Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Salt Lake City, UT metro
- WaFd BankHigh Yield Money MarketHigh Yield Money Market · $25 min · 1.25%–2.00% by balance
Bank · 6 branches
1.25%APY$125 a year on $10,000Requirements
Product: Promotion may be discontinued at any time. Not available for IRAs or business clients.
Offer: $1,000 minimum balance to avoid $10 monthly service charge.
1.24% interest rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $89,999Your amount 1.25% $90,000 – $249,999 1.50% $250,000 – $499,999 1.60% $500,000 and up 2.00% Rate checked
More details - America First Credit UnionMoney MarketMoney Market · $0 min · 1.00%–3.90% by balance
Credit union · 29 branches
1.25%APY$125 a year on $10,000Requirements
Product: Tiered dividends; dividends credited monthly. Dividend rate and APY may change monthly.
Offer: Minimum earning balance $0.00.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 1.00% $5,000 – $10,000 1.10% $10,000 – $25,000Your amount 1.25% $25,000 – $50,000 1.80% $50,000 – $100,000 2.05% $100,000 – $250,000 2.70% $250,000 – $1,000,000 3.45% $1,000,000 and up 3.90% Rate checked
More details - Firefighters Credit UnionMoney Market AccountsMoney Market Accounts · $0 min · 1.00%–2.50% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Dividends paid monthly. Up to 6 withdrawals per month. No minimum balance requirements. No penalty for withdrawal.
Offer: Tier 1
1.00% interest rate · Effective Sep 21, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Any balance 1.00% $5,000 and upTier 2 1.10% $10,000 and upYour amountTier 3 1.25% $25,000 and upTier 4 1.70% $50,000 and upTier 5 2.00% $100,000 and upTier 6 2.50% Rate checked
More details - Granite Credit UnionMoney MarketMoney Market · $0 min · 0.05%–3.90% by balance
Credit union · 10 branches
1.25%APY$125 a year on $10,000with conditionsRequirements
Product: No monthly fee; no minimum balance to open; dividends compounded and credited monthly based on daily balance formula; deposit rates are variable. Dividend+ Spend Account holders earn a bonus rate on Money Market accounts if an average daily balance of at least $5,000 is maintained in Dividend+.
Offer: Standard rate tier; bonus rate n/a.
Qualified rate · 0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Any balance 0.05% $2,500 and up 1.25% $10,000 and upYour amount 1.25% $25,000 and upBonus rate (+0.55%) with APY of 1.80% for Dividend+ account holders maintaining an average daily balance of at least $5,000 in Dividend+. 1.80% $50,000 and upBonus rate (+0.85%) with APY of 2.10% for Dividend+ account holders maintaining an average daily balance of at least $5,000 in Dividend+. 2.10% $100,000 and upBonus rate (+1.25%) with APY of 2.75% (or +1.35% bonus / 2.85% APY per p20) for Dividend+ account holders maintaining an average daily balance of at least $5,000 in Dividend+. 2.75% $250,000 and upBonus rate (+1.50%) with APY of 3.50% (or +1.60% bonus / 3.60% APY per p20) for Dividend+ account holders maintaining an average daily balance of at least $5,000 in Dividend+. 3.50% $500,000 and upBonus rate (+1.65%) with APY of 3.65% (or +1.75% bonus / 3.75% APY per p20) for Dividend+ account holders maintaining an average daily balance of at least $5,000 in Dividend+. 3.65% $1,000,000 and upBonus rate (+1.65%) with APY of 3.90% (or +1.75% bonus / 4.00% APY per p20) for Dividend+ account holders maintaining an average daily balance of at least $5,000 in Dividend+. 3.90% Rate checked
More details - Canyon View Credit UnionHigh Yield SavingsSavings · $0 min · 1.20%–7.00% by balance
Credit union · 15 branches
1.20%APY$120 a year on $10,000with conditionsRequirements
Product: To qualify for High Yield Savings rates, you must have direct deposits totaling $1,000+ each month and at least 25 debit and/or credit transactions of $5 or greater each month with your Canyon View Account. If qualifications are not met for that month, Primary share rates will be applied. Maximum of one High Yield Savings per account. 7.00% APY available through December 31, 2026.
Offer: Requires monthly direct deposit of $1,000+ and 25+ debit/credit transactions of $5+. Promotional APY available through December 31, 2026.
Qualified rate · 6.77% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $2,500 7.00% $2,501 and upYour amountBlended APY ranges from 1.20% to 7.00%. 1.20% Rate checked
More details - P&S Credit UnionMoney Market SavingsMoney Market Savings · $25 min · 0.75%–2.75% by balance
Credit union · 1 branch
1.20%APY$120 a year on $10,000Requirements
Product: $25 minimum deposit to open, no minimum balance requirements. Dividends earned on all average daily balances.
Offer: Dividends paid monthly. Dividends earned on all average daily balances.
No monthly fee
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $4,999 0.75% $5,000 – $9,999 1.15% $10,000 – $19,999Your amount 1.20% $20,000 – $49,999 1.30% $50,000 – $99,999 1.90% $100,000 and up 2.75% Rate checked
More details - Canyon View Credit UnionMoney MarketMoney Market · $0 min · 0.75%–3.85% by balance
Credit union · 15 branches
1.15%APY$115 a year on $10,000Requirements
Product: No minimum balance requirement; earn dividends on entire balance. Tiered rates. Fees may reduce earnings.
