Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Sacramento, CA metro
- First U.S. Community Credit UnionPrime SavingsSavings · $100 min · 0.05%–0.10% by balance
Credit union · 5 branches
0.10%APY$10 a year on $10,000Requirements
Product: Required for First U.S. membership. Account may be linked to another First U.S. account for overdraft protection.
0.05% interest rate · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Prime Savings Balance APY $100 – $4,999 0.05% $5,000 – $24,999Your amount 0.10% $25,000 – $99,999 0.10% $100,000 and up 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: $100 opening min ($0 for CUTMA). No monthly fee. Premier Plus Rewards adds 0.01% Silver, 0.02% Gold, 0.03% Platinum to base rate if combined deposits >= $25k and Premier Plus Checking held.
Offer: Standard tier.
Qualified rate · 0.10% interest rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly maintenance fee is $25, waived for the first two account cycles after opening or when meeting one of the following requirements during the monthly account cycle: average daily ledger account balance of $50,000 or more; combined average daily ledger balance of $50,000 or more in related deposit balances; or maintaining an account relationship with Exchange Bank Trust and Investments. Excessive withdrawal fee of $15 applies per withdrawal over six withdrawals or transfers per monthly cycle.
Offer: Standard tier for balance of $24,999 or less.
Qualified rate · 0.10% interest rate · $25 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Signature Plus Savings Balance APY Up to $24,999Your amount 0.10% $25,000 – $99,999 0.11% $100,000 – $249,999 0.16% $250,000 – $499,999 0.18% $500,000 – $999,999 0.17% $1,000,000 and up 0.21% Rate checked
More details - 0.10%APY$10 a year on $10,000
0.10% interest rate · $10 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - Vision One Credit UnionRegular Share SavingsSavings · $100 min · 0.00%–0.10% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Dividends compounded and credited monthly based on average daily balance. $25 minimum balance (par value of one share) required to open and maintain membership/avoid service fee. Maximum 6 electronic/pre-authorized transfers per month; fees apply for more than 3 withdrawals/transfers per month.
Offer: $25 minimum balance to avoid $1.00 monthly fee; minimum $100 average daily balance required to earn stated dividend tier.
0.00% interest rate · $1 monthly fee · Effective Mar 1, 2025
Rate by balance
Rate by balance for Regular Share Savings Balance APY $100 – $500 0.00% $500 and upYour amount 0.10% Rate checked
More details - Vision One Credit UnionCookie Jar AccountsSavings · $100 min · 0.00%–0.10% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Dividends compounded and credited monthly based on average daily balance. Monthly deposits of $5.00 or more required to maintain account. Fee of $10.00 applies for withdrawals/transfers in excess of 3 per year. Account converts to Regular Share account after 60 days of inactivity.
Offer: $25 minimum average daily balance to avoid $1.00 monthly fee. Minimum $100 balance required to earn stated APY tier. $5/month deposit required to maintain account.
0.00% interest rate · $1 monthly fee · Effective Mar 1, 2025
Rate by balance
Rate by balance for Cookie Jar Accounts Balance APY $100 – $500 0.00% $500 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Monthly service charge of $10 is waived with a $5,000 minimum daily balance during that monthly statement cycle.
Offer: Monthly fee waived with $5,000 minimum daily balance.
0.05% interest rate · $10 monthly fee · Effective Aug 20, 2026
Rate by balance
Rate by balance for Banner's Best Savings Balance APY Up to $4,999 0.05% $5,000 – $24,999Your amount 0.10% $25,000 – $99,999 0.15% $100,000 – $249,000 0.35% $250,000 – $999,999 0.35% $1,000,000 and up 0.50% Rate checked
More details - Banner BankMoney Market SavingsMoney Market Savings · $100 min · 0.05%–0.50% by balance
Bank · 6 branches
0.10%APY$10 a year on $10,000Requirements
Product: Minors (ages 12-17) are eligible if a parent or guardian (age 18+) is also an account owner. $10 monthly service charge waived with a $1,000 minimum daily balance during the monthly statement cycle.
Offer: Monthly service charge waived with a $1,000 minimum daily balance during that monthly statement cycle.
0.05% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,499 0.05% $2,500 – $9,999 0.10% $10,000 – $24,999Your amount 0.10% $25,000 – $99,999 0.15% $100,000 – $999,999 0.35% $1,000,000 and up 0.50% Rate checked
More details - 0.09%APY$9 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citigold relationship tier (requires $180,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citigold tier.
Qualified rate · 0.09% interest rate · $4.50 monthly fee
Rate checked
More details - Provident Credit UnionPremier Money Market AccountPremier Money Market Account · 0.08%–3.40% by balance
Credit union · 1 branch
0.08%APY$8 a year on $10,000with conditionsRequirements
Product: Requires a minimum $1,000/month Direct Deposit to a checking account under the same membership, to begin no later than 90 days from account opening and continue for the life of the account. If direct deposit requirement is not met, earns base rate. Maintain minimum balance of $25,000.
Offer: Base rate earned when $1,000/month direct deposit requirements are not met.
Qualified rate · 0.08% interest rate
Rate by balance
Rate by balance for Premier Money Market Account Balance APY Any balanceYour amount 0.08% $25,000 and upRequires $1,000/month direct deposit to a checking account under the same membership. 0.71% $75,000 and upRequires $1,000/month direct deposit to a checking account under the same membership. 3.00% $125,000 and upRequires $1,000/month direct deposit to a checking account under the same membership. 3.40% Rate checked
More details - Sacramento Credit UnionSavings Accounts (All Types)Savings · $300 min · 0.05%–0.15% by balance
Credit union · 7 branches
0.08%APY$8 a year on $10,000Requirements
Product: Savings Account requires $25 to open. Dividend Rate and APY may change anytime as determined by the credit union board of directors. Dividends are compounded and credited monthly. Fees may reduce earnings.
Offer: Dividends are compounded and credited monthly. Fees may reduce earnings. Dividend Rate and APY may change anytime as determined by the credit union board of directors.
0.05% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Savings Accounts (All Types) Balance APY $300 – $999 0.05% $1,000 – $4,999 0.05% $5,000 – $9,999 0.05% $10,000 – $99,999Your amount 0.08% $100,000 and up 0.15% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 4 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - Sierra Central Credit UnionMembership SavingsSavings · $0 min · 0.05%–0.07% by balance
Credit union · 3 branches
0.07%APY$7 a year on $10,000Requirements
Product: Required account for membership; provides membership eligibility and serves as a basic savings account.
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Membership Savings Balance APY Over $0 0.05% $100 and upYour amount 0.07% Rate checked
More details - Sierra Central Credit UnionRegular SavingsSavings · $0 min · 0.05%–0.07% by balance
Credit union · 3 branches
0.07%APY$7 a year on $10,0000.05% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Over $0 0.05% $100 and upYour amount 0.07% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Sacramento, CA metro
123 accounts at 38 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 2.02%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Sacramento, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Travis Credit UnionCredit union · 2 branches
- Firefighters First Credit UnionCredit union · 1 branch
- First BankBank · 3 branches