Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Saginaw, MI metro
- 0.05%APY$5 a year on $10,000
Requirements
Product: Requires $5 deposit to open membership and must maintain at least $5 while open. Dividends compounded and paid monthly.
0.05% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No monthly fee. Available once membership is established. Dividends calculated daily and paid monthly.
0.05% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - Family First Credit UnionAdult SavingsSavings · $5 min · 0.00%–0.10% by balance
Credit union · 3 branches
0.05%APY$5 a year on $10,000Requirements
Product: A $5.00 deposit is required to start savings and establish ownership. Dividends are paid quarterly.
Effective Oct 5, 2026
Rate by balance
Rate by balance for Adult Savings Balance APY Up to $500 0.00% $500 – $10,000Your amount 0.05% Over $10,000 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Basic savings account that establishes United Financial Credit Union membership. Minimum balance of $100 required to earn stated APY.
Offer: Dividends compounded and credited monthly based on average daily balance.
0.05% interest rate · Effective Aug 19, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Designed to set aside money for a special occasion.
Offer: Dividends compounded and credited monthly based on average daily balance.
0.05% interest rate · Effective Aug 19, 2026
Rate checked
More details - Lake Huron Credit UnionPrime Share Savings AccountSavings · $5 min · 0.00%–0.05% by balance
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Dividends are calculated on the average daily balance and compounded and credited quarterly. Membership requires opening a Prime Share Account with an initial $5.00 deposit to purchase a share, which must remain in the account to retain membership.
Rate by balance
Rate by balance for Prime Share Savings Account Balance APY Up to $1,000 0.00% $1,000 – $5,000 0.02% $5,000 – $10,000Your amount 0.05% Over $10,000 0.05% Rate checked
More details - Lake Huron Credit UnionSide Share & Share Secured AccountsSavings · $5 min · 0.00%–0.05% by balance
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Pays same as Prime Share Rates. No minimum balance requirement. Unlimited deposits and/or withdrawals. Dividends calculated on average daily balance and paid quarterly.
Offer: Same as Prime Share Rates tier
Rate by balance
Rate by balance for Side Share & Share Secured Accounts Balance APY Up to $1,000 0.00% $1,000 – $5,000 0.02% $5,000 – $10,000Your amount 0.05% Over $10,000 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum balance $0. Unlimited withdrawals. Dividends/interest paid quarterly.
Offer: Minimum opening balance and to earn dividends: $0. Dividends compounded and credited quarterly.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Required for membership. $5 must remain on deposit to keep your membership. Dividends are compounded and credited quarterly. Unlimited withdrawals.
Offer: Minimum opening balance and to earn dividends: $5. Dividends compounded and credited quarterly.
0.05% interest rate
Rate checked
More details - Team One Credit UnionRegular Savings AccountSavings · $5 min · 0.00%–0.10% by balance
Credit union · 4 branches
0.05%APY$5 a year on $10,000Requirements
Product: Eligibility: Live, work, worship, or attend school in Michigan; live in Lee County or Collier County, Florida; or be related to a current member. Minimum balance of $5 to keep the account active.
0.00% interest rate
Rate by balance
Rate by balance for Regular Savings Account Balance APY Up to $2,000 0.00% $2,000 – $10,000Your amount 0.05% Over $10,000 0.10% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 3 branches
0.04%APY$4 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account.
Qualified rate · 0.04% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.04% $10,000 – $25,000Your amount 0.04% $25,000 – $50,000 0.04% $50,000 – $100,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.04% $250,000 – $500,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Standard Rate with qualifying, open Huntington Perks Checking account. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · Balance cap $2,000,000.99 · $10 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Saginaw, MI metro
87 accounts at 22 banks and credit unions · checked Oct 6–22
- Typical
- 0.07%
- Top 10% from
- 2.01%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.25%
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Saginaw, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Dow Credit UnionCredit union · 1 branch
- United Financial Credit UnionCredit union · 6 branches
- Lake Huron Credit UnionCredit union · 2 branches