Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Rochester, MN metro
- 0.20%APY$20 a year on $10,000
0.20% interest rate · Effective Jul 1, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Foundational account for credit union membership ($5.00 deposit makes member an owner). No monthly service fees or charges.
0.20% interest rate · No monthly fee · Effective Jul 1, 2026
Rate checked
More details - 0.18%APY$18 a year on $10,000
Requirements
Product: Quarterly fee of $8 applies if minimum daily balance of $50 is not maintained. 12 withdrawals allowed per quarter ($2 per withdrawal over 12).
Offer: Minimum opening deposit of $50. $8 quarterly fee if $50 daily balance is not maintained.
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Higher balances earn higher rates. No monthly service charge. Direct check writing access. Interest compounded and credited monthly.
Offer: Tier for daily balances up to $25,000. Rates current as of 10/1/26 and may change after account opening.
0.15% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Max Savings Balance APY Up to $25,000Your amount 0.15% $25,000 – $100,000 0.30% $100,000 – $225,000 0.50% $225,000 – $500,000 1.00% Over $500,000 1.51% Rate checked
More details - Heritage BankMONEY MARKET SAVINGSMONEY MARKET SAVINGS · $0 min · 0.10%–0.20% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Interest earned on a daily ledger balance. The interest rate and Annual Percentage Yield may change after account opening. Fees could reduce the earnings on the account.
Offer: Tier 1. Interest earned on a daily ledger balance. Interest rate and APY may change after account opening.
0.10% interest rate
Rate by balance
Rate by balance for MONEY MARKET SAVINGS Balance APY Up to $2,500 0.10% $2,500 – $10,000Tier 2. 0.12% $10,000 – $25,000Your amountTier 3. 0.15% $25,000 – $100,000Tier 4. 0.20% $100,000 and upTier 5. 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minnesota and Wisconsin residents only. 12-month savings commitment with fees for early withdrawal. Limited to one WINcentive account per person; business and trust memberships are not eligible.
Offer: 12-month savings commitment. First early withdrawal fee is $10; second withdrawal fee is $25; third withdrawal closes account without fee. One no-penalty withdrawal permitted during anniversary month. Each $25 month-over-month balance increase earns an entry into cash prize drawings (max 4 entries/month, 12/quarter, 48/12-month period).
0.10% interest rate · No monthly fee · Effective Sep 3, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable rate product that could adjust monthly. $10,000.00 minimum daily balance to waive $10/month maintenance fee. Interest compounded and credited monthly.
Offer: Tier for daily balances up to $10,000. $10/month maintenance fee waived with $10,000 minimum daily balance. Rates current as of 10/1/26 and may change after account opening.
0.10% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Investment Savings Balance APY Up to $10,000Your amount 0.10% $10,000 – $50,000 0.50% $50,000 – $100,000 1.51% $100,000 – $250,000 1.87% $250,000 – $500,000 2.07% Over $500,000 2.78% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Affinity Plus membership required. No minimum balance requirement and no required term.
0.10% interest rate · No monthly fee · Effective Sep 3, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: One Superior Money Market per membership. Membership required. Direct deposit of $500 minimum each month (payroll, Social Security or unemployment) to any Affinity Plus checking, savings or money market account and enrollment in digital statements required to earn higher dividend rate; otherwise receives 0.100% APY. No minimum balance and no minimum balance fee.
Offer: If monthly requirements are not met (applies to all balance tiers). Compounded monthly.
Qualified rate · 0.10% interest rate · Compounded monthly · No monthly fee · Effective Sep 3, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Affinity Plus membership required. $10 minimum balance represents membership share.
0.10% interest rate · No monthly fee · Effective Sep 3, 2025
Rate checked
More details - Blaze Credit UnionSavings (Share and Secondary)Savings · $10 min · 0.05%–0.10% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Dividends compounded and credited quarterly. $10.00 minimum balance required to maintain membership (Share Savings only). Daily balance method applies. On tiered rates, dividends are paid on the entire balance.
Offer: Minimum balance to earn stated APY is $0.01.
0.05% interest rate · No monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Savings (Share and Secondary) Balance APY Up to $2,000 0.05% $2,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No minimum balance required. A Special Savings account can be used as a budgeting tool or to keep some of your savings separated from other funds. Dividends are paid quarterly.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - Altra Federal Credit UnionIndexed Tiered SavingsSavings · $0 min · 0.10%–4.32% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Dividends compounded monthly and paid monthly. Available to both Business and Retail Members. Rate indexed to 3-month Regular Advance rate of FHLB of Chicago. Floor Rate of 0.50% APY for balances higher than $250,000.00. Limited to balances below $10,000,000.00. Limit 1 Indexed Tiered Savings account per tax reported owner.
0.10% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Indexed Tiered Savings Balance APY Up to $249,999Your amount 0.10% $250,000 – $499,999 3.32% $500,000 – $749,999 3.52% $750,000 – $999,999 3.92% $1,000,000 and up 4.32% Rate checked
More details - Accentra Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.05%–0.35% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: No monthly service fees or maintenance charges. Dividends are compounded monthly. Minimum opening deposit of $2,500.
Offer: Interest compounded monthly.
0.05% interest rate · Compounded monthly · No monthly fee
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,499 0.05% $2,500 – $9,999 0.05% $10,000 – $24,999Your amount 0.10% $25,000 – $49,999 0.15% $50,000 – $99,999 0.20% $100,000 and up 0.35% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest compounds daily and credits quarterly. A $5.00 service charge is imposed quarterly if the balance falls below $100.00 any day during the quarter; fee waived for account holders 62 or older, minors under 21, and exempt organizations. Rate and APY may change after opening.
Offer: Minimum balance to obtain APY is $0. The rate and APY may change after the account is open.
0.10% interest rate · Effective Jun 25, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Rochester, MN metro
76 accounts at 25 banks and credit unions · checked Oct 16–22
- Typical
- 0.28%
- Top 10% from
- 2.43%
- Banks, typical
- 0.33%
- Credit unions, typical
- 0.20%
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Rochester, MN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Altra Federal Credit UnionCredit union · 2 branches
- Luminate BankBank · 1 branch
- Foresight BankBank · 3 branches