Best high-yield savings rates

Requirements

Product: Required opening account for every Voyage member, and the first $5 you deposit stays put, serving as your lifelong share in the credit union.

Requirements

Product: Requires linked Free Kasasa Cash checking account. Monthly qualification cycle requirements to earn the higher rate: at least 1 bill pay or ACH payment transaction, at least 10 debit card purchases, and enrollment in eStatements. Limit 1 account per SSN. Limit 6 transfers per month.

Offer: Base rate applied to entire daily balance if linked Kasasa Cash qualifications are not met.

Requirements

Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).

Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.

Requirements

Product: Basic savings account. Interest compounds quarterly. $5 monthly service charge if average daily available balance falls below $50 (fee waived for minors under age 18). 6 free withdrawals per month, then $3 each. Free eStatements.

Offer: Interest paid on balances of $0.01 or more. $5 monthly fee if average daily balance falls below $50 (waived for minors under 18).

Requirements

Product: No monthly service charge for customers under 22 years old. Customers 22 or older can avoid the $5 monthly service charge by maintaining a $50 average daily balance. Interest compounded and credited quarterly.

Offer: No monthly service charge for customers under 22 years old; waived for customers 22 or older with a $50 average daily balance. Rates current as of 10/1/26 and may change after account opening.

Requirements

Product: Foundation of credit union membership. $5.00 deposit remains in account as long as you are a member. No monthly service fees or minimum balance requirements. Minimum balance of $50 to earn dividends.

Offer: Minimum balance to earn dividends is $50. $5 minimum deposit to open/establish.

Requirements

Product: Additional savings accounts can be opened online for goals such as wedding or vacation. No monthly service fees. Minimum balance of $50 to earn dividends.

Offer: Minimum balance to earn dividends is $50.

Requirements

Product: No minimum balance requirements apply to this account. Dividends compounded and credited monthly.

Offer: No minimum deposit or daily balance required to earn dividends. Dividends compounded and credited monthly.

Requirements

Product: Dividends compounded and credited monthly. Par value of a share required for membership is $5.00.

Offer: Minimum daily balance required to avoid a fee is $5.00. Minimum deposit required to open and earn dividends is $5.00.

Requirements

Product: Fees may reduce earnings on the account. Deposit of $5 required to become a member/owner.

Offer: Fees may reduce earnings on the account. Deposit of $5 required to become a member/owner.

Requirements

Product: Monthly maintenance fee of $5.00 applies if average daily balance falls below $2,500.00. $2.00 per month fee applies for paper statements, waived with eStatements enrollment.

Offer: $5.00 monthly maintenance fee if average daily balance falls below $2,500.00; $2.00 fee for paper statements waived with eStatements.

Requirements

Product: Link to Kasasa Cash Back Checking. No minimum balance to earn rewards. No monthly maintenance fees. If new to Explorers CU, minimum $10 membership deposit into a Share (Savings) Account required.

Offer: If qualifications aren't met.

Requirements

Product: $10 minimum opening deposit and balance. No monthly or annual service fee.

Requirements

Product: $10 minimum opening deposit and balance. Establishes Explorers CU membership. No monthly or annual service fee. Combined accounts federally insured up to $250,000 by NCUA.