Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 16 in Saginaw, MI metro · median 10.32% APR
- 8.90%APRas low as
Credit card score 89 · Carrot Score 90
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Fixed APR.
Credit card score 89 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as
Terms
Ongoing purchase APR as low as 8.99%. Stated as 8.99% in table and disclosure as new purchases may be as low as 8.99% APR*.
Credit card score 88 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.59%APRas low as · up to 17.90%
9.59% APR, up to 17.90%
Terms
Fixed APR based on creditworthiness. Credit line up to $30,000.
Credit card score 87 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.75%APRas low as · up to 17.75%
9.75% APR, up to 17.75%
Terms
Variable purchase APR based on evaluation of credit history; lowest featured rate based on credit score of 760. $0 balance transfer fee and no teaser rates.
Credit card score 87 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - Health Advantage Credit UnionVISA Platinum Rewards Credit Card · No annual fee
Credit union · 1 branch
9.90%APRas low asTerms
APR as low as 9.90%. Rates, terms and conditions vary based on each member's creditworthiness and underwriting standards. Payment is calculated as 3% of balance or $25, whichever is greater. No annual fee. Credit limits from $500 - $20,000.
Credit card score 84 · Carrot Score 92
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
APR as low as 9.90%. No monthly or annual fees.
Credit card score 84 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Rate is as low as 9.90% APR based on the member's credit history and represents the lowest rate available to qualified borrowers.
Credit card score 84 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 10.74%APRas low as
Terms
Variable APR for purchases based on Prime plus 3.74%. Rate will not exceed 24.99% APR.
Credit card score 80 · Carrot Score 98
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as · up to 15.90%
10.90% APR, up to 15.90%
Terms
No Annual Fee. Actual APRs will vary based on credit qualifications, amount, and term. Rates range from 0.00% to 15.90% APR. Subject to approval of credit application. Earn 1 point for every $1 of purchases.
Credit card score 79 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as
Terms
Fixed interest rate as low as 10.990% APR based on applicant credit score and credit approval. No U.S. transaction, membership, activity, or participation fees.
Credit card score 77 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - Consumers Professional Credit UnionPlatinum Rate Visa Credit Card · No annual fee
Credit union · 1 branch
11.50%APRas low asTerms
Adjustable Rate (Prime +4.5% APR*, 18% Max.).
Credit card score 75 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 12.00%APRas low as · up to 19.00%
12.00% APR, up to 19.00%
Terms
APR is based on creditworthiness and other qualifications required for approval. No Annual Fee.
Credit card score 72 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 14.00%APRas low as
Terms
Purchases. Rate varies based on creditworthiness.
Credit card score 63 · Carrot Score 74
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Saginaw, MI metro
16 banks and credit unions · checked Oct 16–17
- Typical
- 10.32%
- Top 10% up to
- 8.94%
- Banks, typical
- 18.49%
- Credit unions, typical
- 9.90%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Saginaw, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Dow Credit UnionCredit union · 1 branch
- United Financial Credit UnionCredit union · 6 branches
- Lake Huron Credit UnionCredit union · 2 branches