Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–10 of 10 in Sioux Falls, SD-MN metro · median 14.62% APR
- Black Hills Federal Credit UnionVisa Traditional Credit Card · No annual fee
Credit union · 4 branches
7.75%APRas low asTerms
APR as low as 7.75%, depending on your credit score. No annual fee, no cash advance fee, no balance transfer fee. Cash advances incur finance charges beginning on date of posting.
Credit card score 95 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 8.88%APRas low as · up to 17.88%
8.88% APR, up to 17.88%
Terms
No annual fees, balance transfer fees, or cash advance fees. Minimum monthly payment is 3% of balance. Rates based on creditworthiness. Applies as standard purchase APR.
Credit card score 89 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 9.75%APRas low as
Terms
Rates as low as 9.75% APR for 4-star credit. Visa Platinum with Rewards and no annual fee.
Credit card score 87 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 13.90%APRas low as
Terms
Fixed interest rate. No annual, balance-transfer or over limit fees. Subject to credit approval.
Credit card score 64
Rate checked · Credit cards rates on its site
Rates and branches - 14.24%APRas low as · up to 18.00%
14.24% APR, up to 18.00%
Terms
Variable rates are subject to change at the end of each calendar quarter and shall not exceed 18.00% APR. No annual fee, no balance transfer fee, no cash advance fee. Interest-free grace period on all purchases if paid in full by due date.
Credit card score 63 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 14.99%APRas low as · up to 26.99%
14.99% APR, up to 26.99%
Terms
Purchase APR; variable based on Prime Rate and creditworthiness.
Credit card score 62
Rate checked · Credit cards rates on its site
Rates and branches - 16.74%APRas low as · up to 22.74%
16.74% APR, up to 22.74%
Terms
Variable standard purchase APR based on Prime Rate (6.75%) plus a margin, depending on creditworthiness.
Credit card score 61 · Carrot Score 67
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 18.99%APRas low as · up to 26.99%
18.99% APR, up to 26.99%
Terms
Variable APR for purchases and balance transfers is 18.99% - 26.99% based on creditworthiness. $0 annual fee with active Costco membership.
Credit card score 60 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Sioux Falls, SD-MN metro
10 banks and credit unions · checked Oct 16–22
- Typical
- 14.62%
- Top 10% up to
- 8.77%
- Banks, typical
- 17.24%
- Credit unions, typical
- 9.32%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Sioux Falls, SD-MN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Voyage Federal Credit UnionCredit union · 3 branches
- CitiBank · 2 branches
- Black Hills Federal Credit UnionCredit union · 4 branches