Bank · FDIC insured
Edward Jones Savings Rates
Edward Jones’s best savings rate is 0.10% APY on $10,000, with its Insured Bank Deposit. Rates checked October 16, 2026.
How Edward Jones’s savings rates compare
Compared with banks and credit unions near St. Louis, MO-IL, where Edward Jones has the most branches. $10,000, best rate first.
This bank’s best
Edward Jones
0.10%APY
- Requires
- None
- Earns on $10,000 a year
- $10
Insured Bank Deposit
Top rate
JM Associates FCU
5.12%APY
- Requires
- None
- Earns on $10,000 a year
- $512
2nd-highest rate
Citizens Bank
4.50%APY
- Requires
- Another account
- Earns on $10,000 a year
- $450
Edward Jones savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Edward Jones ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Insured Bank Deposit
0.10%APY
FDIC-insured savings solution offering coverage up to $5 million ($10 million for joint accounts) through participating program banks on a pass-through basis.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceTier 1: Pricing group range less than $250,000. | 0.10% | $10 | Tier 1: Pricing group range less than $250,000. |
| $250,000 – $500,000Tier 2: Pricing group range $250,000–$499,999.99. | 0.35% | — | Tier 2: Pricing group range $250,000–$499,999.99. |
| $500,000 – $1,000,000Tier 3: Pricing group range $500,000–$999,999.99. | 0.55% | — | Tier 3: Pricing group range $500,000–$999,999.99. |
| $1,000,000 – $2,500,000Tier 4: Pricing group range $1,000,000–$2,499,999.99. | 1.01% | — | Tier 4: Pricing group range $1,000,000–$2,499,999.99. |
| $2,500,000 – $5,000,000Tier 5: Pricing group range $2,500,000–$4,999,999.99. | 1.21% | — | Tier 5: Pricing group range $2,500,000–$4,999,999.99. |
| $5,000,000 – $10,000,000Tier 6: Pricing group range $5,000,000–$9,999,999.99. | 1.36% | — | Tier 6: Pricing group range $5,000,000–$9,999,999.99. |
| $10,000,000 and upTier 7: Pricing group range $10,000,000 and above. | 1.66% | — | Tier 7: Pricing group range $10,000,000 and above. |
Sources (2)
- edwardjones.com/us-en/disclosu…ing/insured-bank-deposit · captured Sep 17, 2026
- edwardjones.com/us-en/market-n…arket-news/current-rates · captured Oct 8, 2026
Opening an account
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