Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 151–165 results in St. Louis, MO-IL metro
- 0.13%APY$13 a year on $10,000
Requirements
Product: FDIC-insured savings solution offering coverage up to $5 million ($10 million for joint accounts) through participating program banks on a pass-through basis.
Offer: Tier 1: Pricing group range less than $250,000.
0.13% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Insured Bank Deposit Balance APY Any balanceYour amount 0.13%* $250,000 – $500,000 0.38%* $500,000 – $1,000,000 0.60%* $1,000,000 – $2,500,000 1.11%* $2,500,000 – $5,000,000 1.31%* $5,000,000 – $10,000,000 1.51%* $10,000,000 and up 1.82%* Rate checked
More details - The Bank of MissouriHigh Performance SavingsSavings · $10,000 min · 0.10%–0.21% by balance
Bank · 3 branches
0.12%APY$12 a year on $10,000Requirements
Offer: Compounding semi-annually. Interest paid semi-annually.
0.10% interest rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for High Performance Savings Balance APY Up to $10,000 0.10% $10,000 – $50,000Your amount 0.12% $50,000 – $100,000 0.15% $100,000 and up 0.21% Rate checked
More details - Dieterich BankSave Green Personal SavingsSavings · $25 min · 0.10%–0.35% by balance
Bank · 7 branches
0.10%APY$10 a year on $10,000Requirements
Product: Everyday savings account. $3.00 fee if balance below $25.
Offer: $3.00 fee if balance below $25.
0.10% interest rate · Effective Oct 14, 2026
Rate by balance
Rate by balance for Save Green Personal Savings Balance APY Up to $5,000 0.10% $5,000 – $25,000Your amount 0.10% $25,000 – $100,000 0.20% $100,000 and up 0.35% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: APY may change after account opening.
Offer: Balance tiers for APY obtainment: $2500.00-$1000.00, $1000.01-$2499.99, $2500.00 and up.
Effective Oct 9, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: You may make six (6) transfers from your account each four (4) week or similar period.
Effective Oct 9, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Same withdrawal requirements for regular savings applies. If balance falls below $2500.00, there will be a $5.00 per quarter service charge assessed to the account.
Effective Oct 9, 2026
Rate by balance
Rate by balance for Tiered Savings Balance APY $2,500 – $10,000 0.10% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 and up 0.15% Rate checked
More details - Citizens Community BankPremium Money Market - PersonalPremium Money Market - Personal · $2,500 min · 0.05%–0.25% by balance
Bank · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: Monthly maintenance service charge of $15.00 is waived by maintaining a minimum daily balance of $2,500.00 or an average collected balance of $3,000.00. Additional charge of $10.00 per withdrawal in excess of six per statement cycle.
Offer: $15.00 monthly maintenance fee waived with a minimum daily balance of $2,500.00 or an average collected balance of $3,000.00.
0.05% interest rate · $15 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Premium Money Market - Personal Balance APY Up to $5,000 0.05% $5,000 – $15,000Your amount 0.10% $15,000 – $35,000 0.15% $35,000 – $50,000 0.15% $50,000 – $75,000 0.15% $75,000 – $100,000 0.15% $100,000 and up 0.25% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest compounded and credited quarterly. $3 monthly fee assessed on accounts with a daily minimum balance of less than $50. Bonus rate of interest available for members of FNB Check Plus Account.
Offer: Annual percentage yields based upon quarterly compounding. No minimum balance required to obtain APY. $3 monthly fee if daily minimum balance falls below $50.
0.10% interest rate · $3 monthly fee · Effective Oct 5, 2026
Rate checked
More details - First Mid Bank & TrustMoney Market AccountMoney Market Account · $50 min · 0.05%–0.50% by balance
Bank · 18 branches
0.10%APY$10 a year on $10,000Requirements
Product: Interest earned on the full daily balance by tier. Interest rate and APY may change after account opening. $10 monthly maintenance fee if the daily minimum balance falls below $5,000 during a statement cycle. $2 paper statement fee per statement cycle, waived for age 50 or older or by signing up for eStatements.
Offer: Daily balances $0–$4,999.99. Variable rate. $10 monthly maintenance fee if daily minimum balance falls below $5,000 during a statement cycle. Fees could reduce earnings. Rates current as of the deposit-rates page date (full calendar date not stated).
0.05% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.20% $50,000 and up 0.50% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Exclusively available to Kasasa Cash or Kasasa Cash Back checking account holders. Limit 1 account per SSN.
Offer: When Kasasa Cash or Kasasa Cash Back qualifications are not met during Monthly Qualification Cycle; applies to entire daily balance.
Qualified rate · 0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: With a $200 balance or more, there is no monthly fee; balances of $200 or less have a $2 per month fee.
Offer: Interest earned on all balances. Monthly fee waived with $200 balance or more.
$2 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Quarterly service charge of $5 if daily balance falls below $100.
Offer: Compounding semi-annual. Interest paid semi-annually. Quarterly service charge of $5 if daily balance falls below $100.
0.10% interest rate · Effective Oct 4, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Tiered based on qualified balance and combined account total.
Offer: Unqualified Balances. Interest compounded monthly.
Qualified rate · 0.10% interest rate · Compounded monthly · Effective Mar 25, 2024
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest paid quarterly. $5 monthly service charge fee will be imposed every statement cycle if the balance falls below the minimum balance requirement.
Offer: Interest compounded quarterly. $5 monthly service charge fee waived if minimum balance requirement is met.
0.10% interest rate · Compounded quarterly · $5 monthly fee · Effective Mar 25, 2024
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Tiered based on qualified balance and combined account total.
Offer: Unqualified Balances. Interest compounded monthly.
Qualified rate · 0.10% interest rate · Compounded monthly · Effective Mar 25, 2024
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in St. Louis, MO-IL metro
236 accounts at 85 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.30%
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St. Louis, MO-IL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- First Community Credit UnionCredit union · 42 branches
- 1st MidAmerica Credit UnionCredit union · 8 branches
- FRB Federal Credit UnionCredit union · 1 branch