0.75% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.75% $5,000 – $10,000 1.00% $10,000 – $25,000Your amount 1.15% $25,000 – $50,000 1.65% $50,000 – $100,000 2.00% $100,000 – $150,000 2.65% $150,000 – $500,000 3.30% $500,000 – $1,000,000 3.45% $1,000,000 and up 3.85% Rate checked
More details - Utah First Credit UnionMoney MarketMoney Market · $0 min · 0.50%–3.90% by balance
Credit union · 5 branches
1.15%APY$115 a year on $10,000Rate by balance
Rate by balance for Money Market Balance APY Any balance 0.50% $2,000 and upYour amount 1.15% $25,000 and up 2.05% $100,000 and up 2.65% $250,000 and up 3.45% $1,000,000 and up 3.90% Rate checked
More details - American United Federal Credit UnionMoney MarketMoney Market · $1,000 min · 0.95%–3.25% by balance
Credit union · 7 branches
1.15%APY$115 a year on $10,000Requirements
Product: Minimum balance of $1,000 to earn dividends. Membership required.
0.95% interest rate · Effective Jul 28, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $4,999 0.95% $5,000 – $9,999 1.00% $10,000 – $24,999Your amount 1.15% $25,000 – $49,999 1.70% $50,000 – $99,999 2.05% $100,000 – $249,999 2.70% $250,000 and up 3.25% Rate checked
More details - Deseret First Credit UnionMoney Market AccountsMoney Market Accounts · $2,500 min · 0.25%–3.85% by balance
Credit union · 6 branches
1.10%APY$110 a year on $10,000Requirements
Product: Church members and immediate family members can join the credit union. Initial deposit of $2,500 required; no minimum balance after opening. Loyalty rates/bonuses available for qualifying members.
0.25% interest rate
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $2,499 0.25% $2,500 – $19,999Your amount 1.10% $20,000 – $99,999 2.00% $100,000 – $249,999 2.60% $250,000 – $499,999 3.35% $500,000 – $999,999 3.45% $1,000,000 and up 3.85% Rate checked
More details - 1.07%APY$107 a year on $10,000with conditions
Requirements
Product: Must have an open and active Money Back, Interest or Full Service checking account at First Utah Bank. May convert to a Personal Savings account if the checking account is closed, inactive (6 months), or dormant. Compounded and credited monthly. Rates effective as of October 20, 2026.
Offer: Interest paid on balances above $0. Monthly compound.
Qualified rate · 1.06% interest rate · No monthly fee · Effective Oct 20, 2026
Rate checked
More details - Ridgeline Credit UnionSuper SaverSavings · $2,500 min · 1.01%–1.26% by balance
Credit union · 1 branch
1.01%APY$101 a year on $10,000Requirements
Product: Requires membership in Ridgeline Credit Union ($25.00 share deposit). Minimum balance on the account is $2,500.00. No monthly fee. Unlimited withdrawals. Variable rate.
Offer: Minimum balance required is $2,500.00.
1.00% interest rate · No monthly fee · Effective Aug 31, 2026
Rate by balance
Rate by balance for Super Saver Balance APY $2,500 and upYour amount 1.01% $20,000 and up 1.26% Rate checked
More details - Mountain America Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.50%–3.60% by balance
Credit union · 32 branches
1.00%APY$100 a year on $10,0000.50% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.50% $2,500 – $9,999 0.85% $10,000 – $24,999Your amount 1.00% $25,000 – $49,999 1.50% $50,000 – $99,999 2.00% $100,000 – $249,999 2.45% $250,000 – $999,999 3.25% $1,000,000 and up 3.60% Rate checked
More details - UCCUMoney Market SavingsMoney Market Savings · $0 min · 0.50%–3.55% by balance
Credit union · 5 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered rate account. To open any account, must deposit or already have on deposit the minimum required share(s) in a Share Savings or Youth Share Savings account (2 shares at $2.50 par value plus $5.00 membership fee). Rate applies to the full balance once a tier is met.
Offer: Dividends compounded and credited monthly. Daily balance method.
0.50% interest rate · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,500 0.50% $2,500 – $10,000 0.85% $10,000 – $25,000Your amount 1.00% $25,000 – $50,000 1.45% $50,000 – $100,000 1.95% $100,000 – $250,000 2.45% $250,000 – $1,000,000 3.25% $1,000,000 and up 3.55% Rate checked
More details - Jordan Credit UnionElite Money Market Deposit Account (EMMDA)Elite Money Market Deposit Account (EMMDA) · 1.00%–3.80% by balance
Credit union · 6 branches
1.00%APY$100 a year on $10,000Requirements
Product: Must live, worship, volunteer, work (or regularly conduct business in), or attend school in Davis, Morgan, Salt Lake, Tooele, Utah, or Weber Counties, UT. Dividends are credited quarterly. The Dividend Rate and Annual Percentage Yield may change monthly.
Offer: Dividends credited quarterly; dividend rate and APY may change monthly.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Elite Money Market Deposit Account (EMMDA) Balance APY Up to $19,999Your amount 1.00% $20,000 – $49,999 1.50% $50,000 – $99,999 1.90% $100,000 – $249,999 2.70% $250,000 – $999,999 3.15% $1,000,000 and up 3.80% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Salt Lake City, UT metro
134 accounts at 52 banks and credit unions · checked Oct 15–22
- Typical
- 0.35%
- Top 10% from
- 3.59%
- Banks, typical
- 0.45%
- Credit unions, typical
- 0.30%
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Salt Lake City, UT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 29 branches
- Deseret First Credit UnionCredit union · 6 branches
- Cyprus Credit UnionCredit union · 18 branches