Product: Compounded monthly. Account must maintain a $2,000 minimum daily balance to avoid closing.
Offer: Compounded monthly.
1.00% interest rate · Compounded monthly · No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY $2,000 and up 1.00% $10,000 and upYour amount 1.15% $25,000 and up 1.35% $50,000 and up 1.45% Rate checked
More details - Grow FinancialMoney Market AccountMoney Market Account · $0 min · 1.11%–2.12% by balance
Credit union · 20 branches
1.11%APY$111 a year on $10,000Requirements
Product: Variable Rate Account. Fees could reduce earnings. APYs accurate as of 10/15/2026.
Offer: Balance less than $25,000.
1.10% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 1.11% $25,000 – $50,000 1.36% $50,000 – $100,000 1.56% $100,000 – $250,000 1.71% $250,000 – $500,000 1.92% $500,000 and up 2.12% Rate checked
More details - Franklin-Somerset Federal Credit UnionMoney Market ShareMoney Market Share · $1,500 min · 1.00%–1.76% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Dividends compounded monthly when average daily balance meets or exceeds $1,500.00. Minimum withdrawal amount is $100.00. 3 free withdrawals per month; $1.00 fee for each withdrawal above 3.
Offer: Dividends compounded monthly.
1.00% interest rate · Compounded monthly · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Share Balance APY $1,500 – $10,000Your amount 1.00% $10,000 – $25,000 1.26% $25,000 – $50,000 1.36% $50,000 – $100,000 1.51% Over $100,000 1.76% Rate checked
More details - Lake Michigan Credit UnionMax Money MarketMax Money Market · $0 min · 1.00%–3.90% by balance
Credit union · 7 branches
1.00%APY$100 a year on $10,000Requirements
Product: A member savings account with a $5 minimum balance is required to establish and maintain membership. No minimum deposit and no monthly fees. Includes check-writing access. Interest is accrued daily and paid monthly. Variable rates subject to change after account opening.
1.00% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Max Money Market Balance APY Up to $2,500 1.00% $2,500 – $10,000 1.00% $10,000 – $25,000Your amount 1.00% $25,000 – $50,000 2.00% $50,000 – $100,000 2.00% $100,000 – $250,000 2.90% $250,000 – $1,000,000 3.15% $1,000,000 and up 3.90% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - 0.85%APY$85 a year on $10,000intro rate
Requirements
Product: Open with as little as $50. Deposits contribute towards sustainable energy, affordable housing, and nonprofits. Rates are accurate as of 10/1/2026 and subject to change at any time. Fees may reduce earnings.
Offer: Rate applies if balance is less than or equal to $99,999.99.
Promotional rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Impact Market Savings Balance APY Up to $100,000Your amount 0.85% $100,000 – $500,000 1.97% $500,000 and up 2.99% Rate checked
More details - Stearns BankAbove the Norm Personal Market SavingsSavings · $50 min · 0.85%–2.99% by balance
Bank · 1 branch
0.85%APY$85 a year on $10,000Requirements
Product: Open a savings account with as little as $50. Rates are accurate as of 10/1/2026 and subject to change at any time, including after account opening. Fees may reduce earnings.
Offer: A balance of $0.01 is needed to earn the APY. Rate applies if balance is $99,999.99 or less.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Above the Norm Personal Market Savings Balance APY Up to $100,000Your amount 0.85% $100,000 – $500,000 1.97% $500,000 and up 2.99% Rate checked
More details - USF Credit UnionTraditional Money Market SavingsTraditional Money Market Savings · $1,000 min · 0.40%–2.00% by balance
Credit union · 6 branches
0.85%APY$85 a year on $10,000Requirements
Offer: Minimum to earn dividends: none
0.40% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Traditional Money Market Savings Balance APY Up to $10,000 0.40% $10,000 – $25,000Your amount 0.85% $25,000 – $50,000 1.00% $50,000 – $100,000 1.30% $100,000 – $250,000 1.65% $250,000 and up 2.00% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 3 branches
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Tampa, FL metro
182 accounts at 61 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.20%
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Tampa, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Oxford Federal Credit UnionCredit union · 1 branch
- Climate First BankBank · 1 branch
- Suncoast Credit UnionCredit union · 30 branches